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Health Insurance Policy for Paralysis Treatment in India

Published On Apr 15, 2020 5:30 AM By Yamini Sharma

Paralysis is the complete or partial loss of muscle function. It can affect temporarily or permanently and occur at any time of your life. It can affect any part of your body. When a person gets paralyzed, he/she is not able to feel pain in that particular area. 

Most of the time, paralysis is not due to a problem with the muscles themselves. It is more probably because of a problem somewhere along with nerve cells chain which runs from the body part to the brain and back again. 

Talking about types and degrees of paralysis, the condition can be:

  • Complete - When there is no muscle movement at all
  • Partial - When some control over muscles is still left
  • Permanent - When control over muscles never comes back
  • Temporary - When some or all muscle control comes back
  • Flaccid - When muscles get flabby and shrink
  • Spastic - When muscles are tight and hard and jerk around oddly

Before moving ahead, learn about Paralysis Causes, Symptoms and Treatment.

Paralysis Treatment – How Much Does It Cost?

A patient of paralysis should be taken for immediate medical care for proper diagnosis and treatment. 

When it comes to treatment, it depends on the severity of the condition and the region which is paralyzed.

In general, the cost of paralysis treatment may vary anywhere between Rs. 7,000 to Rs. 1 Lakh. However, it is important to note that the overall cost of paralysis treatment eventually depends on a series of aspects, including the condition of the patient, the severity of paralysis, and more. 

If concerned about covering the cost of paralysis treatment, here’s some good news. A critical illness insurance cover for paralysis treatment can save you from all high treatment costs. 

Paralysis Treatment with Health Insurance – Why Should I Buy It?

Unlike your basic indemnity health insurance plan, your critical illness cover for paralysis treatment will work as a benefit-plan. 

On opting for a critical illness plan to cover paralysis treatment, you will become eligible for a lump sum amount which will be paid to you in a single transaction, upon paralysis diagnosis. You will be able to use this lump sum amount, for paralysis treatment, care, and recovery. Also, it would be up to you use the lump sum amount for any of your financial concerns, such as paying off debts, making up for lost income, bringing about lifestyle changes and others.

What’s best is that you will become eligible for the cover of critical illnesses other than paralysis covered as per your plan. 

One of the prime advantages of choosing a critical illness cover for paralysis treatment is that you won’t have to spend even a single penny from your savings or sell your assets to undergo treatment. 

Your existing health cover or corporate health insurance may be there to cover your medical expenses up to a certain extent,  but in this situation, your critical illness insurance for paralysis treatment will cover unfortunate medical emergency costs that both your existing policies combined may not.  

So, it is advisable to choose critical illness insurance.

Buying this plan will help you keep your family off the financial burden and mental stress. Also, you will gain peace of mind because of your preparedness. 

Lastly, your critical illness plan for paralysis cover will help you enjoy tax benefits under Section 80D of the Income Tax Act, 1961.

What Can You Do To Cover Yourself for Paralysis Treatment?

First and foremost, it is advised to take the paralysis patient for medical care as soon as the symptoms occur. 

Secondly, make sure the patient is covered for paralysis treatment before the need arises.  

If you need any kind of support for purchasing paralysis treatment critical illness insurance, please feel free to call our InsuranceDekho experts at 1800-1205-698 today itself! 

Our experts will not only inform you about the available plans but also extend complete support for their purchase. 

Also Read

Critical Illness Insurance - Errors to Avoid

Paralysis Symptoms, Causes And Treatment

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