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Royal Enfield Two Wheelers Insurance

  • Availability across the country
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  • Exclusive and iconic motorcycles
  • Oldest motorcycle brand in the world
  • Around 930 dealer touch points in India
  • Blend of classic design and advanced technology

Buy Royal Enfield Bike Insurance Online

Royal Enfield is an Indian motorcycle manufacturing company with its headquarter in Chennai, India. It is a subsidiary of Eicher Motor Limited, an Indian commercial vehicle producer. The brand sells itself with the tag of "the oldest global motorcycle brand in continuous production.

It is widely renowned and mostly appreciated for its manufacturing of Royal Enfield Bullet and many other single-cylinder and twin-cylinder motorcycles. The firm produced its first motorcycle in 1901, with the Bullet model still enjoying its record bike production run of all time.

Over the years, the Royal Enfield has managed to develop a mid-size motorcycle segment in India with its ultimate and exclusive modern classic motorcycles. Nowadays, the company offers around 7 models in India, which comprise Royal Enfield Classic 350, Royal Enfield Bullet 350, Royal Enfield Interceptor 650, Royal Enfield Thunderbird 350X, Royal Enfield Himalayan etc. The company has been serving its customers with motorcycles which set them apart from the crowd and deliver them a royal ride, always.

Bike Insurance Renewal Process for Royal Enfield Bikes

Every bike insurance policyholder is needed to renew his or her bike insurance cover timely to enjoy the offerings of a bike insurance plan. In order to keep your Royal Enfield bike insurance and secured, you will have to ensure its timely renewal without fail. Here the steps to renew your Royal Enfield bike insurance policy online:

Step 1: Open the official website of the InsuranceDekho and click on the ‘Bike’ tab.

Step 2: Fill up the Registration Number of your Royal Enfield bike and choose the variant and fuel type of your Royal Enfield bike to continue. In case you do not know the registration number of your Royal Enfield bike, in such a situation you should click on the ‘Don't know your bike number?’ link and choose your bike’s brand, model, fuel type, registration year, etc., to continue.

Step 3: Select the expiry date of your last bike insurance policy and your insurer’s name as well. In addition to this, choose an option to share if you made any claim during the previous policy year or not and then click on the ‘Continue’ button to continue.

Step 4: Enter some personal details which include your name, mobile number and time for which you want to buy bike insurance and click on the ‘Submit and Get Quotes’ button.

Step 5: You will get the bike insurance policy premium quotes offered by various insurance firms on your screen. Compare and choose the bike insurance plan quotes which suits you the best as per your budget and needs. At this stage, you can also select and add some add-on covers to your plan.

Step 6: Click on the ‘Buy Now’ link and confirm your details before initiating the process of payment for the renewal of your Royal Enfield bike insurance plan. You can make the payment with different payment gateways such as debit card, credit card, online wallets, and net banking option. After the completion of payment, the bike insurance policy document will instantly be issued and sent to your mail inbox through your registered Email ID.

Claim Cashless Bike Insurance For Royal Enfield Bikes

Cashless bike insurance is the best choice for the policyholders to get their Royal Enfield bike repaired at the network garage of their insurance company without paying anything. To avail this cashless claim option, the policyholders are required to inform their respective insurers regarding the damage and loss sustained by their bikes soon after a collision or mishap. With this claim process, you can easily and swiftly get the repair work done for your bike free of cost as your insurance company will be liable to bear the repair costs on your behalf.

The cashless bike insurance claim refrains you from making any payment for repair after an accident or loss. In addition to this, with a cashless claim process, you need to submit fewer documents and fewer formalities to go through when compared to the reimbursement claim process, which ultimately expedites the claim process. Under this option, a surveyor is sent directly by your insurer to examine the damage extent immediately after a mishap which also brings speed and transparency to the procedure. The insurance companies authorise the best workshops under their network that enables you to get the best possible repair service for your Royal Enfield bike.

Royal Enfield Cashless Bike Insurance Claim Process

A cashless bike insurance claim for your Royal Enfield bike can be made without any hassle. For an easy claim settlement process, you can follow the below-given steps:

Step 1: The policyholders should inform their respective insurance company immediately if any damage or loss to the bike is caused during an accident or theft. To get in contact with the insurance company, you can either call them on their toll-free number or register a claim by visiting the official website of the insurance company.

Step 2: After the policyholder has made the claim intimation, they would receive a call from the insurance company’s claim representative. They have to present all the information regarding the accident and policy number of the Royal Enfield bike insurance policy to the representative.

Step 3: The insurance provider sends a surveyor to gauge the extent of damage caused to the bike after the mishap. Also, a policyholder is not allowed to tow the bike to a network garage before the surveyor arrives and checks the condition of the bike. An estimated repair cost for the bike is prepared by the surveyor and he also collects all the necessary documents, contact number of the witnesses, duly filled claim form etc from the policyholder.

Step 4: Once the surveyor approves, the policyholder can take their bike for repair to a nearby network garage. After confirming all the legal and financial liabilities, the insurance company pays the repair cost to the garage. The claim amount is calculated after factorising depreciation amount and deductibles(if any).

Royal Enfield Reimbursement Bike Insurance Claim Process

If the policyholder is unable to find a network garage nearby or they wish to get their bike repaired in any other garage of their choice, in that scenario, a reimbursement claim can be registered by the policyholder. Compensation for the repair cost is received by the policyholder through a reimbursement claim. A reimbursement claim can be placed by following the below-given steps:

Step 1: A reimbursement claim process can be initiated by the policyholder by informing the insurance company soon after the accident or mishap with a Royal Enfield bike takes place. The policyholder can get in contact with the insurance company either by dialling their toll-free number or by visiting the nearby branch of the insurance company.

Step 2: The claim officials of the insurance company will give a call back after the intimation to the policyholder. Thereafter, the policyholder is supposed to inform the officials regarding the policy number and details of the accident. A unique claim reference number is given by the company to the policyholder, which can be used in future.

Step 3: A surveyor appointed by the insurance company is sent to the location to check the condition of the insured bike. The policyholder is not allowed to move the bike to the garage before the surveyor arrives at the location. An estimate of repair cost is prepared by the surveyor and he also collects all the required documents along with duly filled claim form and other witnesses and proofs of the incident.

Step 4: Once the surveyor gives the approval, the policyholder can take their bike to the desired garage and get the bike repaired by paying the money. Once the bike repair is done, receipts and bills of the repair alongside the policy document need to be submitted to the insurance company for reimbursement. After the verification of the case, the claim amount is disbursed by the company after deducting the depreciation amount and deductibles( if any).

How to Renew an Expired Policy for Your Royal Enfield Two-Wheeler?

Most two-wheeler insurance policies last for a year before they need to be renewed. Doing this on time is crucial to keep the insurance valid. With modern-day life becoming increasingly fast-paced and hectic, it is no wonder that people often forget to renew their policy on time. Insurance providers offer their customers a grace period to avoid losses in such cases. Thus, the policyholder can renew their two-wheeler insurance 90 days after the expiry date. But if there are any delays after this period the policy lapses and can no longer be renewed. If the policyholder had any accumulated NCB that will be lost. Moreover, the two-wheeler must go through inspection formalities again. If your two-wheeler insurance has lapsed follow these steps to purchase a fresh policy:

Step 1: Visit InsuranceDekho. Select the ‘two-wheeler insurance tab’ at the top of the page.

Step 2: In the ‘Get Quotes’ section enter your two-wheeler’s registration number. IF you do not have the registration number with you, you can also provide the two-wheeler’s make, model and registration year.

Step 3: Provide your name and contact number, once you have entered all the required details click on ‘Submit and Get Quotes’.

Step 4: All the quotes in your category will be visible on the screen. Select the one that best suits your needs and price point. You can also select any add-ons you would like to purchase at this stage.

Step 5: Pay for the selected policy and the policy document will be sent to your registered email ID.

Bike Insurance Premium for Royal Enfield Bike Variants

The following table shows the complete list of Royal Enfield bike variants with their insurance premium rates.
    Bike ModelVariant of the BikeIDV*Zero Depreciation Price* (INR)Premium* (INR)
    Royal Enfield Classic 500Stealth Black 98980 NA 3379
    Royal Enfield Bullet 350STD 79982 NA 1883
    Royal Enfield Bullet ClassicElectra Efi 22295 NA 1031
    Royal Enfield Thunderbird 500STD 93590 NA 3345
    Royal Enfield Himalayan BS4Sleet 83300 NA 3278
    Royal Enfield Thunderbird 350STD 93398 NA 2010
    Royal Enfield Thunderbird 350XSTD 97187 NA 2034
    Royal Enfield Bullet 500STD 81597 NA 3267
    Royal Enfield Bullet Trials 500STD 81597 NA 3267
    Royal Enfield Bullet Trials 350STD 62920 NA 1813
    Royal Enfield Thunderbird 500XSTD 76930 NA 3237
    Royal Enfield Continental GT 650STD 122500 NA 3531
    Royal Enfield Interceptor 650STD 122500 NA 3531
    Royal Enfield Electra-X500 48510 NA 1721
    Royal Enfield Machismo-350Machismo 51940 NA 1743
    Royal Enfield Continental GT535cc 112616 NA 3467
    Royal Enfield Cafe Racer500 81597 NA 3267
    Royal Enfield Constellation700 147000 NA 3689
    Royal Enfield Machismo 500Machismo 500 57820 NA 3114
    Royal Enfield Super Meteor700 147000 NA 3689
    The above-mentioned Royal Enfield Bike Insurance Premiums are suggestive and may change basis the bike's MMV, RTO location, claims history, policy type, etc.

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    Royal Enfield Bike Insurance User Reviews

    What users are saying
    • Excellent service

      Excellent service experience.I would like to recommend it to future other services will be observed ...

      Cholamandalam Ms General Insurance Company Ltd
      Royal Enfield Thunderbird 350 Rohru
      On: 22nd May, 2022
    • Good Service

      experience was good, website is easy to operate hassle free quick response and the insurance deals on the webs...

      Read More
      New India
      Royal Enfield Bullet 350 Jammu
      On: 16th May, 2022
    • insurance done

      This is osm expierence by insurance dekho what a smooth process by really love it my privious expierence was a...

      Read More
      Icici Lombard
      Royal Enfield Thunderbird 350 New Delhi
      On: 12th May, 2022
    • Chat box feature

      While buying the Reliance bike insurance plan for my Royal Enfield, I had some doubts. While looking for some ...

      Read More
      By Dhairya Batra
      On: 6th May, 2022
    • Good Platform for Insurance bu...

      Good online service, it would be better with compression between insurance companies the kind of benefits they...

      United India Insurance Company Limited
      Royal Enfield Classic 350 (2012-2021) Bangalore
      On: 29th April, 2022
    • Good experience

      Good experience and seamless process. I have taken this first time, hoping to go smooth as its at initial leve...

      United India Insurance Company Limited
      Royal Enfield Meteor 350 Pimpri chinchwad
      On: 4th April, 2022


      Acko General Insurance
      Royal Enfield Bullet Electra bahadurgarh
      On: 14th March, 2022
    • Chat box feature

      While buying the Bharti AXA bike insurance plan for my Royal Enfield, I had some doubts. While looking for som...

      Read More
      Bharti Axa
      By Dhairya Batra
      On: 16th February, 2022
    • User-friendly website

      I was looking to buy a third-party insurance policy for my Royal Enfield and visited the InsuranceDekho websit...

      Read More
      Bajaj Allianz
      By Karan Rajpal
      On: 2nd February, 2022
    • Prompt revert

      I had a little problem and got stuck while making a premium payment for mh HDFC ERGO bike insurance policy for...

      Read More
      Hdfc Ergo
      By Ahmed Hussain
      On: 15th December, 2021

    Royal Enfield Bike Insurance FAQs

    • How long does it take to renew a Royal Enfield bike insurance?

      You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should I buy for Royal Enfield bikes?

      The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

    • From where can I purchase insurance for my Royal Enfield bike?

      You can visit our website, compare all available premium quotes for Royal Enfield bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Royal Enfield bikes?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Royal Enfield bikes.

    • How can I buy the bike insurance policy online for my Royal Enfield bike?

      You can buy a bike insurance plan online for your Royal Enfield bike visiting the website of the InsuranceDekho, i.e, The InsuranceDekho platform helps you compare different bike insurance policy premium quotes offered by various insurers for your Royal Enfield bike to choose the most suitable plan among them based on your requirements and budget.

    • Will my Royal Enfield bike insurance policy offer me the No Claim Bonus (NCB)?

      Yes, the bike insurance policy for your Royal Enfield bike will provide you with a No Claim Bonus (NCB) for making no claim in a policy year which may range from 20% to 50% by accumulating with every successive claim-free year. However, this benefit is offered by most of the insurers, but you should confirm it by going through your bike insurance policy wording.

    • Can I add a zero depreciation add-on cover in my Royal Enfield bike insurance policy?

      Yes, you can include a zero depreciation add-on cover in your Royal Enfield bike insurance policy which you bought to cover your Royal Enfield bike by paying a little extra payment of premium in addition to the premium of base bike insurance policy.

    • What is the time limit for which I have to buy third party bike insurance for my Royal Enfield bike?

      As per the directions of the Supreme Court of India, it has become compulsory for all the bike owners to buy a third party bike insurance plan of 3 years at the time of registering your newly purchased Royal Enfield bike.

    • Can I purchase an own-damage and third party bike insurance from different insurers for my Royal Enfield bike?

      Yes, you can buy an own-damage bike insurance plan and a third party bike insurance plan from different insurance companies to cover your Royal Enfield bike through online as well as offline mode.

    • If my Royal Enfield bike insurance plan gets expired, then how can I renew it?

      If the bike insurance policy of your Royal Enfield bike gets expired, you can renew it within the grace period of 30 days to 90 days, varies from insurance company to insurance company. Before renewing your bike insurance plan, go through your bike insurance policy document or contact your bike insurance agent to check the grace period offered by your insurer.

    • What entries should I make on the premium calculator to get the premium of your Royal Enfield bike insurance plan?

      To get the right Insured Declared Value and premium for your Royal Enfield bike insurance plan, you should enter details on the premium calculator like Bike Brand, Variant of the Bike, Fuel Type of the Bike, Registration City of the Bike, Year of Purchase of the Bike, and so on.

    • When and where can I contact for my Royal Enfield bike insurance policy related queries?

      You can find the bike insurance-related assistance for your Royal Enfield bike at the InsuranceDekho company by contacting their customer support team at 755-1196-989 between 10 am and 7 pm from Monday to Sunday or by writing mailing them at

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