What is the maximum age to buy Activ Health Enhanced policy?

There is no maximum entry age limit to purchase Activ Health Enhanced policy. However, the minimum entry age limit is 91 days.

What is the pre-existing waiting period for Activ Health Enhanced policy?

The pre-existing waiting period for Activ Health Enhanced is 3 years.

Does Activ Health Enhanced offer tax benefits?

Yes! The premium paid for Activ Health Enhanced policy is liable to get tax benefits under section 80D of the Income Tax Act. You can claim health insurance tax benefits with a deduction of up to Rs. 25000 from your taxable income each year.

Does Activ Health Enhanced policy provide ambulance cover?

Yes. The policy cover costs incurred on transportation to a hospital as per the actuals in an emergency situation, if the services are availed in a network hospital. You get a max. of Rs. 5000 per hospitalisation in case of a non-network hospital.

What are the additional discounts with the Aditya Birla Activ Health Enhanced Plan?

You can avail a family discount of 5% if 2 or more family members and 10% if 3 or more family members are insured. Moreover, you are eligible to get a long term discount of 7.5% and 10% on selecting 2 and 3 policy terms respectively.

Is maternity benefit covered under Activ Health Enhanced plan?

Once you opt for maternity benefit cover, you get covered for newborn baby expenses, vaccinations, medically necessary treatments and lawful medical termination of pregnancy.

Does Activ Health Enhanced plan cover chronic diseases?

Chronic diseases like hypertension, diabetes, asthma, and high cholesterol are covered under Chronic Management Program of Aditya Birla Health Insurance.

Is cashless facility provided under Activ Health Enhanced plan?

Yes, you can avail cashless facility under Activ Health Enhanced plan. However, the health care center or hospital should fall under the network hospitals of Aditya Birla Health Insurance.

Is there a No Claim Bonus under Activ Health Enhanced plan?

Yes, you can get 20% of basic Sum Insured per year up to a maximum of 100% for each unclaimed year, in case opted for. Also, the cumulative bonus will not be reduced in event of any claim.

What is the initial waiting period for Activ Health Enhanced plan?

The initial waiting period for Activ Health Enhanced plan is 30 days.

Aditya Birla Activ Health Enhanced Insurance Wordings

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Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	96%
Network Hospitals	10,500+
Pre-existing Disease Coverage Starting From	Day 1
Special Benefits	Incentivized Wellness
Starting Premium for Rs. 5 lakh Coverage	Rs. 270/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Aditya Birla Activ Health Enhanced Brochure

1.97 MB
PDF Document
Apr 04, 2019

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Aditya Birla Health Insurance Plan List

Family (4)
Individual (4)
Kids (3)
Diabetes (2)
Parents (1)
Senior Citizen (1)
Cancer (2)
Critical Illness (2)

Name of Plan	Sum Insured
Activ Assure DiamondMin: 91 Days; Max: No LimitPopular	2 Lakh	Check Premium
Active Health PlatinumPopular		Check Premium
Activ Fit - Plus and PreferredPopular		Check Premium
Global Health Secure Min: 91 Days; Max: 65 yearsPopular	3 Crore - 6 Crore	Check Premium
Activ OnePopular		Check Premium
Activ Health EssentialMin: 91 Days; Max: No Limit	50 Thousand	Check Premium
Activ CareMin: 55 Years; Max: 80 Years	3 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 days	50,000 - 5 lakh	Check Premium
Activ SecureMin: 5 Years; Max: 65 Years	1 Lakh	Check Premium
Cancer SecureMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Activ Health EnhancedMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium

Aditya Birla Health Insurance Top Up List

Name of Plan	Sum Insured
Super Health Plus Top-up PolicyMin: 91 Days; Max: 65 years	3 Lakh - 95 Lakh	Check Premium

10849 Aditya Birla Cashless Network Hospitals in India

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FAQs on Activ Health Enhanced Health Insurance Plan

What is the maximum age to buy Activ Health Enhanced policy?
There is no maximum entry age limit to purchase Activ Health Enhanced policy. However, the minimum entry age limit is 91 days.
What is the pre-existing waiting period for Activ Health Enhanced policy?
The pre-existing waiting period for Activ Health Enhanced is 3 years.
Does Activ Health Enhanced offer tax benefits?
Yes! The premium paid for Activ Health Enhanced policy is liable to get tax benefits under section 80D of the Income Tax Act. You can claim health insurance tax benefits with a deduction of up to Rs. 25000 from your taxable income each year.
Does Activ Health Enhanced policy provide ambulance cover?
Yes. The policy cover costs incurred on transportation to a hospital as per the actuals in an emergency situation, if the services are availed in a network hospital. You get a max. of Rs. 5000 per hospitalisation in case of a non-network hospital.
What are the additional discounts with the Aditya Birla Activ Health Enhanced Plan?
You can avail a family discount of 5% if 2 or more family members and 10% if 3 or more family members are insured. Moreover, you are eligible to get a long term discount of 7.5% and 10% on selecting 2 and 3 policy terms respectively.

View More Questions

Claim Process at Aditya Birla Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aditya Birla Health Insurance
1800-270-7000Mon to Fri 10:00 AM to 7:00 PM
care.healthinsurance@adityabirlacapital.com