Kotak Term Insurance User Reviews
Claim Settlement Ratio | 98.50% |
Customer Care | 8:00 AM to 10:00 PM |
Death Benefit Paid For | 3,225 Policies |
Inception | 2001 |
Presence | 232 Branches |
Total Death Benefit Paid | Rs. 170.14 Crore |
Term Life Insurance Premium Calculator
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Choose required coverage to secure your family’s future
Best Kotak Term Insurance Plans

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹99.51%
Special Exit
Terminal Illness
Nominee's Choice payout
Voluntary Top Up
Tax Benefits

- LIFE COVERTax Free₹1 Cr
- CLAIMS SETTLED ₹97.84%
Waiver of Premium on Disability
Terminal Illness
Life Stage Benefit
Tax Benefits
Policies for the family as well
The Kotak Life Term Insurance Plan is a simplified policy that I recently bought at InsuranceDekho. It covers me and my family and also has various additional healthcare expenses. Some of these include in-patient hospitalization expenses, pre-hospitalization expenses, post-hospitalization expenses, daycare expenses, road ambulance expenses, etc.
Read MoreInformative website
The InsuranceDekho website is informative. I bought the Kotak Life Term Insurance plan. While purchasing it, I read about a lot of informative things on their website. I read about Human Life Value (HLV) and the importance of the claim settlement ratio. This helped me learn new things.
Read MoreToo good service
The services offered by InsuranceDekho while buying Kotak Life Term Insurance were top-notch. Not only was I able to get answers to all my questions on time but I was also able to grab some valuable suggestions from the team. Highly recommend.
Read MoreReliable benefits
One of the best things about buying Kotak Life Term Insurance from the InsuarnceDEkho was that I could totally rely on the benefits that come along with the plans. The plan offered all the necessary benefits and is worth buying.
Read MoreSwift and hassle-free policy renewal
Just some days back, I renewed my Kotak Life Term Insurance Policy with InsuranceDekho. They offered swift and hassle-free policy renewal, and I have to say, the process was a breeze. The process was very straightforward. I appreciated that they sent me reminders ahead of time, so I didn't have to worry about forgetting to renew my policy.
Read MoreThe fast and simple online application process
To apply for an insurance policy you need to follow certain simple steps at the InsuranceDekho website. While buying the Kotak Life Term Insurance plan, the website asked me to follow a few quick steps and the process was done in no time. Thanks to InsuranceDekho.
Read MoreThe website is easily operated
The InsuranceDekho website is quite handy to use. All the features and information on the plans are easily and readily available. While buying the Kotak Life Term Insurance plan, I could easily look for various features, benefits, and renewal policy information. I am happy that I bought this plan and would recommend this plan to all.
Read MoreThe quotes are very easy to fill
As I wanted to buy insurance, I came across the InsuranceDekho website. I was able to buy the Kotak Life Term Insurance policy within a few minutes as it was very easy to fill in the quotes and got the desired policy immediately. I am quite happy with the services and the plan.
Read MorePremium calculation made easy
The InsuranceDekho website is easy to use. I found an online premium calculator tool to compare plans. The online tool was very easy to use and displayed several term plans according to my budget and requirements. After comparing, I chose the Kotak Life Term Insurance plan from their website. It was very easy for me to look for benefits and everything on their website
Read MoreExplanation of risk factors
When I bought the Kotak Life Term Insurance plan from the InsuranceDekho website, I was delighted at how they fearlessly explained all the risk factors that could come my way and how can I handle those risks in advance.
Read More
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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.
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FAQ About Kotak Term Insurance
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What is the customer helpline number of Kotak Life Insurance?
The toll-free customer helpline number of Kotak Life is - 1800 209 8800.
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What is the Claim Settlement Ratio of Kotak Life Insurance?
Kotak Life featured an excellent claim settlement ratio of 96.38% for FY 2019-2020 as per the IRDA annual report.
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What is the difference between term insurance and life insurance?
A term insurance plan provides the sum assured to the nominees/beneficiary in case of an unfortunate event. Life insurance provides benefits at the maturity of the plan.
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Can Non-Resident Indians (NRIs) purchase Kotak Life Term insurance plans?
Yes, NRIs who have legal citizenship of India can purchase Kotak life term insurance plans.
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Does Kotak Life Term insurance plans offer tax benefits?
Kotak Life offers tax benefits under Section 80C and Section 10(10D) of The Income Tax Act, 1961.