Royal Sundaram Smart Cash Health Insurance Wordings

This policy allows the coverage of Self or Proposer and Dependents, who bear any type of legal relation to the proposer. 

Yes, the plan offers a family discount of 10% for covering 3 or more members.

The plan owns a fast and simple enrolment process. You just need to duly fill the health proposal form. It is advised to ensure that all the relevant details are submitted accurately and completely before signing the form.

The Smart Cash Plan is available with the coverage term of 1, 2 and 3 years.

Yes, Personal Accident Benefit is available as an optional benefit under the Smart Cash Plan. The benefit can be availed only if an additional amount of premium is paid at the time of policy inception itself and coverage confirmed. 
 

As per this plan, the maximum number of days of hospitalisation covered under this health insurance plan can’t exceed 180 days per person per policy year. 

Yes, the plan is available under three variants named as Silver, Gold and Platinum.

The plan is equipped with several benefits which are segregated under different variants. Some of the benefits are Hospital Confinement Benefit, Accident Hospitalisation Benefit, Convalescence Benefit, Critical Illness Benefit, Joint Hospitalisation due to an Accident, Child Birth Benefit, Pre-existing Disease Benefit, Health Check-up Cost Reimbursement, Intensive Care Benefit, Emergency Family Member Visit from Abroad, Parental Accommodation Benefit and so on.

Yes, under this plan, the premium amount is eligible for tax rebate under Section 80D of the Income Tax Act, 1961.