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Benefits of Getting Your Bike Insured For Winter Road Trip

Written by Sharad Bajaj
Updated On Oct 12, 20202 min read
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Benefits of Getting Your Bike Insured For Winter Road Trip

Winter is knocking at the door and so is our urge to go on a road trip. The current pandemic will not allow us to go on a road trip any time soon. However, it cannot stop us from planning for it. From selecting the routes to find out what places to explore, we put so much planning into our winter road trips. Safety should be a big concern when it comes to road trips. Mishaps generally do not come with any prior notification and cannot be prevented most of the time. However, you can be ready to deal with any accidents on the road a little better if you plan your safety measures along with your winter road trips. While you plan your winter bike trip, here goes a few tips to keep your road trip safe. The key to dealing with any accidents on the road is to keep your bike insured. Below goes your two bike insurance options.

Benefits Of Getting Your Bike Insured For Your Winter Road Trip

If you get your bike insured before you start your much-awaited road trips, you will have the following benefits:

Road accidents are not that uncommon and can happen even when you are driving cautiously. While you cannot control the uncertainties of the road, you can deal with the consequences better with an insurance policy. In case your bike or you occur any damage during your road trip, your insurer will cover all expenses.

A third party bike insurance cover is mandatory for all bikes riding on the road in this country. If you do not want to end up in any legal trouble during your winter road trip, get your bike insured with the third party bike insurance policy.

In case of a flat tyre or other roadside emergencies during your trip, you will have to spend your trip looking for a garage or a repair shop. However, a roadside emergency cover can be your saviour at times like this. If you have this cover added to your insurance policy, your insurer will assist you with spot repairing, flat tyre, towing and other services.

How To Get Your Bike Insured?

Before you get your bike insured, you must know your options. There are mainly three insurance policies available in the market, which are:

Third Party Car Insurance Policy

The third party bike insurance policy provides you coverage against third party liabilities. During third party or third party property damage, the insurer bears your financial expenses.

Comprehensive Insurance Policy

The comprehensive bike insurance policy provides maximum coverage by covering third party liabilities and own damage to the insured’s bike. It allows you to further stretch the coverage by offering add-ons.

Standalone Own Damage Insurance Policy

As the same suggests, Own damage two wheeler insurance offers coverage for damage incurred to the insured’s bike only. It covers damage or loss due to natural calamities, accidents, theft and so on.

You can get the insurance and add-on covers of your preference without putting much time or effort on InsuranceDekho.com. Visit the website, get the quotes in a single click, provide your details and make the payment online. Your job is done!

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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Written by Sharad Bajaj
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 Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. He helped set up and scale the motor insurance vertical for a leading insurance company in his previous stint. In his spare time, Sharad likes to read and be in tune with nature.

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