Easy Steps To Get Duplicate Copy Of Car Insurance Policy Online

Published On Apr 17, 2021 10:00 AM By InsuranceDekho

With the advancement of technology, purchasing car insurance has become a simple and painless process. You have the option of purchasing third-party coverage or a comprehensive car insurance policy, which protects both you and your vehicle in the event of an accident.

Getting a duplicate car insurance policy document is not as difficult as you may believe, particularly if you purchased your policy from an online insurance company. It's also crucial to get a copy of your car insurance policy if it's been completely or partly destroyed.

Easy Steps To Get Duplicate Copy Of Car Insurance Policy Online

The traditional method of obtaining a duplicate car insurance policy is as follows:

  • Inform Your Insurance Company

The first step should be to notify your car insurance company that you have misplaced your car insurance document. To get a duplicate car insurance policy paper, call the insurance company's toll-free number or email. It's critical that you report the loss of your policy papers as soon as possible so that your insurer can begin issuing a duplicate copy of your policy.

  • File a First Information Report (FIR)

If you've misplaced your car insurance policy papers and can't find them, file a police report. Submit the FIR copy, along with a written application, to your insurance firm as soon as you receive it from the police. When you apply for a duplicate copy of your insurance policy, this will help you justify your stance.

  • Publish a Newspaper Advertisement

When you apply for duplicate insurance documents, this is standard practise. Because the circulation of the ad covers the state in which you lost your policy documents, you'll need to place an advertisement in a state newspaper. Keep in mind that you will be responsible for the cost of the advertisement.

  • Submit an Application to Your Insurance Company

In addition to calling your insurer, you must also submit a hard copy of your application requesting a duplicate car insurance policy. Important information such as your name, insurance policy number, date of issue, type of coverage, and so on must be included. Submit the FIR copy along with these documents, along with information on how your car insurance policy document was lost.

  • Get an Indemnity Bond

To obtain duplicate car insurance documents, the final step is to obtain an indemnity bond. A notary is required to certify this document. Make sure your full name is on the indemnity bond, as well as the signatures of two witnesses. To obtain the bond, pay the requisite stamp paper fee. Send the indemnity bond to the insurance company to have your request for a copy of your car insurance policy document processed.

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While the conventional process of obtaining a duplicate copy of your policy can be time-consuming and inconvenient, new-age digital insurers promote paperless transactions, making it a hassle-free experience for consumers.

  • You can access your account by entering your credentials, such as your ID number or policy number.
  • You can view, download, or print your policy document once you've logged into your account.

This removes the difficult process of getting a duplicate policy document through the offline or traditional method. The online access to your insurance details also lets you perform several other actions such as renewing your car insurance policy.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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