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Why Reliance General Health Insurance Is The One You Need?

Published On Oct 15, 2019, Updated On Nov 24, 2020

Reliance General Health Insurance - About It 

One of the leading names in the world of health insurance, Reliance General Health Insurance is a trustworthy option for many. Renowned in the field since 2000, Reliance General Health Insurance is the first insurance company in India to gain an ISO 9001:2008 certification for end-to-end services. The insurer is the ultimate preference of one and all, be it individuals, corporate, or small & medium enterprises.

Talking about health insurance by Reliance General, note that the insurer has retail & corporate health, mass health insurance products and personal accident insurance products in store. In fact, Reliance General Health Insurance is the first company to come up with first Over-The-Counter health and home insurance policies.  

Key Features

  • Lifelong renewal
  • Affordable premium
  • Wide sum insured range 
  • Comprehensive coverage 
  • Easy access to TPA service
  • 139+ offices across the country
  • 4,300+ leading network hospitals
  • Pre-policy medical health check-ups not until 45 years of entry age
  • ‘Go Digital’ initiative for easy policy purchase
  • Cashless treatment available in all network hospitals

Reliance General Health Insurance - Plans

  • HealthGain

The perfect way to handle financial instability at the time of an unexpected medical emergency, Reliance HealthGain is a complete health insurance policy. Available on individual and family floater sum insured basis, HealthGain saves you from spending your savings on sky-rocketing medical bills. Overall, this is one policy you can invest in without thinking twice and expect supreme support in return. 

The basic coverage you get on choosing HealthGain includes inpatient treatment, pre & post hospitalisation expenses, day care treatment, domiciliary hospitalisation, domestic road ambulance expenses, donor expenses, etc. 

Key Highlights - 

  • Policy period - 1 year/2 years
  • Entry age - 91 days to 65 years
  • Sum insured range - Rs. 3 Lakh up to Rs. 18 Lakh
  • Plan variants available - Plan A & Plan B
  • Wellness benefit - Available
  • Reinstatement of base sum insured - Up to 100% of base sum insured, subject to submit of 20% for related injury/illness
  • Insurance Renewal & Accidental Death Cover for No Claim Renewal - Available for Plan B

To uncover more features such as Cumulative Bonus, Call Option, Claim Service Guarantee, Policy Service Guarantee, as well as discounts, check RELIANCE HEALTHGAIN 

  • HealthWise 

None can see their family compromising on health & quality of treatment, especially during a medical emergency. Reliance General Health Insurance, being the responsible health insurer understands the same and provides a smart and pocket-friendly choice for all. HealthWise is another gem in the product collection of Reliance that helps you financially & mentally support your family without losing your hard-earned savings or peace of mind. 

A popular choice in the field, HealthWise covers basic expenses including hospitalisation expenses, pre & post hospitalisation expenses, domiciliary hospitalisation, day care treatment, donor expenses, etc. 

Key Highlights - 

  • Policy period - 1 year
  • Entry age - 91 days to 65 years 
  • Sum insured range - Rs. 1 Lakh up to Rs. 5 Lakh
  • Variants available - Standard, Silver, and Gold
  • Pre-existing disease coverage (as per variant opted)
  • Critical illness cover - Additional sum insured 
  • Cost of health checkup - up to 1% of average sum insured (individual) & up to 1.25% of average sum insured (family floater) 

For more details about HealthWise features like value added covers such as Daily Hospitalisation Allowance, Nursing Allowance, Local Road Ambulance Service, Recovery Benefit, Expenses on Accompanying Person, and other discounts, take a quick look at RELIANCE HEALTHWISE 

  • Critical Illness Insurance 

Having a critical illness insurance cover is nothing less than a boon. After all, it saves you from all the financial trouble that could cause extreme tension during the already worrisome situation of critical illness diagnosis. An additional protection over the basic health insurance policy, Critical Illness Insurance is a fixed benefit plan that the policyholder can make the most of as per their discretion. 

Critical Illness Insurance by Reliance General Insurance provides cover for specified critical illnesses, both life-threatening and lifestyle disabling in nature. This policy can be taken on long-term coverage perspective as coverage can be availed on an annual basis or for a continuous period of three years.

Key Highlights - 

  • Policy period - 1 year/3 years 
  • Entry age - 18 years to 65 years
  • Sum insured range - Rs. 5 Lakh up to Rs. 10 Lakh
  • Covers 10 critical illnesses
  • Category of critical illnesses covered - Life-threatening diseases & Lifestyle disabling diseases
  • Available on individual sum insured basis 
  • No requirement of medical test up to the age of 45 years

Wish to discover more about Critical Illness Insurance and its other features like critical illnesses covered, lump sum amount, as well as discounts available on renewal, etc., then visit RELIANCE CRITICAL ILLNESS INSURANCE

Also Read

Is Early Investment in Health Insurance a Better Idea?

Claims Ratio in Health Insurance - Importance


Reliance General Health Insurance is an excellent option if you are looking for affordable and reliable cover. 

Rest assured, investing in Reliance Health Insurance will never leave you disappointed. 

If interested in learning more about the insurer & its plans, feel free to call us at 18001205698

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