Bajaj Allianz Global Personal Guard Health Insurance

Global personal Guard Policy protects you and your family when hardships strike in life. The policy comes with two sections, namely base cover and optional covers. Under base cover, the assignee or nominee gets the sum insured in case of misfortune event of death of the insured within 12 months from date of the accident which resulted in bodily injuries, cover for Permanent Total Disability if resulted due to an accident, and Permanent Partial Disability from 12 months from the date of the accident. Whereas in the other section, there are 12 optional covers such as adventure sports benefit, air ambulance cover, children education benefit, Coma Due to Accidental Bodily Injury, etc., which the insured can choose for added coverage, as per their requirement, by paying an extra premium at the time of policy purchase.

The age requirement to be the proposer for this plan is 18 years to 70, which is the same for spouse and dependent parents. But the dependent children, if added under this policy, should be aged between 3 months to 25 years. You can buy this policy for sum insured options between Rs. 2 Lakh and Rs. 25 Lakh for accidental hospitalisation expenses. Also, the policy comes with a free look period of 15 days. You can buy this policy for 1 year, 2 years, or 3 years as per your requirement. Under normal circumstances, the policy is renewed for a lifetime.