Honda Shine Insurance

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​How to Buy Insurance for ​Honda CB Shine​ via InsuranceDekho

Honda CB Shine Bike Insurance Summary

Honda CB Shine is a 125 cc commuter bike manufactured for great performance and efficiency. The bike is available in three variants that are drum brake variant, the disc brake variant and the disc brake with a combi-braking system. Some key features of the bike include tubeless tyres, 5 step adjustable suspension, outstanding tail light, chrome finish muffler, alloy wheels, and chrome carburetor cover. The graphics on the fuel tank give the bike an attractive look.

Honda CB Shine Bike Insurance

According to the Indian Motor Tariff, the basic legal requirement for riding a bike in India is to own a third-party bike insurance policy. The policy provides you protection only against the third party liabilities such as damage to their property, vehicle, or bodily injuries. One of the benefits of third party bike insurance policy is that it comes at an affordable premium. Also, every bike is eligible to be covered under a third party bike insurance policy. So, you must buy one and renew it timely to be able to ride legally on Indian roads. Otherwise, you may be punished with a fine of Rs. 2,000 and/or imprisonment for up to 3 months.

Types of Insurance Cover

  1. Third Party Bike Insurance Policy: Third Party Bike Insurance Policy is mandatory in India. It not only protects you from paying a fine and/or imprisonment, but also covers you against third party liabilities for up to Rs. 1 lakh in case of a mishap.
  2. Standalone Own-Damage Bike Insurance Policy: Standalone own-damage bike insurance policy offers cover for own-damages sustained by your bike. You can purchase this policy if you are already covered under a third party bike insurance policy.
  3. Comprehensive Bike Insurance Policy: A comprehensive bike insurance policy provides you the benefits of both the policies mentioned above. Covers you against by covering you against third party liabilities as well as standalone own-damage expenses. The policy comes with add-on covers to enhance coverage.

How to Buy Insurance for Honda CB Shine from InsuranceDekho

You can purchase the most suitable bike insurance policy for your Honda CB Shine bike online at InsuranceDekho by following a few steps. These are given below:

Step 1: Visit www.insurancedekho.com.

Step 2: Select ‘Bike’ and enter your bike’s number in the given space. Click on ‘Get your Quotes’. If you don’t remember your bike’s number, then you are requested to enter its brand, model, fuel type, variant, registration year, etc.

Step 3: Enter your personal details like Name and Mobile Number. You will see several quotes on your screen.

Step 4: From various quotes displayed, select the most suitable bike insurance plan for your Honda CB Shine bike keeping in consideration your requirements and budget.

Step 5: Pay for the selected bike insurance policy. You will receive the policy document via email.



Add-ons For Your Honda Shine Bike Insurance

  • Zero Depreciation

    Like other assets, the value of your two wheeler also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover

    The damages incurred by the engine of the two wheeler are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone 2 wheeler insurance policy can save you from these expenses.

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Honda Shine Bike Insurance User Reviews

5 Reviews
Why did they insure their bike with InsuranceDekho
  • Extraordinary customer support
    I had to purchase a bike insurance policy for which I visited the InsuranceDekho portal. Their customer care team was aw...
    Read More
    Hdfc ErgoBy Vikrant BansalOn:15th September, 2020
  • Got claim requests settled easily
    I have a bike insurance plan of Raheja QBE insurance company, the claim request of which got settled very easily with th...
    Read More
    Raheja QbeBy Ankur AwashiOn:6th August, 2020
  • Got my claims settled easily
    I have a bike insurance plan of Liberty insurance company that got settled very easily with the assistance of the Insura...
    Read More
    LibertyBy Ankur AwashiOn:30th July, 2020
  • 0Splendid claim services
    I have a comprehensive insurance policy of DHFL for my Honda Shine bike that I bought from InsuranceDekho portal. Its st...
    Read More
    DhflBy Gaurav RathiOn:28th July, 2020
  • Received the policy documents on time
    I bought Liberty General bike insurance policy for my Honda Shine bike online at InsuranceDekho last week. I received th...
    Read More
    LibertyBy Amit DhawanOn:27th July, 2020
  • Got my claims settled easily
    My claims have been settled very easily at Future Generali insurance company. But, the InsuranceDekho team guided me a l...
    Read More
    Future GeneraliBy Ankur GargOn:23rd June, 2020
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*Standard T&C Apply. All savings/offers are provided by the Insurers which are subject to modification. For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Girnar Insurance Brokers Private Limited, 4th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (General Insurance) valid till 19th March 2023. Email -support@girnarinsurance.com.