Bajaj Allianz Critical Illness Health Insurance
Claim Settlement Ratio | 92.24% |
Network Hospitals | 7,000+ |
Pre-existing Disease Waiting Period | 2 years |
Starting Premium for Rs. 5 lakhs SI | Rs. 364/month |
About Bajaj Allianz Critical Illness Health Insurance
Bajaj Allianz Critical Illness is a benefit policy that covers 10 critical illnesses namely first heart attack, CABG, stroke, cancer, kidney failure, major organ transplantation, multiple sclerosis, surgery of aorta, pulmonary arterial hypertension and paralysis of limbs. This is a customer-centric plan to offer financial support if an unexpected medical emergency happens or an individual is diagnosed with a critical illness.
The benefit amount is paid once an individual is diagnosed with critical disease meeting specific criteria and the insured survives 30 days after the diagnosis. The benefit amount paid under the critical illness plan can be utilized for either treatment of the disease or for lifestyle changes, donor expenses or a planned treatment outside India, etc. This plan offers sum insured options ranging from Rs. 1,00,000 to Rs. 50,00,000. This policy has lifetime renewability benefit under normal circumstances.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Key Inclusions and Exclusions of the Plan
What's Included
- Expenses incurred in India & abroad both are covered
- Financial aid is provided, thus helping the policy holders and their families in difficult times
- Donor expenses in a transplant surgery can be paid out of the amount received under this cover
- The insurer receives a lump sum amount to plan the treatment accordingly
- The plan covers 10 critical illnesses namely cancer, heart attack, organ transplant, kidney transplant, and so on
What's Not Included
- Treatment arising from or traceable to pregnancy or childbirth, including cesarean section and birth defects
- Claims for any cosmetic and dental surgery are not covered
- Any critical illness diagnosed within the first 90 days of the inception of the policy
- Medical expenses in case of presence of HIV/AIDS infection
- Occupational diseases caused by work or working conditions
5639 Bajaj Allianz Cashless Network Hospitals in India
Choose Bajaj Allianz Critical Illness Plan
Choose Bajaj Allianz Plan for
Bajaj Allianz Critical Illness Plan Expert Review
-
-
Major Attractions
The Bajaj Allianz Critical Illness Plan is available at competitive premium rates. Apart from being economical, the plan helps in making the treatment become affordable with a lump sum amount. The policy can be purchased on an annual basis and can be renewed yearly as well. It is a kind of boon for the people who are vulnerable to falling prey to critical illness due to genetic factors or any other reasons. Here are some significant components of the plan:
- A free look period of 15 days is provided
- Easy and swift portability options are offered
- The plan offers coverage for 10 critical illnesses
- Lump sum amount is provided to insured members post diagnosis
- The policyholders can apply for enhancement of sum insured at the time of renewal
- Expenses of organ donor or lifestyle can also be paid out of the lump sum amount
- Health CDC benefit is given where quick claim settlement can be done through an app
- Single window assistance is given to all policyholders for health care related services
-
What’s More?
In addition to the listed attractions of the plan, it holds some other features to deliver profit as well as care to its proposers. Here are the following additional benefits of the policy:
- Availability of lifelong renewability option
- Hassle-free in-house claim process is offered
- Tax benefits can be gained on the premium amount paid
-
Conclusion
In short, the critical illness plan by Bajaj Allianz is one of the best critical illness related offers. The policy has so much to offer and deliver, it is a perfect choice for anyone with a critical disease listed under this plan.
To opt for the right critical illness plan is important, but buying it from the correct platform is equally important. On this note, it is widely suggested to purchase the health insurance plan from the website of insurancedekho.com. The website provides the safest payment gateway, share all the relevant information about the policy, guide the customers pertaining to claim settlement procedure, and so on. Thus, buy the plan from Insurance Dekho today and be healthy and relaxed tomorrow.
Claim Process at Bajaj Allianz Health Insurance
FAQs on Critical Illness Plan Health Insurance Plan
-
-
What is the entry age for purchasing a Critical Illness policy?
Entry age for an individual is minimum 18 years to maximum 65 years. For dependent children, the entry age is 6 years to 21 years.
-
What will be the renewal age?
The policy comes with lifetime renewability benefit.
-
What are the sum assured options available under the Critical Illness policy?
For the age group of 6 years to 60 years, the sum assured options range from Rs. 100000 to Rs. 50,00000 whereas for the age group of 61 years to 65 years, the sum assured options are from Rs. 100000 to Rs. 500000.
-
Can I enhance my sum insured under this policy?
The sum insured under the policy can be enhanced only at the time of renewal by submitting a fresh proposal form.