With a portfolio of hatchbacks, sedans and sports utility vehicles, TATA Motors Group is a name to reckon with. The organization enjoys a net worth of $45 billion in the world market. Established in 1945, TATA Motors continues to be the country’s biggest and only original equipment manufacturer (OEM). This company backed by a large workforce and supported by advanced mobility solutions has managed to grab a large chunk of the Indian vehicle consumer market. Invention and innovation continue to be the hallmarks of the company, that is hailed as a pioneer for many ideas that are now deemed cliché in the motor industry. TATA Motors continues to expand its range of products, thus, forcing its competitors to ideate new ways of staying in the competition. As the country’s largest vehicle manufacturer, this company is responsible for much of the changes in the personal and commercial vehicle landscape.
Tata Cars Insurance Premium Price
|Model||Variant||IDV||Zero Dep (in INR)||Gross Premium (in INR)|
|Tata Tiago 2016-2019||1.05 Revotorq XZ||451728||2485||12332|
|Tata Tiago JTP||Petrol||466560||2435||11012|
|Tata Winger Platinum||7 Seater||663995||3652||22245|
|Tata Indigo XL||Classic Dicor||602519||3314||15181|
|Tata Sumo Victa DI||CX 7/9 Str BSII||465751||2562||18384|
|Tata Tigor JTP||Petrol||514400||3344||14123|
|Tata Indica V2 Turbo||DLG TC||320615||1763||9857|
|Tata Zest||Quadrajet 1.3||516079||2838||13548|
|Tata Tiago||XE Diesel||350758||1929||10425|
|Tata Xenon XT||EX 4X2||737595||4057||23678|
|Tata Tigor||1.05 Revotorq XZ||497600||2314||12593|
|Tata Indigo eCS||GVX||425150||2338||11831|
|Tata Tiago NRG||Petrol||396000||2178||10052|
|Tata Indigo||VS BSIII||383645||2110||11046|
|Tata Aria||Pleasure 4x2||1084353||5964||30434|
|Tata Sumo Grande||EX||606530||3336||21126|
|Tata Bolt||Revotron XT||462822||2546||11109|
|Tata Indica Xeta||GLS BS IV||257206||1415||8659|
|Tata Sumo||Gold CX||597402||3286||20948|
|Tata Manza||Aqua Quadrajet||475290||2614||12777|
|Tata Safari Storme||LX||867399||4771||26207|
|Tata Indigo Marina||GLS||390824||2150||11182|
|Tata Nexon||1.5 Diesel||493200||2959||11878|
|Tata Sumo Victa||SE Plus BSII||440000||1760||26385|
|Tata Winger||Deluxe - Flat Roof (AC)||604800||3326||21092|
|Tata Indigo V Series||GVS||353763||1946||10482|
Which car do you drive?
Add-ons For Your Tata Car Insurance
- Zero Depreciation
A car's value depreciates constantly with time. Thus, at the time of a claim settlement, the depreciated value of a car is deducted from the claim amount. However, by opting for a zero depreciation add-on you can shift the liability of the depreciation cost to the insurer and get the entire claim amount without any deduction of the depreciation sum. This add-on is generally available till the age of 5 years of car, however, the car age limit varies from insurer to insurer.
- NCB Cover
A No Claim Bonus (NCB) is a discount given by the insurer in the premium amount to a car insurance policy holder for not making a claim in the entire tenure of the four wheeler insurance policy. This discount is not available if the policy holder has made even a single claim. However, with the NCB cover, a policyholder will be entitled to receive an NCB discount despite having made a claim subject terms and conditions of insurance company. The NCB discount keeps on increasing with every claim-free year until it reaches 50%.
- Engine Protection Cover
A car's engine is by default not covered under either a comprehensive or a standalone own-damage car insurance policy. And therefore, if it gets damaged due water-logging or oil leakage, your insurance company is not liable to pay for its damages. But, if you opt for the add-on known as Engine Cover, you can get your car's engine insured by the insurer for damages incurred due to water ingression as well as leakage of lubricants. Engine Cover is one of the most popular car insurance add-ons and is available against the payment of a nominal premium.
- Invoice Cover
If you have a return to invoice cover added on to your comprehensive car insurance policy, you can claim the total ex-showroom price of your four wheeler, taxes and registration charges, in case of total loss. In case of total constructive loss (more than 70% of damage) or theft of your car, an insurance company pays the Insured Declared Value (IDV) of your car as compensation. However, this IDV is lesser than the actual amount paid by you at the time of purchasing your car. When you opt for the add-on called Return To Invoice Cover with your car insurance policy, the insurance company pays the total ex-showroom price of your car plus the taxes and registration charges incurred at the time of purchase, as the claim amount in case of total loss.
Tata Car Insurance User Reviews
I recently made a claim in case of an accident with my Tata Tiago car. I had the policy of DHFL and I went to a garage to avail cashless services. The claim process was smooth and I didn’t face any issue.
InsuranceDekho’s website is easy to navigate. When I purchased Future Generali car insurance policy for my TATA Motors Tiago car, I was able to find several quotes and shortlist the best one for my car on my own.
Few months ago, I bought a new Tata Motors NEXON car and was looking for a car insurance policy for it. I contacted InsuranceDekho’s team and they suggested a Royal Sundaram car insurance policy. I bought it easily online.
The customer support team at InsuranceDekho is really supportive. They helped me buy Tata AIG car insurance policy for my Tata Harrier car in just a few minutes. The process was smooth too.
InsuranceDekho’s website is really easy to navigate. I purchased Oriental car insurance policy from them for my Tata Tiago car without any hassle. I was able to get a variety of quotes online and shortlist the best online on my own.
InsuranceDekho’s team helped me in the process of getting my Sriram car insurance policy renewed. I purchased the policy for my Tata Tiago last month and I am satisfied with it. Thank you team for the help!
I found the process of buying car insurance for my Tata Motors Hexa car from InsuranceDekho very easy. There was no paperwork involved when I purchased the DHFL insurance policy.
InsuranceDekho offers great car insurance plans online. The team helped me shortlist the most suitable plan of Tata AIG for my Tata Motors Tiger car and I am really thankful to them.
RAKESH KR RAJA
Thank you so much. Good customer support
When it comes to policy issuance, the InsuranceDekho platform issued me Edelweiss plan in no time. I got its cover for my Tata Safari Storme car in just a few minutes after the payment.
TATA Car Insurance FAQ's
How long does it take to renew a Tata car insurance?
You can get your Tata car insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should be bought with Tata cars
The popular insurance add-ons opted with Tata cars include zero depreciation add-on, engine cover, NCB (No Claim Bonus) cover and RSA (Road Side Assistance) cover among others.
From where can I purchase insurance for my Tata car
You can visit our website insurancedekho.com, compare all available premium quotes for Tata cars and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Tata cars?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the car insurers who have registered impressive claim settlement ratio for Tata cars.
I recently met with an accident while driving my TATA Sedan. Which documents do I have to submit to file a car insurance claim?You must submit the following documents to ensure hassle-free claim. These include:
- Claim form signed by the policyholder.
- A copy of the Registration Certificate (RC) of your car
- A copy of your driving license
- A copy of your insurance policy
- A copy of the FIR lodged with the nearest police station
- Original bill of repair and cash receipt from the garage
Is it possible to buy add-on covers without paying for a car insurance policy?Add-on covers are bought to enhance the policy cover. So, it is not possible to opt for an add-on cover without buying any policy.
Can my insurance company limit the number of add-on covers that I buy with my policy?No, there is no limit to the number of add-on covers that you may opt for with your policy.
Why do most people prefer to buy car insurance online?The online process ensures that you are able to compare the car insurance policies on the web before buying your choice of plan. Also, the entire process is paper-free which implies that there are no hassles involved in buying the plan.
Can I apply for liability only insurance through the web?Yes you can buy the policy online. You just have to click on the motor third party liability. Then submit necessary details including the registration date of your car and the date on which your policywill expire.