Tata Car Insurance

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  • Instant Claim Settlement
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About TATA

With a portfolio of hatchbacks, sedans and sports utility vehicles, TATA Motors Group is a name to reckon with. The organization enjoys a net worth of $45 billion in the world market. Established in 1945, TATA Motors continues to be the country’s biggest and only original equipment manufacturer (OEM). This company backed by a large workforce and supported by advanced mobility solutions has managed to grab a large chunk of the Indian vehicle consumer market. Invention and innovation continue to be the hallmarks of the company, that is hailed as a pioneer for many ideas that are now deemed cliché in the motor industry. TATA Motors continues to expand its range of products, thus, forcing its competitors to ideate new ways of staying in the competition. As the country’s largest vehicle manufacturer, this company is responsible for much of the changes in the personal and commercial vehicle landscape.

Tata Cars Insurance Premium Price

ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
Tata Tiago 2016-20191.05 Revotorq XZ 451728 2485 12332
Tata Tiago JTPPetrol 466560 2435 11012
Tata Winger Platinum7 Seater 663995 3652 22245
Tata Indigo XLClassic Dicor 602519 3314 15181
Tata VentureLX 408777 2248 11522
Tata EstateStd 177875 NA 16517
Tata Sumo Victa DICX 7/9 Str BSII 465751 2562 18384
Tata Tigor JTPPetrol 514400 3344 14123
Tata Indica V2 TurboDLG TC 320615 1763 9857
Tata IndicabDL 250030 1375 8524
Tata ZestQuadrajet 1.3 516079 2838 13548
Tata TiagoXE Diesel 350758 1929 10425
Tata IndicaDLX 242742 1335 8386
Tata Xenon XTEX 4X2 737595 4057 23678
Tata Tigor1.05 Revotorq XZ 497600 2314 12593
Tata Indigo eCSGVX 425150 2338 11831
Tata Tiago NRGPetrol 396000 2178 10052
Tata IndigoVS BSIII 383645 2110 11046
Tata HarrierXE 913680 4820 23899
Tata AriaPleasure 4x2 1084353 5964 30434
Tata Sumo GrandeEX 606530 3336 21126
Tata BoltRevotron XT 462822 2546 11109
Tata NanoCx 133779 NA 4254
Tata Indica XetaGLS BS IV 257206 1415 8659
Tata SumoGold CX 597402 3286 20948
Tata ManzaAqua Quadrajet 475290 2614 12777
Tata Safari StormeLX 867399 4771 26207
Tata SierraStd 293400 NA 18009
Tata Indigo MarinaGLS 390824 2150 11182
Tata Nexon1.5 Diesel 493200 2959 11878
Tata MovusCX 558618 3072 20193
Tata HexaXM 1102400 0 24112
Tata Sumo VictaSE Plus BSII 440000 1760 26385
Tata WingerDeluxe - Flat Roof (AC) 604800 3326 21092
Tata Indigo V SeriesGVS 353763 1946 10482
The above-mentioned premiums are suggestive and may change basis terms & conditions

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Add-ons For Your Tata Car Insurance

  • Zero Depreciation

    A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.

  • NCB Cover

    A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.

  • Engine Protection Cover

    A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.

  • Invoice Cover

    If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.

Tata Car Insurance User Reviews

  • Good service at cashless garages

    I recently made a claim in case of an accident with my Tata Tiago car. I had the policy of DHFL and I went to a garage to avail cashless services. The claim process was smooth and I didn’t face any issue.

    Vikram Budhraj
    On: 21st July, 2020 | Views
  • Website is easy to navigate

    InsuranceDekho’s website is easy to navigate. When I purchased Future Generali car insurance policy for my TATA Motors Tiago car, I was able to find several quotes and shortlist the best one for my car on my own.

    Shubham Jain
    On: 9th July, 2020 | Views
  • Smooth buying process at InsuranceDekho

    Few months ago, I bought a new Tata Motors NEXON car and was looking for a car insurance policy for it. I contacted InsuranceDekho’s team and they suggested a Royal Sundaram car insurance policy. I bought it easily online.

    Abir Rajvansh
    On: 9th July, 2020 | Views
  • Helpful team at InsuranceDekho

    The customer support team at InsuranceDekho is really supportive. They helped me buy Tata AIG car insurance policy for my Tata Harrier car in just a few minutes. The process was smooth too.

    Naresh Pawar
    On: 8th July, 2020 | Views
  • Website is easy to navigate

    InsuranceDekho’s website is really easy to navigate. I purchased Oriental car insurance policy from them for my Tata Tiago car without any hassle. I was able to get a variety of quotes online and shortlist the best online on my own.

    Gopal Yadav
    On: 2nd July, 2020 | Views
  • Easy renewal process

    InsuranceDekho’s team helped me in the process of getting my Sriram car insurance policy renewed. I purchased the policy for my Tata Tiago last month and I am satisfied with it. Thank you team for the help!

    Samarth Arora
    On: 2nd July, 2020 | Views
  • No paperwork in online process

    I found the process of buying car insurance for my Tata Motors Hexa car from InsuranceDekho very easy. There was no paperwork involved when I purchased the DHFL insurance policy.

    Ramesh Kapoor
    On: 24th June, 2020 | Views
  • Amazing plans

    InsuranceDekho offers great car insurance plans online. The team helped me shortlist the most suitable plan of Tata AIG for my Tata Motors Tiger car and I am really thankful to them.

    Deepanksha Yadav
    On: 23rd June, 2020 | Views

    Thank you so much. Good customer support

    On: 5th June, 2020 | Views
  • Instant issuance procedure

    When it comes to policy issuance, the InsuranceDekho platform issued me Edelweiss plan in no time. I got its cover for my Tata Safari Storme car in just a few minutes after the payment.

    Udit Kaushal
    On: 4th June, 2020 | Views

TATA Car Insurance FAQ's

  • How long does it take to renew a Tata car insurance?

    You can get your Tata car insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should be bought with Tata cars

    The popular insurance add-ons opted with Tata cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.

  • From where can I purchase insurance for my Tata car

    You can visit our website insurancedekho.com, compare all available premium quotes for Tata cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Tata cars?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Tata cars.

  • I recently met with an accident while driving my TATA Sedan. Which documents do I have to submit to file a car insurance claim?

    You must submit the following documents to ensure hassle-free claim. These include:
    • Claim form signed by the policyholder.
    • A copy of the Registration Certificate (RC) of your car
    • A copy of your driving license
    • A copy of your insurance policy
    • A copy of the FIR lodged with the nearest police station
    • Original bill of repair and cash receipt from the garage
  • Is it possible to buy add-on covers without paying for a car insurance policy?

    Add-on covers are bought to enhance the policy cover. So, it is not possible to opt for an add-on cover without buying any policy.
  • Can my insurance company limit the number of add-on covers that I buy with my policy?

    No, there is no limit to the number of add-on covers that you may opt for with your policy.
  • Why do most people prefer to buy car insurance online?

    The online process ensures that you are able to compare the car insurance policies on the web before buying your choice of plan. Also, the entire process is paper-free which implies that there are no hassles involved in buying the plan.
  • Can I apply for liability only insurance through the web?

    Yes you can buy the policy online. You just have to click on the motor third party liability. Then submit necessary details including the registration date of your car and the date on which your policywill expire.

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