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Advantages of Buying Health Insurance from New India Assurance

Published On Jan 19, 2021 5:30 AM By Gunjan Anand

New India Assurance Company Ltd is a multinational general insurance company, which is a wholly owned subsidiary of the Indian Government. It is a leader in and non-life insurance sector in India operates in twenty eight different companies. Needs of several sections of the society are also catered by the New India Assurance Company by providing them different insurance products including health insurance plans.

The company has successfully managed to gain an excellent reputation in the health insurance market in India by offering various comprehensive health insurance policies on a family floater basis, for individuals, parents, senior citizens, etc. The convenient and hassle free health insurance purchasing process of the insurance company has helped their policyholders in instant purchasing and renewal of their health insurance policies online within sometime. Moreover, New India Assurance Company also provides several policies that are particularly designed to offer extensive coverage such as pre-hospitalisation expenses, post-hospitalisation expenses, pre-existing disease cover, alternative treatments and so on. Other than this, the insured also gets various added benefits of helping customer care executives, cashless hospitalisation, grace period provision, lifelong renewability option for the insurance plans, etc.

Top Health Insurance Plans by New India Assurance

A variety of cost-effective health insurance plans are offered to the customers by New India Assurance Company. Given below are some of the top plans offered by the company:

  1. New India Floater Mediclaim Policy: Floater Mediclaim policy by New India offers extensive coverage to you and your family against any hospitalisation expenditures if there is any illness or injury. It is eligible to offer coverage to individuals aged between 3 months and 65 years of sum insured options. The policy can offer coverage to 2-6 insured members including dependent children. Various benefits can be availed under this insurance policy like pre-hospitalisation expense, post-hospitalisation expense, ambulance charges, ayurvedic treatment cost, day care procedures etc.
  2. Top Up Mediclaim Health Insurance Policy: Top up Mediclaim health insurance plan by New India Assurance Company offers an additional coverage to the policyholder if they exceed the limit mentioned in the policy. In order to be eligible for this policy, the individual should age between 18-25 years. The health insurance policy provides protection to the policyholder from ambulance charges, in-patient hospitalisation expenditure, ayurvedic treatment expenditure etc.
  3. Asha Kiran Health Insurance Policy: Asha kiran health insurance policy by New India Assurance is an insurance product that provides health coverage to parents, who have only 1 girl child if any illness or injury happens. Individuals who are in the age between 18-65 years can buy this health plan and dependent daughters aged between 3 months to 25 years. This health plan can offer coverage to the policyholder, spouse and their dependent daughters. The plan also provides coverage if any accidental death happens, permanent or complete disablement, loss for both the eyes, loss of limbs etc.

Advantages of Buying Health Insurance from New India Assurance

New India Assurance health Plan Benefits

Following benefits can be availed by the policyholder upon choosing New India Health Assurance Policy:

  • Reinstatement of Sum Insured: Health insurance plans by New India Assurance can be availed along with the benefit of reinstatement of sum insured. To simplify, the Health insurance company would refill the amount in case the sum insured gets exhausted due to the claims made during the policy tenure.
  • No Claim Bonus: A no claim bonus is offered to insured in case a claim is not filed up to a specific limit for that particular policy year.
  • Portability Option: Portability option is offered to the customers on New India Health Assurance. It simply implies that a policyholder can move to a suitable New India Health Assurance policy from any other health plan offered by a different insurance provider, in case the individual is not happy with their policy. The policy can be ported to a health insurance plan by New India Assurance during policy renewal.
  • Lifelong Renewability Option: Lifelong renewability benefit can be availed by the policyholder on purchase of New India Health Insurance Policy. It simply means that the policyholder can renew their health insurance policy on the payment of renewal premium amount and to enjoy continuous benefits and coverage.
  • Wider Sum Insured Limit: A wide range of sum insured options is available on New India Health Insurance Plans to select on the basis of requirement for individual and family. The plans can be availed with sum insured limit which can be as low as Rs 1 lakh and can go as high as Rs 1 crore, hence offering great protection.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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