Check Bike Insurance Policy Expiry Date

Published On 31 Aug 2020 By Gunjan

Check Bike Insurance Policy Expiry Date

Sometimes, in a bid to grab an economical deal, people opt for bike insurance plans from unknown sources or people or websites. However, you might not find any difference right away in the papers of the policy, but later you can face challenges while making claims. Hence, it is recommended to always purchase a bike insurance plan from a reputed insurance brand or from a known broker. If you have purchased a policy, you can follow the below given ways to check if your bike insurance policy is valid or not.

1. Check the Policy Documents

After purchasing the bike insurance policy, do check your policy document to confirm if it is offering you the same that was advertised by the insurance provider or something different. It is a common way to confirm the originality of your bike insurance plan. For instance, if you have purchased the cover after seeing an advertisement where the insurer is offering high IDV (Insured Declared Value), long policy term, or free add-ons, you may find IDV of lesser amount than promised, shorter policy term or the add-ons might be missing in the policy documents in case of invalid or fake cover.

2. Check the QR Code

The IRDAI (Insurance Regulatory and Development Authority of India) has directed all the insurance companies in India and has made it mandatory for them to imprint a QR code on every bike insurance policy document. The QR code confirms the originality of the bike insurance plan, hence, it can easily be used for verifying your insurance cover. If a policy document does not have this QR code imprinted on it, then there is a possibility that you might have bought a fake policy. In such cases, you should get in touch with the insurance company.

3. Insurance Policy Verification Link

Many insurance providers provide the verification links on their websites and let the bike insurance policy purchase process complete only after you validate this purchase by visiting the link. This is the finest way with which you can be sure that the policy which you are buying is completely genuine. However, these days many online platforms offer many types of insurance policies of different insurance providers. If you have bought your policy from any such third party portal, you should get it verified by contacting the insurance company.


One of the best ways to prevent yourself from getting duped is to rely only on reputed insurers. However, still if you have made a bike insurance plan purchase from any other source, the above points can help you to confirm as if your purchased bike insurance plan is genuine and fake.

Related articles:

Two Wheelers Under 1 Lakh in India

Two Wheeler Insurance Online

Third-Party Bike Insurance

Renew Expired Bike Insurance

Cashless Two Wheeler Insurance

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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