Honda Shine Insurance

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20042019
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Add-ons For Your Honda Shine Bike Insurance

  • Zero Depreciation
    Zero Depreciation

    Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection
    Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover
    NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover
    Engine Protection Cover

    The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.

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Honda Shine Bike Insurance User Reviews

14 Reviews
Why did they insure their bike with InsuranceDekho
  • My claims have been settled very easily at Future Generali insurance company. But, the InsuranceDekho team guided me a lot in getting that for my Honda Shine bike. I appreciate their efforts.
    Ankur GargFuture Generali23rd June, 2020
  • Easy and best insurance services
    MD ASGARHonda Shine BS4, GayaKotak Mahindra General Insurance Limited17th May, 2020
  • Great premium and nice quality good service.
    PRAVIN VIJAY NAREHonda Shine, kalyanHDFC ERGO5th May, 2020
  • I am a first time user on this. I found this website very useful.
    ashwani singhHonda Shine, NoidaHDFC ERGO17th April, 2020
  • Excellent service provided by insurance dekho.com
    OM SINGHHonda Shine, KanpurIFFCO Tokio13th April, 2020
  • Very easy process and reasonable quotes.
    LALCHAND DEWANGANHonda Shine, Janjgir-ChampaHDFC ERGO18th March, 2020
  • Good support from team. Keep the good work going.
    SATYA NARAYAN BAIRWAHonda Shine, KotaIFFCO Tokio5th February, 2020
  • Thanks InsuranceDekho for quickly providing my insurance policy.
    PROSENJIT KUNDUHonda Shine, Paschim MedinipurDigit23rd November, 2019
  • Great support from insurancedekho to get policy. Insurancedekho helped me a lot.
    Sunil Singh ChandelHonda CB Shine, NalandaHDFC ERGO6th November, 2019
  • Good experience, very easy to get one's vehicle insured online.
    VIKRAM KUMARShine, GayaDHFL14th September, 2019
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Honda Shine FAQ's

  • 1

    Which insurer has the best claim settlement ratio for Honda Shine bikes?

    Bharti AXA General Insurance, Acko General Insurance, and ICICI Lombard General Insurance are among the bike insurers with impressive claim settlement ratio for Honda Shine bikes.

  • 2

    From where can I purchase insurance for my Honda Shine bike?

    You can compare bike insurance policies offered by all the top-rated insurers in India for Honda Shine at InsuranceDekho and choose the plan which best suits your needs. With InsuranceDekho, you can purchase an insurance policy in just 5 minutes.

  • 3

    Which are the insurance add-ons for Honda Shine bikes?

    The most opted insurance add-ons with Honda Shine bikes include zero depreciation add-on, NCB (No Claim Bonus) cover and consumable cover among others.

  • 4

    What all documents do I need to get my Honda Shine bike insurance renewed?

    You can get your Honda Shine bike insurance policy renewed paperlessly with InsuranceDekho. You just need to have the following details with you:
    1 Previous Year Policy Number
    2 Previous Year Policy Expiry Date 3 Vehicle Registration Number

*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.