Benefits of United India Health Insurance Policies You May Not Know
Updated On Feb 10, 2021
There is no doubt that we are living in an era in which medical inflation is advancing at a higher pace. It doesn’t seem like slowing down. On the other hand, life is uncertain. Medical emergencies could be at your door any time.
Therefore, it is essential to stand awake and be prepared to meet any uncertainty. For this, United India, wholly owned by Government of India, provides you with a range of health insurance plans designed to meet your needs, keep you stay free from medical bills like costs of medicines/drugs, and treatment expenses.
Keep reading to know about United India Insurance Company and how its policies can be helpful at the time of need.
United India Insurance Company
United India is a renowned health insurance company. It offers a wide range of health insurance products. A forefront of designing and providing health covers for a large number of people, the company is known for issuing insurance products to more than 1 Crore policyholders. Further, it has formulated all its health insurance products in a way that make sure that almost every unforeseen event is covered. Moreover, United India focuses on hassle-free documentation and processing systems.
Why Buy United India Health Policies?
Currently, United India offers a variety of insurance policies for both individuals and businesses. Apart from offering cashless treatment at more than 7,000 hospitals, the company ensures the complete health protection and superior customer satisfaction. Below are key reasons to buy United India Health Insurance:
- Protection against illnesses, disease, and injury sustained during the policy period
- Benefits of free medical check-up after every 3 claim-free year
- Best-in-class customer service leveraging technology & multiple channels
- The complete online process to buy, file claims and renew policies
- Benefits of no claim bonus of up to 3%, a maximum of 15% of SI
- 20% of co-payment on major illnesses is applied in case of senior citizens
Benefits of United India Policies
United India offers policyholders with a whole lot of benefits and features through its health insurance products. Here are the salient features of the policies:
Free Medical Check-up: The facility of the free medical check-up is available at regular intervals. With this option, the insurer offers you complete health packages which entail several medical tests, including scanning, HIV, overall blood picture and other basic tests.
Comprehensive Medical Cover: Insurance plans of United India come with comprehensive medical cover, including room rent, pre and post hospitalisation expenses, costs of oxygen, OT, ICU, blood, medicines, drugs, etc. A wide range of add-on benefits is also available.
No Claim Bonus: United India provides customers with No Claim Bonus (NCB) benefits at the time of renewing the policy. The NCB benefit comes with every plan.
Online Services: United India serves you by providing easy online services. All the insurance products are available online and you can buy using your smartphone, or laptop from anywhere at any time. Not only this, but you can also renew the policy and file claims by sitting at your home.
Cashless Hospitalization: As a policyholder of United India, you’re able to get cashless treatment in more than 7,000 hospitals across the country. You can get quality health services and the best possible treatment in a hassle-free way. However, cashless treatment is available only for planned medical treatment.
Pre & Post-hospitalization Cover: The expenses incurred before hospitalistion such as lab tests, consultation, etc. are covered under the policies. Similarly, the charges for routine check-ups and medicines post-discharge from the hospital are also covered.
Ambulance Fee: United India health insurance policies provide coverage for transportation charges from the point of emergency to hospitals. Any expenses or charges for ambulance service is reimbursed.
24/7 Customer Assistance: Professionals at United India are ready to serve customers 24/7. Whether you need customer support when buying policies, filing claims or renewing the existing policy, you can reach out to the customer care team at any time.
Organ Donors: Expenses incurred in organ donors can be covered under the United India health insurance policies.
AYUSH Treatment: Several health insurance policies of United India also come with the feature of covering alternative treatment like AYUSH treatment. However, you need to get hospitalised in a government hospital or government-approved medical facilities.
Tax Benefits: Among other benefits is the tax benefit. Yes, the premiums paid under the health Insurance policy can let you save tax under section 80D of the Income Tax Act.
Also read, why you should buy Star Health Insurance online.
United India Health Insurance Policies
United India has designed a wide range of health insurance policies. The health products offered by the company are:
- Family Medicare
- Gold
- Individual Mediclaim
- Platinum
- Senior citizen insurance policy
- Super Topup
- Topup
- UNI Criticare
- Workmen Medicare Policy
Also Read
10 Popular Health Insurance Policies of United India Insurance Company
Oriental Insurance, United India and National Insurance Are to be Merged
To sum up, United India is a leading insurance company in the country. It is committed not just for securing the health of adults, but also children, elderly people, women and those suffering from critical illnesses. To buy the policy of United India, feel free to call InsuranceDekho at 1800-120-5698.
