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Things To Keep In Mind After Facing A Road Accident

Published On Apr 13, 2021 10:00 AM By InsuranceDekho

This article mentions the things that you need to keep in mind after facing a road accident. It lays out the steps in the pointers and explains each one in detail.

With rapidly increasing cars on the road, the possibility of accidents is getting heightened everyday. To mitigate the damages caused to your car, there are certain things you need to be mindful about in the aftermath of an unfortunate accident and in this article we are going to inform you about the vital points. 

Things To Keep In Mind After Facing A Road Accident

Things To Keep In Mind After Facing A Road Accident 

The following are a list of points explaining what to do after facing a road accident. 

  • Check For Injuries 

One of the first things that you need to bear in mind in case of an accident is your safety. After extricating yourself from your car, check for blood loss, bruises and pain on your arms, legs and head. Try to walk in a straight line to ensure that you do not have a concussion and call an ambulance in case of casualties or serious injuries. 

  • Ask For Help 

Try to move your car to the side of the road with help from others. In case your car cannot be moved without the help of a tow truck, call your car insurance provider for Roadside Assistance Cover. They will provide you with a two truck and help in transporting your damaged car to a networked garage nearby for cashless repair. 

  • Gather Evidence 

In order to receive full compensation from your car insurance provider, you need to provide them with proper evidence about the accident. If your phone is still intact after the accident, click photos of the damages sustained by your car, injuries suffered by you as well as others and the location of the accident.

  • Obtain Information 

The person driving the car that collided with yours might not be the actual owner of that car and therefore you need to obtain information about them and their owners. Make note of their name, address and phone number, the make and model of the car and the information on the number plate. Find out if that car is secured under a car insurance or not and write down their insurance provider’s name, contact number and policy number. 

  • File A Police Report 

Finally, call the police to report a FIR on the accident. It is an essential procedure for filing a car insurance claim. If the police are unable to reach the scene of an accident, you must visit the nearest police station and file a FIR yourself and be sure to be truthful about the exact incidents that occured, since misinformation can lead to legal consequences. 

Take Away 

Once you have completed the above steps, you should call your car insurance company and file a car insurance claim. As important as it is to keep these things in mind after an accident, it is equally important to secure your car with an insurance cover to realise the costs of repairing and medical expenses towards your recovery. Buying a car insurance policy will help you to cover the financial liabilities towards yourself, your car and others in case of an unfortunate accident or other mishap.  

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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