Bike Insurance Policy By Vehicle Registration Number
To purchase a bike insurance plan online, the insured person will have to provide his or her bike registration number. After the policy purchase, the details of the insurance plan gets attached to the registration number of the bike which can be accessed by the RTO and government bodies. The registration number of the bike helps in different aspects of insurance such as policy purchase, policy renewal, claim settlement, and checking the details of the bike insurance policy.
Following are the ways to check the bike insurance plan details:
1. Visit the official website of the RTO where your bike is registered and enter the registration number of your bike to check the policy details.
2. Visit the website of the State Transport Department and fill up the registration number of your bike to check bike insurance policy details.
3. Visit the website of the Ministry of Road Transport and Highways, i.e., www.parivahan.gov.in/parivahan/ and enter the registration number of your bike, after which the complete details would be displayed.
4. Visit the website of the Insurance Information Bureau, which is developed by the Insurance Regulatory and Development Authority of India (IRDAI), to check the bike insurance plan details simply by entering the registration number of the bike.
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Check Bike Insurance Details by Registration Number
To own a bike insurance plan for every two-wheeler vehicle is a compulsion, as per the Indian Motor Tariff. The compulsory bike insurance policy is the third party insurance plan, which offers compensation for injury, property damage, or death incurred by a third party due to the involvement of your bike. However, if you have a comprehensive bike insurance policy, you can also get coverage for the damages suffered by your own bike or scooter.
No matter which insurance cover you own, the registration number of your bike will always be required to purchase the bike insurance policy. Let’s understand this number and how it can be used to check the bike insurance status.
What Is a Bike Registration Number?
Any vehicle that is plying on the public roads in India has an official and legal identity number known as a registration number. The district-level RTO of all the Indian states is an authority that is responsible for issuing a registration number for every newly bought vehicle. Every individual who has bought a new vehicle must themselves get their vehicle registered at a district RTO within a maximum of 1 month of buying the new vehicle. A unique number is given to the vehicle as soon as it gets registered. This number needs to be printed on a metal plate and should be attached in the front and back of the vehicle.
The registration number has a format of AA DD AA DDDD, where ‘A’ denotes the alphabets and ‘D’ signifies the numerical digits. The first two alphabets are the code of the state, where the bike is registered. The next two digits denote the district code and the next two alphabets signifies the ongoing series of the RTO for vehicle classification. In the registration number, the last four digits stand for the unique identification number of your bike. Therefore, if a bike holds a number which is DL 06 AB 1877, DL would show that the bike is registered in New Delhi, 06 represents the district of the state, AB would imply the RTO sequence and 1877 would characterise the unique identification number of the bike.
The first six figures of different two-wheeler vehicles could be the same, but the last four digits can never be the same as they are created to help in identifying the bike.
Use of the Registration Number
Apart from giving an identity to the bike, the registration number is useful in various ways too:
- To Buy a Bike Insurance Policy
Without a registration number, you can not purchase a bike insurance plan. When the insurance policy is issued, the bike’s registration number is registered in the policy document that assists in ensuring that the insurance cover is issued to a specific bike.
- To Renew a Bike Insurance Policy
During the renewal process when you wish to renew your bike insurance policy, you will need to furnish the registration number of your bike to get your bike insurance plan renewed. Purchase and renewal of your bike insurance cover are not at all possible without the bike’s registration number.
- To Make Insurance Claims
To make a claim against damage or loss, you need to enter the bike registration number as well as your bike insurance policy number. In fact, your may also require to submit a registration certificate of the bike to process your insurance claims.
- To Check Details of Bike Insurance
If you don’t acquire a bike insurance policy but require the policy details of your bike, in such a case, you can get it with your bike’s registration number. When it comes to checking bike insurance plan details, it can easily be done with a registration number. You need to fill up the registration number for it and complete details of your insurance cover will be shown.
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How to Check Bike Insurance Details With Registration Number?
Whenever a bike insurance plan is created, the registration number of your bike is attached to it. Therefore, you can easily check the details of your bike insurance policy online through the registration number at a click.
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