Royal Sundaram Amsure Master Health Insurance Wordings

The plan allows the coverage of Self, Spouse, Dependent Children and Dependent Parents.

Yes, a cumulative bonus is offered under this health insurance plan. Under this plan, the sum insured is increased by 5% in respect of every claim-free year, subject to a maximum accumulation of 10 slabs. Where a claim has arisen under the expiring policy, the earned cumulative bonus, if any, in respect of such insured person shall be reduced by the last 1 slab of cumulative bonus.

Yes. Under this plan, the insured members are provided with the medical expenses for daycare procedures that require hospitalisation of fewer than 24 hours, but the plan does not cover the cost incurred in the out-patient treatment.
 

The Amsure Master Health Plan is available with the policy period of 1 to 3 years. 

Emergency ambulance expenses are covered for transporting a patient to the hospital up to a sum of Rs. 1500 per hospitalisation and overall policy limit of Rs. 3000. The cost will be reimbursed on producing the bills in original. 
 

Yes, reimbursement of health check-up expenses, subject to a maximum of Rs. 1500 per insured person is given after every 4 consecutive claim-free years. In respect of a floater policy, if a claim is admitted or settled under the policy, no insured member shall be eligible for health check-up benefit. 

You are required to be in good health, have understood and signed the health declaration form to get covered under Amsure Master Health Plan. 

Amsure Master Health Plan provides the benefit of a cashless cover in 3000+ network hospitals.

Under the Amsure Master Health Plan, the premium will be eligible for tax benefits under Section 80D of the Income Tax Act, up to Rs. 25,000 per year. These are applicable only in respect of premium paid towards health insurance.