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Bajaj Allianz Surgical Protection Health Insurance User Reviews

291 reviews Rate This
Bajaj Allianz
Highlights
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Rating of Surgical Protection Plan
4.3
Based on
24 User reviews

  • Strong digital presence

    Online presence is crucial nowadays. This ensures that you can issue your policy at the comfort of your home. InsuranceDekho makes sure that all the insurers mentioned on the website have a strong digital presence so that you can access them whenever or wherever you want. I booked Bajaj Allianz Surgical Protection plan.

    T
    Trish Bhattacharya
    On: Dec 02, 2020

  • Optimum plan for me

    I was told about this plan by one of my friends. I really liked this plan because it has given me cover for around 600 surgeries. Also, i did not have to undergo pre-medical tests as i am below 45 years of age. Feature that i have beneficial is sum insured enhancement at renewal time. 

    S
    Sudhanshu
    On: Feb 26, 2020

  • Wide cover for less price

    Surgeries cost a lot these days. The best way i found to deal with this expense was this plan. Thanks to insurancedekho that they suggested it to me. I have chosen its individual surgical protection plan. Have got coverage for around 600 surgeries, including listed daycare procedures. I recommend this plan to every need person.

    G
    Geeta Pant
    On: Feb 20, 2020

  • High expectations from this one

    When insurancedekho guys told me about this policy, i was very much satisfied. After all, the coverage being offered is very good. At very low premium amount, i have got comprehensive coverage for around 600 surgeries, facility of sum insured enhancement, and more. Also, i did not have to take pre-medical tests as i am below 45 years. 

    R
    Rahul Kumar
    On: Feb 14, 2020

  • One of a kind plan

    The reason i bought this policy is because it covers me for a fixed benefit amount for specified surgeries and that too at a less premium. This plan offers cover for around 600 surgeries so that’s great. Also available for me are value-added covers like Hospital Cash Daily Allowance, Critical Illness and Personal Accident benefit. 

    R
    Rohit Awasthi
    On: Feb 11, 2020
    • Must BuyMust Buy

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  • Comes with add-ons also

    I really liked this cover by bajaj. I was looking for one like this for the past few weeks. Then, InsuranceDekho guys told me about this policy. Must tell you that it covers for 600 surgeries and gives you more benefits with additional covers like Critical Illness, Hospital Cash Daily Allowance, and Personal Accident benefit. 

    G
    Gyan Chauhan
    On: Feb 05, 2020

  • Good opportunity by bajaj

    Bajaj allianz is my favorite insurer. This time also i have purchased this plan from bajaj because it takes care of your expenses unlike any other insurer. There is no medical test required up to 45 years age and you can renew the policy for lifetime. I would recommend this plan to everyone looking for surgical cover.

    T
    Tilak Singh
    On: Jan 30, 2020

  • Fixed amount for surgeries

    This Surgical Protection Plan is really great as it provides a fixed benefit amount for specified surgeries. I have recently bought this policy to help me with expenses of medical treatment in hospital. I have also opted for value-added covers such as Hospital Cash Daily Allowance, Critical Illness and Personal Accident benefit. 

    H
    Hari Prakash
    On: Jan 14, 2020

  • Good for surgery purpose

    I am thankful to insurancedekho guys for recommending this policy to me. Must say that this plan is good for surgery expenses. It covers around 600 surgeries. What’s great is that no pre-medical test is required up to the age of 45 years. Sum Insured enhancement is allowed at the time of renewals also.

    G
    Gautam Gupta
    On: Dec 24, 2019

  • Happy with surgical plan policy

    Great effort by bajaj allianz team for coming up with such a good plan. I am new to this cover but i am highly impressed by the vast cover, affordable rates and numerous benefits of this policy. Investing in this policy has been successful for me. I must say that i will definitely recommend this plan to all in my known.

    A
    Amit Mehrotra
    On: Dec 06, 2019

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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