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Benefits of Critical Health Insurance Plan for Stroke

Published On Mar 24, 2020 5:30 AM By Sakshi Aggarwal

Stroke can strike anyone at any time. And in today’s times, even if you are a gifted seer, predicting future uncertainties in life might be impossible. 

Considering the fact, health insurance company like Religare is offering a health insurance by the name of Critical Mediclaim Plan. This policy provides coverage for stroke, and other critical illnesses as well. It ensures financial safety and affordable treatment in case you meet a brain attack.

Let’s discuss the plan in detail. But before this, have a look at what the stroke is.

What is a stroke? 

A stroke, also called a brain attack, is a sudden interruption in the blood supply of the brain. It is a case in which oxygen abruptly stops getting supplied to the brain fully or partially. The result is that all the brain functions get ceased.

The expense for the treatment of stroke in India may range from a few thousand to even Lakhs depending on the severity of the disease. This is where the Religare Critical Mediclaim plan comes into the picture. 

Unknown Benefits for Stoke in the Critical Mediclaim Plan 

Below are the benefits that make the policy a desirable one and a great value for money in case of stroke listed below: 

  • The plan covers  AYUSH treatments for stroke
  • Pre and post hospitalisation expenses arising out of stroke are covered 
  • Air ambulance cover is provided on an optional basis for up to Rs. 5 Lakh 
  • Global coverage is offered for stroke treatment taken abroad 
  • Annual health check-ups are offered  for the second policy year
  • OPD expenses arising from critical conditions specified in the policy are covered

Features of the Health Insurance Policy 

If you want to buy the Critical Mediclaim Policy to cover stroke, the good thing is that you don’t need to go for pre-policy issuance medical check-up. Key features of the plan include:

  • Sum insured options under the plan are of Rs. 10 Lakh, Rs. 25 Lakh, Rs. 50 Lakh, Rs. 1 Crore, and Rs. 2 Crore 
  • People aged between 5 years and 50 years can be covered under this plan
  • On an individual basis, a maximum of 6 members can be added under the policy 
  • You can buy the plan for a term of 1, 2, and 3 years 
  • The plan offers lifetime renewability 
  • The premium for this plan can be paid on a single, monthly, or quarterly basis 

Exclusions under Religare’s Critical Mediclaim Policy for Stroke 

When discussing any health insurance plan, it is unfair if you don’t learn about its exclusions. Common exclusions under the Critical Mediclaim Policy include:

  • Expenses for treatment related to Sexually Transmitted Diseases 
  • Dental treatment or surgery expenses 
  • Expenses arising in treatment for change of sex
  • Non-allopathic treatment expenses 
  • Expenses related to the cost of spectacles, lenses, or routine checkup for eye or ear

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So, don’t let the critical illness disease like stroke stop you. Buy a  relevant health insurance plan like Critical Mediclaim Policy to cover stroke. 

To buy this policy, get in touch with us at our toll-free number 1800-1205-698.

Click to read Things to Consider While Choosing Critical Illness Insurance

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