Honda Two Wheelers Insurance
- Second largest two-wheeler company todayCheck in your City
- Diverse portfolio of two-wheelers going up to Rs. 1800 cc
- More than 6,200 customer touchpoints across India
Buy Honda Bike Insurance Online
Honda Motorcycle & Scooter India Pvt. Ltd. (HMSI) is the 100% subsidiary of Honda Motor Company Ltd., Japan. The company started its operations in May 2001 in Manesar (Haryana). Even after being one of the youngest players in the two-wheeler market of India, HMSI has shown consistent performance in offering good quality products and services thereby winning the hearts of more than 46 million happy Indian customers.
The company started its journey with the very first model ‘Activa’ in the year 2001 that gave a new life to the scooter segment of India. Activa provides pure riding joy to the customers which is also the reason why it is India’s favourite scooter today even after 20 years. The company today has a diverse portfolio of two-wheelers that includes trusted motorcycles for daily commuters, superbikes, as well as an array of scooters that offer utmost convenience to the riders on road. These include Livo, Unicorn, Shine, Dio, Activa Grazia, and CB1000R.
In its 20 years of journey, HMSI has won nearly 200 prestigious recognitions for offering benchmark products, manufacturing excellence, technology. Apart from this, it has also brought laurels such as being the Most Trusted Two-Wheeler Brand, and so on.
Bike Insurance Renewal Process for Honda Bikes
Every bike insurance plan has to be renewed before it gets expired to continue to avail its benefits without any break. With the policy renewal, the Honda bike owners can keep their insurance plans active that secures them against any type of damage or loss. Given below are the steps with which you can renew your bike insurance policy online:
Step 1: Visit the official website of InsuranceDekho. Click on the 'Bike' tab.
Step 2: Fill up your Honda bike’s Registration Number and select the fuel type and variant of your Honda bike to move ahead. If you do not know your Honda bike’s Registration Number, in such a situation, you should click on the ‘Don't know your bike number?’ link and choose your bike’s brand, model, fuel type, variant, registration year and city, and RTO, to co.
Step 3: Fill up your last bike insurance policy’s expiry date and the name of your last bike insurance company. Besides these, you should also tell the status of your claim where you should select Yes or No to confirm whether you made any claim in the last policy year or not and click on ‘Continue’ to proceed.
Step 4: Fill up your personal details such as name, mobile number and duration for which you want to get your bike insured under a bike insurance policy and click on the ‘Submit and Get Quotes’ tab to move further and get the policy quotes.
Step 5: Many bike insurance plan premium quotes offered by various insurance companies will appear on your screen. Compare and choose a bike insurance policy quote that you find the most suitable based on your budget and needs. At this stage, you can also select some add-on covers that you can comprise in your plan to increase its coverage.
Step 6: Click on the ‘Buy Now’ tab and check details entered by you before moving ahead to make the payment for your Honda bike insurance policy renewal process. You can pay for the bike insurance plan by using your debit card, credit card, digital wallet, net banking system, and so on. After the payment, the bike insurance policy document will be issued and sent to you at your registered Email ID.
Claim Cashless Bike Insurance For Honda Bike
When it comes to bike insurance, going for the cashless claim method is considered the best as it saves time and effort to get the claim amount. To initiate this cashless bike insurance claim process, you must inform your insurer immediately after a mishap and have to take your Honda bike to the network garage or workshop authorised by your insurance company for repair. With this claim procedure, you can get your Honda bike repaired after an accident without paying any repair fee and it will be paid by your insurance company on your behalf.
The cashless bike insurance method is quite helpful as it refrains from paying for bike repair after an accident, etc. Also, you require fewer documents to submit and lesser formalities to go through to get the cashless bike insurance claim when compared to the reimbursement claim process. Under the cashless claim process, your insurer will send a surveyor to the spot or garage to analyse the damage extent on the basis of which the insurance company settles the claim, which expedites the process and makes it transparent too. The insurers hold only those garages which clear their quality test that enables you to get the best repair service for your Honda bike free of cost.
Honda Cashless Bike Insurance Claim Process
The cashless bike insurance claim process for your Honda bike is a hassle-free task, which can be easily executed by the policyholders by following the below-given steps:
Step 1: In order to initiate the process for claim settlement, the policyholder should inform the insurance company soon after the incident takes place be it accident, theft or any loss to the Honda bike. You can contact the insurance company either at their toll-free number or you can also visit their nearest branch.
Step 2: You would receive a call from the representative of the insurance company within 24 hours of filing for a claim. You need to tell the insurance company details like policy number, time, date, location of the accident, contact details of the insured etc. The representative would then give you a claim reference number for future usage. You can collect the claim from any of the branches of the insurance company or you can also download it from their official website.
Step 3: The insurance company appoints a surveyor to check the extent of loss caused to the Honda bike at the time of the accident. You are required to submit a duly filled claim form, proofs and witnesses of the accident and policy document to the surveyor.
Step 4: After checking and verifying all the aspects, approval for the claim is granted by the surveyor. The insurance company then confirms the legal and financial liabilities and makes the payment for all the repair expenses of the policyholder’s bike to the workshop. After the deduction of deductibles and depreciation, the claim amount is calculated.
Honda Reimbursement Bike Insurance Claim Process
You can file for a reimbursement claim in case you fail to take the insured bike to a network garage or you want to get it repaired at some other garage. The policyholder can avail compensation for the expense of repair via reimbursement claim. The reimbursement claim can be made by the following steps:
Step 1: After the incident be it theft, accident or any other mishap with the insured bike, you should immediately inform the insurance company regarding the same. You can get in touch with them by calling on their helpline number or visiting the nearest branch of the insurance company.
Step 2: Once the intimation for the claim has been made, you will receive a call from either the claim manager or executive of the insurance company. You are required to inform them regarding the details of the mishap and the policy number of the Honda bike insurance policy. Afterwards, you will get a unique claim reference number from the representative of the insurance company.
Step 3: Before the bike is sent for repair to a network garage, a surveyor sent by the insurance company is made to evaluate the extent of damage caused to the bike. An estimate of repair cost is prepared by the surveyor and you are required to submit all the necessary documents alongside the duly filled claim form and proofs to the surveyor.
Step 4: Once it is approved by the surveyor, you can take the bike to your desired workshop. Once the repair is complete, you need to submit the receipts and bills of the repair alongside the policy document to the insurance company to receive the reimbursement. The details are verified by the company and the amount is finally disbursed after taking into consideration the depreciation amount and deductibles.
How to Renew an Expired Policy for Your Honda Two-Wheeler?
Two-Wheeler insurance policies need to be renewed on a timely basis to be able to enjoy the protection it offers. Most policies need to be renewed on an annual basis. In our busy lives, it is easy to forget such dates. To avert losses from such cases insurance providers offer their customers a grace period of 90 days after their expiry days. However, if there are any delays after this period the insurance policy lapses. In such cases, the policy cannot be renewed and a fresh policy has to be purchased. The policyholder will also have to go through inspection formalities when purchasing the new policy. The following steps will guide you in purchasing a fresh two-wheeler insurance policy:
Step 1: Visit InsuranceDekho and select the two-wheeler insurance tab.
Step 2: Enter your two-wheeler’s registration number in the given section. In case you do not have this information with you, you can also provide the two-wheelers make, model and year of registration.
Step 3: Provide your personal details, i.e., your name and phone number. Next, select the ‘Submit and Get Quotes’ button.
Step 4: The insurance policies available in your category will be visible on the screen. Select a policy and any add-ons that are suited to your needs and price point.
Step 5: Make the payment for your select policy and the insurance document will be sent to your registered email ID.
Bike Insurance Premium for Honda Bike Variants
|Bike Model||Variant of the Bike||IDV*||Zero Depreciation Price* (INR)||Premium* (INR)|
|Honda CB Shine BS4||Spoke||27641||NA||1066|
|Honda CD 110 Dream BS4||Self Start||24045||NA||1042|
|Honda Activa 125 BS4||Standard||27475||NA||1065|
|Honda Activa 5G||STD||20580||NA||1020|
|Honda Dream Neo||Self Drum Brake Alloy||26057||NA||1055|
|Honda CBR||900RR Fireblade||22785||NA||1034|
|Honda Dio BS4||STD||24426||NA||1045|
|Honda Shine SP||Drum CBS||31815||NA||1092|
|Honda Livo BS4||Drum CBS||28586||NA||1072|
|Honda CB Unicorn 160||Disc Brake||38398||NA||1717|
|Honda Dream Yuga||Kick-Drum-Alloy||26873||NA||1061|
|Honda Grazia BS4||Drum Alloy||43884||NA||1076|
|Honda Activa i||STD||24698||NA||1047|
|Honda CB Trigger||DLX||41301||NA||1154|
|Honda Stunner CBF||Self Drum Alloy||31010||NA||1087|
|Honda Aviator||Drum Brake Alloy||18424||NA||1006|
|Honda CB Twister||Self Start with Disc Brake||25541||NA||1052|
|Honda Activa 4G||STD||26983||NA||1061|
|Honda CB Unicorn 150||Disc||34790||NA||1112|
|Honda Activa 3G||STD||29096||NA||1075|
|Honda CB 125 F||STD||31815||NA||1092|
|Honda CB Dazzler||Sports||17444||NA||681|
|Honda CBR 600RR||600RR||620500||1799||11469|
|Honda CRF1000L Africa Twin||ABS||1024320||NA||24546|
|Honda XBlade BS4||STD||38456||NA||1718|
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Honda Bike Insurance User Reviews
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Honda Bike Insurance FAQs
How long does it take to renew a Honda bike insurance?
You can get your
bike insurance renewed in just 5 minutes with InsuranceDekho.
Which all insurance add-ons should I buy for Honda bikes?
The popular insurance add-ons opted with
bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.
From where can I purchase insurance for my Honda bike?
You can visit our website insurancedekho.com, compare all available premium quotes for Honda bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.
Which insurer has the best claim settlement ratio for Honda bikes?
Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Honda bikes.
I want to buy a bike insurance policy for my Honda bike online, can I do it?
Yes, you can purchase a bike insurance policy online for your Honda bike by making a visit to the website of the InsuranceDekho, i.e, www.insurancedekho.com. At InsuranceDekho, you can opt for a bike insurance plan as per your suitability after comparing various policy premium quotes offered by different insurers for your Honda bike.
Can I avail NCB that I earned under my old insurance policy for my new Honda bike insurance?
Yes, you can easily get your NCB benefit transferred from your old bike insurance policy to your Honda bike insurance plan. It is possible as the NCB is provided by the insurer to a policyholder and not to a bike.
Can I add zero depreciation add-on cover in my Honda bike insurance policy?
Yes, you can add the zero depreciation add-on cover to your Honda bike insurance policy by paying an additional amount of premium in addition to the premium of bike insurance cover.
For how much time I need to buy a third party insurance cover while buying a Honda bike?
Following the order of the Supreme Court of India, IRDAI made it compulsory for all the bike owners to buy a 5-year third party bike insurance policy at the time of registering their bikes.
Can I buy an own-damage bike insurance and third party policy from different insurers for my Honda bike?
Yes, you are allowed to purchase a third party insurance cover and standalone own-damage bike insurance policy from different insurers to secure your Honda bike.
If my Honda bike insurance plan gets expired, can I renew it then?
If your bike insurance plan gets expired, you need not worry as even after it you can renew it within a grace period of 30 days to even 90 days. However, the grace period duration may vary from insurer to insurer, hence, you should check your policy document to confirm the same.
What should I enter on the premium calculator to get the right premium for my Honda bike insurance?
To get the right premium amount and IDV of the bike insurance for your Honda bike, you will have to enter a few details on the premium calculator which may include Bike Manufacturer, Model of the Bike, Variant of the Bike, Bike Registration City, Year of Purchase, and so on.
Where can I get the best assistance related to bike insurance for my Honda bike?
You can get the best customer support for your Honda bike insurance at the InsuranceDekho company by calling at 755-1196-989 or by sending an email at firstname.lastname@example.org.
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