Bajaj Two Wheelers Insurance

Highlights
  • Won numerous awards and recognitions for its consistent performance
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  • Bajaj Auto exports to more than 70 countries and has a significant share of revenues
  • Introduced India’s first ever quadricycle-Qute

About Bajaj

Bajaj Group is one of the top 10 business houses in India. Founded in the year 1926, Bajaj Group of companies that comprise 34 companies has Bajaj Auto as its flagship. The company has its footprint stretched over a wide range of industries, one of them being automobiles that include two-wheeler manufacturers as well as three-wheeler manufacturers. Others include lighting, home appliances, travel, finance, iron and steel, and insurance.

Today Bajaj Auto exclusively manufactures Duke range of KTM bikes and exports them across the globe. During the financial year 2018, KTM was the fastest-growing motorcycle brand in India. Some popular Bajaj motorcycles include Dominar, Pulsar, Avenger, Platina, and CT. Bajaj Auto exports to over 70 countries and enjoys a significant amount of revenue. This has helped the company create a new brand image of The World’s Favorite Indian.

In addition, the company has won numerous awards and recognitions including car and bike awards in Two-Wheeler Category Manufacturer of the Year (2019) – Bajaj Auto and winners in the Auto Two Wheelers category by the International Advertising Association as part of the IndIAA Awards (2019) – Advertising campaign ‘Bajaj Auto - The World's Favourite Indian’.

Bike Insurance Renewal Process for Bajaj Bikes

Insurance is not a one-time investment, hence, to keep enjoying the coverage of a bike insurance plan to secure your Bajaj bike, you must renew your insurance cover timely before the due date of expiry without fail. To avoid any last-minute haste, it is recommended to remember the date of expiry of your policy and renew your insurance cover before it lapses. Here are the steps following which you can renew your bike insurance policy online:

Step 1: Visit the official website of the InsuranceDekho. Click on the ‘Bike’ section.

Step 2: Fill up the Registration Number of your Bajaj bike and choose the variant and fuel type of your Bajaj bike to continue. In case you do not know the registration number of your Bajaj bike then you must choose ‘Don't know your bike number?’ option and select your bike’s brand, model, variant, fuel type, registration city, registration year, etc., to continue ahead.

Step 3: Fill up the date of expiry of your last bike insurance plan and the name of your insurance company. In addition to this, you will also have to share that if you have raised any claim under your bike insurance during the previous policy year and click on the ‘Continue’ tab to continue.

Step 4: Fill up your personal details which include your name, mobile number and the term for which you wish to buy a bike insurance policy and click on the ‘Submit and Get Quotes’ tab.

Step 5: Different bike insurance policy premium quotes provided by different bike insurance providers will appear on your screen. You will have to choose a bike insurance policy quote after making a comparison on the basis of your needs and budget. You can also add some add-on covers of your choice at this step to expand the coverage of your bike insurance policy.

Step 6: Check all the details entered by you and then click on the ‘Buy Now’ button to initiate the payment process to renew your bike insurance plan for Bajaj bike. You can make the renewal payment using a debit card, credit card, digital wallets, net banking options, etc. After the payment for the renewal of bike insurance, the policy document will be sent to your registered Email ID.

Claim Cashless Bike Insurance For Bajaj Bikes

The cashless bike insurance claim process is an option that helps you get your Bajaj bike to be repaired at an authorised workshop or network garage of your insurance company without making any payment as under this method the insurance company is liable to pay for the bike repair bill on your behalf after examining the repair invoice and relevant documents. To avail this cashless bike insurance claim, you should intimate your insurance company immediately about the mishap or an accident to initiate the process

The cashless bike insurance process secures you from making any payment for repair work of your bike after getting involved in a mishap or an accident. In addition to this, the cashless bike insurance claim process needs lesser documents to be submitted and fewer formalities to go through when compared to the reimbursement claim process. Cashless bike insurance is a faster method as a surveyor is sent by your insurer immediately to the garage or the accident site after a mishap, which speeds up the claim process as the insurance company pays off the claim only after the surveyor sends them his analysis report. With a cashless insurance option, you can get your bike repaired at the quality services centres free of cost as insurers give authorization to the best workshops only.

Bajaj Cashless Bike Insurance Claim Process

You can make a cashless claim for your Bajaj bike insurance easily and swiftly by following the below given easy steps:

Step 1: If you wish to register a claim for your Bajaj Bike insurance policy, immediately contact your respective insurance provider about the accident and reveal all the important information like time, location etc of the mishap or accident. You can do this either by contacting their customer care executive or go to their official website to intimate them and register a claim.

Step 2: Once the claim registration is done, a surveyor will be sent by the insurance company to evaluate the damages incurred by the Bajaj bike in the mishap. Afterwards, the surveyor will send a detailed report to the insurance company and after seeing the report they would approve the cashless claim.

Step 3: Tow your Bajaj bike to a nearby garage that is authorized by your respective insurance provider or you can also ask the insurance company to arrange for a towing service for you.

Step 4: Once the repair is done, all the repair cost will be borne by the insurance company other than the cost of deductibles. Afterwards, you can take your Bajaj bike with you.

Bajaj Reimbursement Bike Insurance Claim Process

When a policyholder fails to take their bike for repair to an authorized garage by the insurance company and decides to get it repaired at some other workshop, in that scenario, a reimbursement claim is made by the insured. You can make a reimbursement claim as follows:

Step 1: You should immediately contact and inform your insurance company about the accident like time, location etc and file for a claim. For this purpose either you can directly call them at their customer care helpline or visit their official website and register a claim.

Step 2: A surveyor sent by the insurance company would check the damage caused to your Bajaj bike and then he would send the report back to the insurer. After analysing the report, the insurance company would approve the claim.

Step 3: Now, you are free to take your insured bike to any of your desired workshops for repair. Make all the necessary payments and submit all the relevant documents to the insurance company including receipt, bill policy document etc, to make a request for the reimbursement claim. After the insurance company takes into consideration all the depreciation and deductible amount, the claim amount is then finally disbursed by the insurance company.

How to Renew an Expired Policy for Your Bajaj Two-Wheeler?

Insurance providers give their customers a grace period of 90 days after the expiry date to renew their insurance before it lapses. If the customer fails to renew the policy before the end of the grace period they must purchase a fresh policy for their two-wheeler. This should be done at the earliest, since driving without third party insurance is illegal. If caught the owner of the two-wheeler will be expected to pay a fine of Rs. 2,000 and/or be imprisoned for 3 months. Moreover, keep in mind the two-wheeler also must go through the inspection formalities once again. To purchase a new insurance policy after your two-wheeler insurance has lapsed follow these steps:

Step 1: Visit InsuranceDekho and select the two-wheeler insurance tab.

Step 2: Enter your two-wheeler’s Registration number. If you do not have this, You can also enter the two-wheelers make, model and year of registration.

Step 3: Enter your personal details and any other required information. Select the ‘Submit and Get Quotes’ button. Policies available in your category will be visible on the screen.

Step 4: After you have selected an insurance policy and add-ons of your choice make the payment for it. Once the payment is completed the insurance document will be sent to your registered email ID.

Bajaj Bikes Insurance Premium Price

ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
Bajaj Pulsar 150Twin Disc ABS 33320 NA 1102
Bajaj Platina 110Standard 24105 NA 1043
Bajaj CT100Spoke 26056 NA 1035
Bajaj Discover 125Drum CBS 27038 NA 1062
Bajaj Pulsar 125 NeonSplit Seat 24399 NA 1045
Bajaj Platina 100Kick Start CBS 21879 NA 1028
Bajaj Pulsar RS200STD 99500 289 2253
Bajaj Pulsar NS200STD 77900 226 2070
Bajaj XCDXCD Sprint 18869 NA 1009
Bajaj CT110KS Alloy 19640 NA 1014
Bajaj Platina 110 H GearDrum 32423 NA 1096
Bajaj Pulsar 220 FSTD 45920 NA 2074
Bajaj Pulsar 180STD (Non-ABS) 74700 194 2016
Bajaj Discover 150 FSTD 29357 NA 1077
Bajaj Discover 125 M125F 26457 NA 1058
Bajaj Avenger Street 150STD 37724 NA 1131
Bajaj Pulsar 180FSTD 62900 182 1943
Bajaj Discover 110STD 25326 NA 1051
Bajaj V12STD 31454 NA 1090
Bajaj Pulsar NS160Twin Disc ABS 40485 NA 1995
Bajaj Discover 150 S150 Drum 26606 NA 1059
Bajaj Discover 100 T100 T Disc 23545 NA 1039
Bajaj Discover 100 M135cc DTSi 23688 NA 1040
Bajaj Avenger 200STD 69400 180 1973
Bajaj Avenger 180STD 35672 NA 1925
Bajaj Avenger Street 160ABS 40366 NA 1994
Bajaj Avenger Street 180STD 56300 146 1866
Bajaj Avenger 220STD 69400 180 1973
Bajaj Platina 125STD 20580 NA 1020
Bajaj Discover 135STD 25725 NA 1053
Bajaj BykSTD 14210 NA 979
Bajaj V15 Power UpSTD 33012 NA 1100
Bajaj Wind125 22540 NA 1033
Bajaj BravoSTD 22050 NA 1030
Bajaj Pulsar 135LSSTD 30846 NA 1086
Bajaj Pulsar AS 150Standard 41909 NA 1158
Bajaj Pulsar AS 200Standard 59800 173 1916
Bajaj Discover 100Discover 100 25126 NA 1049
Bajaj KristalSTD 19404 NA 1012
Bajaj 4S ChampionSTD 22050 NA 1030
Bajaj AspireSTD 10388 NA 1014
Bajaj KB 100 RTZSTD 19600 NA 1014
Bajaj cubSTD 9310 NA 947
The above-mentioned premiums are suggestive and may change basis terms & conditions

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20052019
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Bajaj Bike Insurance User Reviews

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Bajaj Bike Insurance FAQs

  • How long does it take to renew a Bajaj bike insurance?

    You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

  • Which all insurance add-ons should I buy for Bajaj bikes?

    The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

  • From where can I purchase insurance for my Bajaj bike?

    You can visit our website insurancedekho.com, compare all available premium quotes for Bajaj bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

  • Which insurer has the best claim settlement ratio for Bajaj bikes?

    Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Bajaj bikes.

  • Is it mandatory to buy a bike insurance policy for my Bajaj bike?

    Yes, it is compulsory for every bike owner to carry at least a third party bike insurance policy, as per the Indian Motor Tariff. However, this basic insurance plan provides limited coverage to policyholders and covers the damages incurred by the third party only, hence, it is advised to opt for an own-damage bike insurance cover in addition to the third party plan or a comprehensive bike insurance plan for overall protection of your Bajaj bike.

  • How much premium will I have to pay for a third party insurance plan for my Bajaj bike?

    The premium of a third party bike insurance plan is fixed by the Insurance Regulatory and Development Authority of India (IRDAI) for all the insurers. The third party bike insurance premium is the same at all insurers but it gets affected by the bike’s cubic capacity, hence, you can find the price of a third party bike insurance plan based on the engine cubic capacity of your Bajaj bike.

  • If my Bajaj bike gets stolen, can I make a claim for my loss?

    Yes, if you own an own-damage bike insurance policy or a comprehensive bike insurance plan to cover your Bajaj bike, then you can make a claim to get the claim amount for your loss which you sustained due to the theft of your bike.

  • Can I transfer my NCB from my last insurance policy to my new Bajaj insurance plan?

    Yes, you can get your NCB benefit transferred from your previous bike insurance cover to your new Bajaj bike insurance cover as the No Claim Bonus is offered by an insurance company to its policyholder for the responsible driving and not to the bike.

  • From where can I purchase an own-damage bike insurance policy online for my Bajaj bike?

    You can purchase an own-damage bike insurance plan online for your Bajaj bike from the InsuranceDekho’s website, i.e., www.insurancedekho.com. Buying a plan from InsuranceDekho can get you complete insurance guidance and exceptional insurance solutions.

  • Can I add zero depreciation add-on cover in my Bajaj bike insurance policy?

    Yes, you can add a zero depreciation add-on cover in your Bajaj bike insurance policy by paying a little extra premium amount. However, the add-on cover can only be included if you have an own-damage insurance plan or a comprehensive bike insurance policy.

  • Where can I get the best premium calculator to get the premium for my Bajaj bike insurance plan?

    You can get the best premium calculator to compute the IDV and premium for a bike insurance plan at the InsuranceDekho. It is a reliable and accurate calculator that gives you the best bike insurance policy quotes.

  • How can I get assistance related to my Bajaj bike insurance plan?

    You can get assistance for your Bajaj bike insurance policy by getting in touch with the support staff of InsuranceDekho by calling them at 755-1196-989 by mailing them your insurance policy related issue at support@insurancedekho.com.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.