How to Buy Aarogya Sanjeevani Policy Online?
Updated On Nov 25, 2020
Arogya Sanjeevani is a Health Insurance policy that covers expenses related to health care like pre and post-hospitalization costs, hospitalization, hospital services, treatments, doctor consultation fees and others. It can cover these expenses up to 3-5 lakhs, depending on the purchased policy type. It is a health insurance policy which was introduced recently to protect the lives of people during the pandemic.
The consumer is eligible to purchase the policy if they are between the ages of 18 and 65. This plan is also available to the children of the consumer who are aged between 3 months and 25 years. This is an excellent policy if you can avail it. However, the policy is size dependent, meaning that the number of people who can use the policy is limited.
One can avail the Aarogya Sanjeevani policy online easily. Various insurance companies are offering the Aarogya Sanjeevani policy as part of their insurance plans. The consumer needs to log onto the particular insurance company’s website and search for the Aarogya Sanjeevani policy, fill in the details required by the company and then complete all the procedural processes.
Factors to Consider When Purchasing the Policy
Before the purchase of the policy, the consumer must ensure the following factors of the policy:
1. Coverage of the Policy: The consumer must be sure that all their requirements are covered under the policy. Some of the features included/covered in the Aarogya Sanjeevani policy are: In-patient hospitalization, Pre and Post hospitalization, In-patient AYUSH treatment, daycare procedures, emergency ambulance cover, pre-existing diseases, lifelong renewability, dental treatment and plastic surgery, free look period etc., are some of the features that should compulsorily be included/covered under the policy that is to be purchased.
2. Type of Plan: The Aarogya Sanjeevani Policy is available in two plans: the Individual Plan and the Family Floater plan. The Individual plan is useful for people who want to avail the policy only for themselves, as it says that the policyholder himself will be the beneficiary. The policyholder for the Family Floater plan, on the other hand, would be a member of the policy holder’s family. The Family Floater plan includes the mentioned number of family members of the policyholder and himself.
3. Exclusions: This is one of the most important factors to be noted. The exclusions are important as the coverage of the policy as they signify the features that would not be included in the policy. These are important so that there are no confusions at the time where the policy would come into play.
The Aarogya Sanjeevani is an excellent policy for people who wish to avail health insurance in the times of the pandemic. It offers some great features and can be available to an individual and also to his/her family members according to the plan they chose. The policy can easily be purchased online and doesn’t cause much hassle. It offers good coverage as well and is available at various insurance companies as well.
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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.