Royal Enfield Two Wheelers Insurance

  • Availability across the country
    Check in your City
  • Exclusive and iconic motorcycles
  • Oldest motorcycle brand in the world
  • Around 930 dealer touch points in India
  • Blend of classic design and advanced technology

Buy Royal Enfield Bike Insurance Online

Royal Enfield is an Indian motorcycle manufacturing company with its headquarter in Chennai, India. It is a subsidiary of Eicher Motor Limited, an Indian commercial vehicle producer. The brand sells itself with the tag of "the oldest global motorcycle brand in continuous production.

It is widely renowned and mostly appreciated for its manufacturing of Royal Enfield Bullet and many other single-cylinder and twin-cylinder motorcycles. The firm produced its first motorcycle in 1901, with the Bullet model still enjoying its record bike production run of all time.

Over the years, the Royal Enfield has managed to develop a mid-size motorcycle segment in India with its ultimate and exclusive modern classic motorcycles. Nowadays, the company offers around 7 models in India, which comprise Royal Enfield Classic 350, Royal Enfield Bullet 350, Royal Enfield Interceptor 650, Royal Enfield Thunderbird 350X, Royal Enfield Himalayan etc. The company has been serving its customers with motorcycles which set them apart from the crowd and delivers them a royal ride, always.

Royal Enfield Bikes Insurance Premium Price

ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
Royal Enfield Cafe Racer500 81597 NA 3267
Royal Enfield Bullet 500STD 81597 NA 3267
Royal Enfield Classic 500Stealth Black 98980 NA 3379
Royal Enfield Bullet ElectraElectra Twinspark 56862 NA 1774
Royal Enfield Electra-X500 48510 NA 1721
Royal Enfield Continental GT535cc 112616 NA 3467
Royal Enfield Thunderbird 350XSTD 97187 NA 2034
Royal Enfield Bullet Trials 500STD 81597 NA 3267
Royal Enfield HimalayanSleet 83300 NA 3278
Royal Enfield Super Meteor700 147000 NA 3689
Royal Enfield Thunderbird 500STD 93590 NA 3345
Royal Enfield Thunderbird 500XSTD 76930 NA 3237
Royal Enfield Continental GT 650STD 122500 NA 3531
Royal Enfield Machismo-350Machismo 51940 NA 1743
Royal Enfield Thunderbird 350STD 93398 NA 2010
Royal Enfield Bullet Trials 350STD 62920 NA 1813
Royal Enfield Interceptor 650STD 122500 NA 3531
Royal Enfield Constellation700 147000 NA 3689
Royal Enfield Bullet ClassicElectra Efi 22295 NA 1031
Royal Enfield Machismo 500Machismo 500 57820 NA 3114
Royal Enfield Bullet 350STD 79982 NA 1883
Royal Enfield Classic 350Signals Edition 62920 NA 1813
The above-mentioned premiums are suggestive and may change basis terms & conditions

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Add-ons For Your Royal Enfield Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

Royal Enfield Bike Insurance User Reviews

What users are saying
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    By Manik Manohar
    On: 16th September, 2020
  • Customer-friendly platform

    The platform of InsuranceDekho is quite user-friendly and holds the most useful and fresh content related to i...

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    By Prakash Chandra
    On: 16th September, 2020
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    InsuranceDekho is an interesting, informative and useful insurance platform. It gave me easy and simple assist...

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    InsuranceDekho platform offered me several add-on covers for DHFL General Insurance’s bike insurance plan whil...

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    The InsuranceDekho portal offered me assistance to get a Shriram bike insurance policy to protect my Royal Enf...

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  • How long does it take to renew a Royal Enfield bike insurance?

    You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should I buy for Royal Enfield bikes?

    The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

  • From where can I purchase insurance for my Royal Enfield bike?

    You can visit our website, compare all available premium quotes for Royal Enfield bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Royal Enfield bikes?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Royal Enfield bikes.

Latest Bike Insurance News

#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.