Guide to Check the Status of Car Insurance Policy

Our current day to day lives have become extremely fast paced and busy for most of us. Thus, it is understandable that so many of us tend to renew our car insurance on time. However, this is a crucial thing to do. Car insurance provides a layer of protection for both you and your car from the uncertainties of the road. In the event of an unfortunate incident, the insurance will provide compensation to the insurance holder. This can be a source of great relief as it offers them financial stability in times of crisis. One way to easily keep a check of your car insurance is to check its status online. In the event of a mishap, you can also check the credentials of the other car. In this article, we will tell you exactly how to go about this.

How to Check Your Car Insurance Status From the Insurance Information Bureau?

If there is an accident of some sort that damages your car and you do not have the details of the car that caused the accident they can be found on this website, along with the basic information for your car. Follow the below given steps to check the status of a car on IIB:

Step 1: Get the details of the car that they are trying to look up such as their name of the owner, location of the accident, registration number and address etc.

Step 2: Log in to the IIB website and provide the required information. Make sure to enter the fields marked with a *, they are mandatory.

Step 3: If you cannot find the details with the information you provided you can also enter their vehicle engine number or its chassis number.

Things to Keep in Mind When Using the IIB Portal

• Ensure you enter the registration number of the other vehicle without any special numbers.
• In case you cannot find the information you are looking for, keep in mind, it takes two months for information to be available on the portal after submission.
• Insurance holders only submit their engine and chassis number if the car is new.
• All the information available on the database is from 1 April 2010.
• In case you are still unable to procure the required details visit your nearest RTO to find the information.
• You can search only a maximum of three times for a particular number or email address.

How to Check the Status of Your Car Insurance using VAHAN e-Services?

This is the website to use if you are looking to check the expiry date of your car insurance policy. Follow the below mentioned steps to use this website to check your policy’s status:

Step 1: Go to the website of VAHAN e-Service and select the ‘Know Your Vehicle Details’ from the topmost option from the available tabs.

Step 2: Enter the registration number of your car along with the verification code to proceed.

Step 3: Next select the ‘Search Vehicle’ option.

Step 4: The details of your insurance policy along with the expiry date will be visible on the screen. You can check and make sure that you have not passed your renewal date.

Conclusion

Thanks to modern technology and the digitized database that have recently been created by the insurance company, life has become significantly easier. Similarly, you can also purchase and renew car insurance online. This way you can easily compare the different car insurance companies, the quotes they offer and their network of cashless garages before selecting a policy. Moreover, you can also browse through the different add-on covers offered and check the car insurance premium calculator. All this can be done from the comfort of your home and within a short amount of time.

Read More

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Consequences of Driving Without Car Insurance In India

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.