Religare Health Insurance

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  • 5420+ Network Hospitals
    Check in your City
  • 43,7,555 Policies Issued
  • 51.97% Incurred Claim Ratio
  • Lifelong Renewability
  • 89.06% Claim Settlement Ratio
  • 100% In-House Settlement

About Religare

Religare Health Insurance Company Limited is a standalone health insurance company in Gurgaon, India. Established in July 2012, it is associated with the realm of the health insurance industry and offers a variety of health insurance products. The company is a joint venture of Religare Enterprises Limited (a diversified financial services group based out of India), Union Bank of India, and Corporation Bank. It is promoted by the people behind Fortis Healthcare Ltd - a reputed super-specialty hospital, SRL Diagnostics, and Religare Wellness – leading wellness and pharmacy retailers in the country.

Religare has expertise in a wide spectrum of financial services, healthcare delivery and preventing health solutions coupled with an ultra-modern distribution model. It is committed to offering cutting-edge solutions to policyholders and excelling in a business environment driven by scale and serviceability. Furthermore, it delivers a bag full of excellent features to its customers, ensuring benefits for all segments of the society. It has incorporated the Quality Management System (QMS) framework in line to ISO 9001:2015 standards.

Key Highlights

  • Life-long renewability
  • Direct claim settlement
  • 70+ offices across the country
  • 51.97% incurred claim ratio
  • Pre-policy medical health check-ups
  • An array of sum insured options
  • No third-party involvement
  • 5,420+ leading network hospitals
  • Cashless facilities in all network hospitals
  • Automatic recharge of sum insured at no extra cost

The mission of Religare Health Insurance is to build profitable relationships with agents and distribution partners for hassle-free cashless treatment for insured across the country. The insurance products provided by it are highly convenient and you can avail quality treatment globally and ensure good health with regular health-checkups. Furthermore, Religare has set a process that enables you to get quick assistance from its experts.

Currently, Religare offers products in the retail section for Health Insurance, Personal Accident, Critical Illness, Top-up Coverage, Group Personal Accident Insurance, Group Health Insurance, etc. for corporates. Thus, its products are available for everyone, ranging from individuals, employees of corporations and weaker sections or low-income groups. With an ultra-wide hospital network, Religare ensures the world-class treatment to insured. It can safeguard you and your family against financial risks arising out of medical emergencies. 

Religare Health Insurance Plan List

Name of PlanSum Insured
CareMinimum: Individual: 5 years; Floater 91 days3 Lakh Get Quotes Now
JoyMinimum: Adult: 18 years; Child: Day 13 Lakh Get Quotes Now
Care FreedomMinimum: Adult: 18 years; Child: 90 days3 Lakh Get Quotes Now
Care SeniorMinimum: 61 years; Maximum: No limit3 Lakh Get Quotes Now

Religare Health Insurance Top Up List

Name of PlanSum Insured
EnhanceMin: 18 years, Child 5-24 years; Max: No limit1 Lakh Get Quotes Now

Claim Process at Religare Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation within 24 hours and for planned hospitalization intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorization form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of Religare Health Insurance at 1800-200-4488.
  • 1

    Claim Intimation

    Emergency hospitalization needs intimation within 24 hours and for planned hospitalization intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of Religare Health Insurance 1800-200-4488.

Religare Health Insurance User Reviews

  • Great Job

    I am happy with the benefits provided by Religare Health Insurance. The company was very prompt in issuing policy, and a great job is done by Insurancedekho.

    Bittu Kumar
    On: May 08, 2019 | Views
  • Renewal Plan Easily

    Religare Health Insurance company is awesome to have lifelong renewal option. I have been able to renew the plan without any age restrictions, also health coverage is valid for lifetime.

    Ashfaq Ali Shahidali Sayed
    On: May 08, 2019 | Views
  • Free Annual Health Checkup

    It is good that Religare provides free annual health check-ups for my whole family. I am really very happy to be associated with Religare.

    Mohmad Bilal Shahidali Sayed
    On: May 06, 2019 | Views
  • Prompt Service

    It was a nice experience with Religare Health Insurance. The policy was immediately issued by Religare. Insurancedekho team was very prompt in their services and helped me in judging the right plan as per my requirement.

    Hanisha V. Sarvaiya
    On: May 03, 2019 | Views
  • great help at the time of need

    Buying Religare health insurance was a good choice because they provided me relief during the hard times when I was in need of financial help as my wife was hospitalized. I am planning to renew my policy with them this year. 

    Chirag Aggarwal
    On: May 03, 2019 | Views
  • Nice Experience

    I did not have faith on health insurance companies but buying insurance from Religare Health Insurance was a nice experience, as they have provided security for the future of my family. Thank you Insurancedekho.

    Subrata Mistry
    On: May 02, 2019 | Views
  • good service

    I am quite happy with the services of Religare. I purchased a health insurance policy from them which had a waiting period of 4 years for pre-existing diseases. I am very happy that I have served the waiting period and was recently able to avail the cashless treatment for my illness. Thanks, Religare for keeping your promise.

    Deepali Kamthania
    On: May 01, 2019 | Views
  • great decision of buying Religare Health Insurance

    I feel that I made the right decision by choosing Religare health Insurance as they provide lifelong renewal of policies. I have been able to renew my plan without any hassle. Also, health coverage is valid lifelong.

    Rohit Kapoor
    On: May 01, 2019 | Views

Latest Religare Health Insurance News

Religare Health Insurance Contact Details

Reach us for help anytime
  • Religare Health Insurance FAQs

  • How to buy and apply for Religare Health policy?

    You can buy and apply for any Religare Health Insurance Policy online from the official website of Religare Health Insurance at or through online broker’s website like

    Why should I buy a Religare Health Insurance Policy?

    Religare Health Insurance provides a comprehensive health insurance plan along with personal accident cover and critical illness cover. This ideal combination meets all of your family member’s health requirements making it a suitable option.

    What is the toll-free customer care number of Religare Health Insurance?

    The toll-free number of Religare Health Insurance is 1800-102-4488.

    What is the address of Religare Health Insurance?

    The correspondence address of Religare Health Insurance is- Religare Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector-43, Golf Course Road, Gurgaon-122009

    What is the Claim Settlement Ratio of Religare Health Insurance?

    Religare Health Insurance had a Claim Settlement Ratio of 89.06%.

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