Top National Health Insurance Plans
Published On Nov 13, 2021 5:30 AM By KANIKA WADHWA
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Health insurance plans are important to get protection against the high cost of medical treatments in the private hospitals. Due to the spread of the global pandemic, the inflation in the health sector has increased thus leading to the increase in the basic costs of medical treatments. Therefore, health insurance plans help the policyholders in overcoming the medical dues and support them financially.
About National Health Insurance Plans
National Health Insurance firm is one of the mature health insurance providers in the country and over the time it has evolved its services according to the several modern-day technologies to deliver quality products. The company offers a wide range of products thus giving the policyholders several options to choose from. Some of the prominent features of National health insurance plans are as follows:
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- Cashless claims can be made at around 6000+ linked hospitals of the insurer
- For no restrictions on the upper age limit at the time of the renewal, the firm provides the lifetimes renewability of services perk.
- The firm achieved a decent claim settlement ratio of 83.78% in FY 2019-20, thus signifying its credibility
National Health Insurance company is one of the oldest and most trusted companies in the country. With a huge customer base that trusts and appreciates the services and policies of National health insurance company, the firm offers policies that can be customized according to the needs of the policyholders.
Top National Health Insurance Plans
Following are some of the best health insurance plans from the National health insurance company:
1. National Mediclaim Plus Policy
This plan can be bought for both individuals and family members at a claim amount ranging from Rs. 2 Lakhs to Rs. 50 Lakhs. The family floater coverage can include you along with your spouse, children, and dependent parents. It also offers several other benefits like hospitalization expenses, maternity benefits, newborn covers, ambulance charges, etc.
2. National Parivar Mediclaim Policy
This is a family floater health insurance plan by National health insurance firm and its assured sum of amount ranges from Rs. 1 Lakh to Rs. 10 Lakh. This plan is available in variants in terms of policy tenure and comes packed with benefits like inpatient costs, organ donor expenses, ambulance charges, maternity benefits, vaccination care, and a lot more.
3. National Senior Citizen Mediclaim Policy
Under this senior citizen health insurance plan by the National health insurance, you can get comprehensive coverage for your parents who are senior citizens. This plan can be included as a family floater plan with an assured amount ranging from Rs. 1 Lakhs to Rs. 10 Lakhs. The policyholders of this plan can be of age group 60 to 80 years and avail benefits like hospital cash coverage, alternative treatment covers, hospitalization expenses, ambulance charges, and much more.
4. National Critical Illness Policy
This is a critical illness health insurance plan offered by the National health insurance firm to its policyholders at a claim amount ranging from Rs. 1 Lakh to Rs. 75 Lakh. This plan compensated for around 37 listed critical diseases and offered a fixed lump sum amount to the policyholders at the time of the claim settlement procedure.
5. National Super Top-Up Mediclaim Policy
This health insurance cover offers an extended coverage to the policyholders in order to enhance their existing coverage at an affordable price. This super top-up plan can be bought either as an additional plan or as a standalone health insurance policy by the policyholders. Some of the basic inclusion of this policy are inpatient costs, pre and post hospitalisation expenses, organ donor charges, ambulance covers, and much more.
You can consider the above mentioned plans when investing in a suitable health insurance by National health insurance. You can compare their features and coverage over the internet and invest in the one that is both extensive and cost-effective. You must carefully read the fine print of the plan to understand the inclusions of your health insurance policy.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.