Royal Sundaram Smart Cash Health Insurance Wordings

Claim Settlement Ratio | 82% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 5,000+ |
Policies Sold | 1,85,450 |
Renewability | Lifelong |
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Royal Sundaram Health Insurance Plan List
Name of Plan | Sum Insured | |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Royal Sundaram Health Insurance Top Up List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
1550 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Smart Cash Health Insurance Plan
What is the sum insured or coverage amount offered under Smart Cash Plan?
The sum insured or coverage amount varies from Rs. 500 to Rs. 10000 per day, depending on the variant selected.
What are the relationships that can be covered under this health insurance plan?
This policy allows the coverage of Self or Proposer and Dependents, who bear any type of legal relation to the proposer.
Does the Smart Cash Plan offer any discount to its policyholders?
Yes, the plan offers a family discount of 10% for covering 3 or more members.
How can I enrol myself to get this Smart Cash Plan?
The plan owns a fast and simple enrolment process. You just need to duly fill the health proposal form. It is advised to ensure that all the relevant details are submitted accurately and completely before signing the form.
What is the coverage term available under the Smart Cash Plan?
The Smart Cash Plan is available with the coverage term of 1, 2 and 3 years.
Is there any optional cover provided with the Smart Cash Plan?
Yes, Personal Accident Benefit is available as an optional benefit under the Smart Cash Plan. The benefit can be availed only if an additional amount of premium is paid at the time of policy inception itself and coverage confirmed.
What is the coverage limit in regards to the days covered under this plan?
As per this plan, the maximum number of days of hospitalisation covered under this health insurance plan can’t exceed 180 days per person per policy year.
Is there any variant offered under this plan?
Yes, the plan is available under three variants named as Silver, Gold and Platinum.
What are the benefits available under different variants of the Smart Cash Plan?
The plan is equipped with several benefits which are segregated under different variants. Some of the benefits are Hospital Confinement Benefit, Accident Hospitalisation Benefit, Convalescence Benefit, Critical Illness Benefit, Joint Hospitalisation due to an Accident, Child Birth Benefit, Pre-existing Disease Benefit, Health Check-up Cost Reimbursement, Intensive Care Benefit, Emergency Family Member Visit from Abroad, Parental Accommodation Benefit and so on.
Can I earn any tax-related benefit under this health insurance plan?
Yes, under this plan, the premium amount is eligible for tax rebate under Section 80D of the Income Tax Act, 1961.
Claim Process at Royal Sundaram Health Insurance
Royal Sundaram Health Insurance Contact Details
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM