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10 Popular Health Insurance Policies of United India Insurance Company

Published On Mar 17, 2019 5:30 AM By Prashant Srivastava

Healthcare costs are rising at a higher pace in India.

This leads us to buy Health Insurance Plans of United India Insurance Company and other insurance providers.

Many of us skip physician visits and go without health care due to unbearable medical costs.

Thanks to United India Health Insurance Plans and health policies of other insurers in the country that enable us to get the best treatment without fear of heavy medical expenses.

If you’re wondering about the popular health insurance policies of United India Health Insurance Company, then this article is worth a read. Go through it and have in-depth information about the company and its different health insurance plans available in the market. 

United India Health Insurance Company

Established in 1938 with different insurance products, The United India Insurance Company has become a leading insurance provider in the country. Some of the big clients that have bought health policies of United India are:

  • ONGC Ltd.
  • Mumbai International Airport Limited
  • GMR - Hyderabad International Airport Ltd, etc.

With approx one crore insured, United India Health Insurance Company has become one of the most trusted insurance providers in the country today.

Products and Services of United India Health Insurance

At United Health Insurance Company, you can avail a wide range of health insurance products. The company allows you to select one plan as per your requirements.

Listed below are the popular health insurance products provided by this insurance company in India.

1. Family Medicare

Family Medicare provided by United India is the right product to cover your entire family under one insurance policy. This plan covers:

  • Self
  • Spouse
  • Dependent kids

The required age to buy this plan ranges from 18 years to 80 years

2. Family Medicare 2014:

Like Family Medicare, Family Medicare 2014 is also a family medical insurance plan. This plan covers all family members under a single Sum Insured. The family members include:

  • Self
  • Souse
  • Dependent children

The coverage includes day-care treatment, hospitalization expenses, and Ayurveda treatment.

The age bar to buy the “Family Medicare 2014” is between 18 and 80 years.

3. Individual Mediclaim Plan:

Do you want to buy health insurance for self only? If so, the Individual Mediclaim Policy of United Health Insurance is ideal. However, you can avail coverage under this plan only in case of surgical treatment and hospitalisation.

4. Gold:

“Gold” is another plan among United India Health Insurance Plans. This policy provides coverage for hospitalisation expenses incurred in India for treatment of illness, or injury sustained by the insured.   

‘Gold’ also covers certain Day-Care procedures.

The insurance coverage under this health plan ranges between Rs. One Lakh to Rs. Five Lakh and in the multiplications of Rs.50, 000.

The age limit to avail the ‘Gold’ policy is between 36 years and 60 years.

5. Platinum:

Platinum Plan of United India Health Insurance Company is ideal to get a sum insured of Rs. One Lakh to Rs. Ten Lakh. The plan is available for every person between 18-35 years.

To reap the benefits of this health insurance policy, you need to renew it contentiously without break. The injury or illness that necessitates hospitalization or surgical treatment is also covered.

6. Senior Citizen:

As the name suggests, “Senior Citizen” health policy is designed to cover senior citizens. Though the required age to buy this plan ranges between 61 years and 80 years, one can get covered under this plan beyond 80 by renewing the policy without any break.

The sum insured that starts from one lakh under the “Senior Citizen” policy can span to Rs. three lakh in the multiplications of Rs.50, 000.

7. Top Up:

“Top Up” is basically an add-on cover. It covers the additional medical costs beyond the threshold level of any amount reimbursed under any Health Insurance Policies whichever is higher, up to the Sum Insured stated in the policy.

This benefit can be added to a policy that provides the cashless facility or reimburses the medical expenses that are incurred. It is applicable for both individual and family floater plans.

8. Super Top Up:

This particular Super Top Up plan is good for both individual and family floater policies.

  • Individual Plan - All family members including parents are covered under a single policy with varied sum insureds and threshold level.
  • Group basis – Under this plan, all family members are covered under Single Sum Insured. However, parents need to take a separate policy.

The required age for adults is 18-80 and for children 3-month to 18-year.

9. UNI Criticare:

UNI Criticare Health Plan is the perfect option for critical illnesses coverage. Key benefits of this policy include:

  • Various Sum Insured: Rs.1 lakh, Rs.3 lakh, Rs.5 lakh, and Rs.10 lakh.
  • A waiting period of 90 days from the start of the policy
  • A survival period of 30 days from the diagnosis date.

This policy covers 11 different critical illnesses and a lump sum amount is being paid on the diagnosis of the illness.

The eligibility criteria are 21 years and 65 years.  

10. Workmen Medical Plan:

The Workmen Medical Plan is ideal for employers - contractors and factory owners. This policy provides coverage to employees during their employment period within the organization.

The cover is provided for all hospitalization expenses related to an accident or illness.

The sum insured under the Workmen Medical Plan ranges from Rs.50, 000, Rs. One Lakh, to Rs.One and a Half Lakh.

Also Read

3 Easy Ways to Pay Premiums of United India Insurance Online

Benefits of United India Health Insurance Policies You May Not Know


These are the top 10 health insurance policies of United India Insurance Company. Select and buy the plan that caters to your needs. If you want to know further information about the plans such as their inclusions, exclusions, claim procedure, and other salient features, write in the comment box. Our insurance experts will contact you and help in the best possible manner.

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