Bajaj Pulsar 150 Insurance

Bajaj Pulsar 150 Bike Insurance Summary

Bajaj Pulsar 150 bike is a classic combination of power, features and efficiency at a good price. It is equipped with robust machinery and sporty design and is available in 3 variants with 7 different colour choices. This bike comes with an engine capacity of 149.5 cc and produces 14 PS of power at 8500rpm and 13.25 Nm of torque at 6500rpm. This BS6 compliant bike tends to give an impressive mileage of 65 kmpl, which makes it a value for money motorcycle. The Bajaj Pulsar 150 is loaded with several salient features such as double disc brakes, single channel ABS system, tubeless tyres, four stroke and air-cooled engine, self start only, halogen headlight, LED tail light, alloy wheels etc.

Bajaj Pulsar 150 Bike Insurance

Every bike owner should hold at least a third party bike insurance cover while driving a bike in India, as per the Indian Motor Tariff. This insurance cover provides you compensation against the financial liabilities towards a third party that may arise due to an accident with your bike. To drive a bike without having at least a liability only insurance policy can get you penalised with a fine of Rs. 2,000 and/or imprisonment of up to 3 months.

Types of Insurance Cover

1. Third Party Cover – A third party or liability only insurance cover is mandatory to have by every bike owner. It offers you protection against the expenses, which you may incur towards a third party, for bodily injury, death or property damage arising due to an accident with your bike. Under this plan, the compensation for the property damage is limited to Rs. 1 lakh.
2. Standalone Own-Damage Cover – It is a bike insurance cover meant to shield you from the financial expenses arising out due to the damage or loss incurred by your own bike in an accident or any kind of mishap.
3. Comprehensive Cover – This is a comprehensive bike insurance cover that compensates your financial liabilities incurred by you towards a third party as well as for expenses of own damage sustained by your bike in an accident or any unfortunate incident.

How to Buy Insurance for Bajaj Pulsar 150 Bike from InsuranceDekho

Visit the website of InsuranceDekho to get insurance solutions for your bike insurance cover. Follow the below steps to buy an insurance plan for your Bajaj Pulsar 150 bike:

Step 1: Visit the official website Insurancedekho

Step 2: Fill your bike number in the “Get Your Quote” column. However, you can also fill in other details like bike brand, bike model, bike variant, fuel type registration year, RTO location, etc., if you do not know your bike number

Step 3: Fill your name and mobile number to get the bike insurance policy quotes

Step 4: Compare and choose an insurance plan quote as per your budget and requirements

Step 5: Pay for the chosen insurance policy. You will get the policy document through an email

Bajaj Pulsar 150 Bike Insurance Claim Process

Cashless Bike Insurance Process

A cashless bike insurance process is designed to get your bike repaired without making any payment at the network garage of your insurance company. Follow the below process to raise cashless claim for your Pulsar 150 bike:

• Inform your insurance company soon after the accident or mishap by calling the customer support team of your insurance company or through their website or mobile app.
• Tell all events in detail to the police and register an FIR, especially in case of accident, fire, theft, and so on.
• Click some photos of damages sustained by your insured bike, bodily injuries, and any other damage, etc., after the accident to keep as a proof for the claim settlement.
• Find a network garage and take your bike there for cashless repair. You can also get in touch with your insurance company to arrange towing facilities, in severe condition.
• As your bike reaches the network garage, a surveyor will be sent by your insurance company to check the level of damages sustained by your bike. You also have to show relevant documents like policy copy, driving license, FIR, and so on, to the surveyor.
• The surveyor will prepare and submit a report which has the estimate of the claim amount and based on those documents and the surveyor's report, your insurance company will accept or decline your bike insurance claim.
• If your insurance company gives approval to your claim request, the network garage will start repairing your bike. After the completion of repair work, your insurance company will settle the repair bills directly with the garage.

Reimbursement Bike Insurance Process

The reimbursement claim process is a highly beneficial process for bike owners as it reimburses the cost of repair which will be incurred after an accident or a mishap. Under this process, you will have to pay for the repair bills initially which will be reimbursed by your insurer later. Here is the process by following which you can raise reimbursement claim for your Pulsar 150 bike:

• Inform your insurance company about the mishap and register your claim.
• Take your bike to any garage or workshop after the accident or mishap for repair.
• Your insurance company will send a surveyor to the garage to access the extent of damages of your bike.
• A claim report will be prepared and submitted to your insurance company by the surveyor.
• The garage will repair your bike and you will have to pay the generated repair bill.
• Submit the original repair invoice, relevant documents and a claim form to your insurer.
• After examining your bills, claim form, etc., your insurance company will reimburse your claim amount.