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How to Renew ICICI Lombard Car Insurance?

Published On Aug 24, 2023, Updated On Aug 29, 2023

How to Renew ICICI Lombard Car Insurance?

Safeguarding your vehicle and ensuring peace of mind, the significance of car insurance renewal cannot be overstated. As the road brings unforeseen challenges, renewing your coverage on time becomes vital. In this context, ICICI Lombard car insurance, a renowned name in the insurance sphere, emerges as a trusted partner. With a track record of reliability, ICICI Lombard offers a seamless pathway for renewing car insurance, providing comprehensive protection that aligns with the dynamic needs of vehicle owners.

Gather Required Information of Your ICICI Lombard Car Insurance

Gathering the necessary information for renewing your ICICI Lombard car insurance is crucial to ensure a smooth and accurate renewal process. To renew your policy, you should download ICICI Lombard car insurance policy.

How to Renew ICICI Lombard Car Insurance?

Collect Vehicle Details:

  • Make and Model: Note down the specific make and model of your vehicle.
  • Registration Number: Have your vehicle's registration number readily available.
  • Manufacturing Year: Provide the year in which your vehicle was manufactured.
  • Usage Details: Consider whether the vehicle is used for personal or commercial purposes, as this can impact your insurance coverage.

Keep Personal Details Handy:

  • Contact Information: Ensure you have up-to-date contact details, including your phone number and email address. This information is vital for communication throughout the renewal process.
  • Previous Policy Number: If you're renewing your policy with ICICI Lombard, having your previous policy number on hand can expedite the renewal process and help link your new policy to your existing account.
  • Address Changes: If you've moved to a new address, make sure to update this information during the renewal process.

Having all the required information readily available saves time and avoids potential delays during the renewal process. This information is essential for accurately generating your premium and ensuring that your renewed policy reflects the correct vehicle and personal details. Additionally, accurate information is crucial for a seamless claims process in the future, should the need arise. Gathering and verifying this information beforehand can contribute to a hassle-free renewal experience and ensure that your car remains protected under your ICICI Lombard car insurance policy.

Choose Renewal Mode

When it comes to renewing your ICICI Lombard car insurance, you have the flexibility to choose between online and offline renewal modes. Here's a step-by-step breakdown of both options:

Online Renewal:

  • Visit ICICI Lombard's Official Website: Open your web browser and navigate to ICICI Lombard's official website.
  • Log In to Your Account or Create One: If you have an existing account, log in using your credentials. If not, create a new account by providing your details and following the registration process.
  • Navigate to the Renewal Section: Once logged in, find and navigate to the renewal section of the website.
  • Enter Required Details and Make the Payment: 
  1. Provide Vehicle Details: Enter your vehicle's make, model, registration number, and other necessary information. 
  2. Review and Customise Coverage: Review your existing coverage and make any necessary changes or additions. 
  3. Make the Payment: Choose your preferred payment method (debit/credit card, net banking, etc.) and complete the payment securely online.

Offline Renewal:

  • Visit a Nearby ICICI Lombard Branch or Authorised Agent: Locate a convenient ICICI Lombard branch or an authorised agent in your vicinity.
  • Provide Necessary Details to the Representative: 
  1.  Present Identification: Provide a valid ID and any other required documentation. 
  2.  Vehicle Information: Share your vehicle's make, model, registration number, and other relevant details. 
  3.  Existing Policy Information: Provide your previous policy number for reference, if applicable.
  • Complete the Paperwork and Payment Process: 
  1. Discuss Coverage: Consult with the representative to ensure your coverage aligns with your needs. 
  2. Customise and Confirm Coverage: Customise your coverage with additional options or endorsements if needed. 
  3. Make the Payment: Pay the renewal premium through the agent using the available payment methods. 
  4. Obtain Receipt and Documents: Collect a receipt and any relevant documents, such as the renewed policy, once the payment is processed.

Calculate Premium and Make the Payment

As you progress through revewing your car insurance renewal, it's crucial to calculate the premium and make the payment conveniently accurately. Here's a detailed guide to help you navigate these steps effectively:

Calculate Premium:

Use Online Premium Calculators or Consult with an Agent:

  • Leverage Online Tools: ICICI Lombard's website often provides online premium calculators. Input your vehicle details, coverage preferences, and any add-ons to estimate your premium.
  • Agent Consultation: If you prefer personalised assistance, consult an ICICI Lombard agent who can guide you through the premium calculation process.

Understand Factors Influencing Premium:

  • Insured Declared Value (IDV): The IDV is a key determinant of your premium. It's the market value of your vehicle, and higher IDV leads to higher premiums.
  • Coverage and Add-ons: Comprehensive coverage and additional add-ons will increase your premium cost.
  • Deductibles: Choosing a higher voluntary deductible can lower your premium, but remember you'll pay a larger portion in case of a claim.

Make the Payment:

Online Payment: 

  • Use Secure Payment Gateways on the ICICI Lombard Website: Navigate to the payment section on the official website. ICICI Lombard provides secure online payment gateways to ensure your transaction is safe.
  • Choose a Preferred Payment Method: Select from available options such as debit/credit cards, net banking, or digital wallets. Ensure you have the necessary information ready for a seamless payment process.

Offline Payment:

  • Pay at the Branch or Through an Agent: Visit your nearest ICICI Lombard branch or authorised agent to make an offline payment.
  • Obtain a Receipt for the Payment: After making the payment, request and ensure you receive a payment receipt. This serves as proof of your premium payment.


The renewal process of ICICI Lombard car insurance entails reviewing, gathering information, selecting a mode, calculating the premium, and making payment. Regular renewal isn't just a task but a shield against uncertainties. It's vital to renew your ICICI Lombard car insurance timely, ensuring uninterrupted coverage. Safeguard your journeys and assets by renewing on time for continual security and peace of mind.


Q. When should I renew my ICICI Lombard car insurance?
A. It's advisable to start the renewal process a few weeks before your current policy expires. This allows ample time to review your coverage, make any necessary changes, and ensure no gap in protection.

Q. Is it possible to renew my ICICI Lombard car insurance through an online process?
A. Yes, you can renew your car insurance online through the official ICICI Lombard website. Log in or create an account, navigate to the renewal section, provide vehicle and personal details, calculate the premium, and complete the payment securely.

Q. What information do I need to provide for renewal?
A. You'll need your vehicle's make, model, registration number, and manufacturing year. Additionally, keep your contact information, previous policy number, and any updated address details handy.

Q. How is the premium calculated for renewal?
A. The premium is calculated based on factors like your vehicle's Insured Declared Value (IDV), coverage type, add-ons, and deductibles. You can use online premium calculators or consult with an agent for an accurate estimate.

Q. Can I customise my coverage during renewal?
A. Absolutely, you have the opportunity to review and modify your coverage during renewal. Assess your evolving needs and customise the coverage options, add-ons, and deductibles to match your requirements.

Q. What are the payment options available for renewal?
A. Choose from debit/credit cards, net banking, and digital wallets. Alternatively, you can visit a branch or authorised agent for offline renewal and make the payment through them. 


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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