Royal Sundaram Total Health Plus Insurance Wordings

Claim Settlement Ratio | 82% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 5,000+ |
Policies Sold | 1,85,450 |
Renewability | Lifelong |
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Royal Sundaram Health Insurance Plan List
Name of Plan | Sum Insured | |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Royal Sundaram Health Insurance Top Up List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
1550 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Total Health Plus Health Insurance Plan
What is the sum insured amount available under Total Health Plus Plan?
The sum insured of this policy ranges from Rs. 3 Lakh to Rs. 10 Lakh as per the variant opted by the policyholders.
What is the entry age for this health insurance policy?
People within the age limit of 91 days to 65 years are eligible to get covered under this policy.
What is the policy period of this Total Health Plus plan?
The policy duration or coverage term of this policy is of 1 year.
Is there any variant available under this health plan?
Yes, two variants are present in this plan which are named as Gold Plus and Platinum Plus.
Does this plan offer coverage for out-patient expenses?
Yes, the plan provides coverage for out-patient expenses. Under this, if an insured member incurs any expense related to a medical procedure taken at a hospital (or a clinic), the company shall be liable to pay the amount of treatment, not exceeding Rs. 2500. This benefit is available under the Platinum Plus variant of the plan.
What is the limit of indexation benefit offered under this policy?
Under this plan, indexation benefit is given where the sum insured amount is enhanced. The sum insured under this plan is progressively increased by slabs of 10% of the sum insured subject to a maximum accumulation of 5 slabs.
Does this policy offer maternity benefit to women policyholders?
Yes, the maternity benefit is covered under this plan. The maximum amount payable under this benefit is 10% of the sum insured subject to a maximum of Rs. 30,000 (under Gold Plus Plan) and Rs. 50,000 (under Platinum Plus Plan) after a waiting period of 3 years. Any complication arising out of pregnancy will be deemed to be covered under this extension only, and the limits mentioned would apply.
Are daycare treatment and procedures covered under the plan?
Yes, expenses incurred on daycare treatments, requiring less than 24 hours of hospitalisation, are covered under the plan.
How many network hospitals offer cashless hospitalisation for this plan?
Total Health Plus Plan provides the benefit of a cashless cover in 3000+ network hospitals of Royal Sundaram.
Does this plan offer the benefit of hospital cash? If yes, how much amount it provides?
Yes, a daily hospital cash benefit is given under the Total Health Plus Plan. Under the Gold Plus variant Rs. 500 per day is offered and Rs. 1000 per day is offered under the Platinum Plus Plan.
Claim Process at Royal Sundaram Health Insurance
Royal Sundaram Health Insurance Contact Details
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM