Royal Sundaram Amsure Master Health Insurance Wordings

Claim Settlement Ratio | 82% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 5,000+ |
Policies Sold | 1,85,450 |
Renewability | Lifelong |
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Royal Sundaram Health Insurance Plan List
Name of Plan | Sum Insured | |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Royal Sundaram Health Insurance Top Up List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
1550 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Amsure Master Health Health Insurance Plan
What is the sum insured offered under Amsure Master Health Plan?
The sum insured amount offered under this plan ranges from Rs. 5 Lakh to Rs. 10 Lakh.
Who all can get coverage under this health insurance plan?
The plan allows the coverage of Self, Spouse, Dependent Children and Dependent Parents.
Is there any bonus offered under the Amsure Master Health Plan?
Yes, a cumulative bonus is offered under this health insurance plan. Under this plan, the sum insured is increased by 5% in respect of every claim-free year, subject to a maximum accumulation of 10 slabs. Where a claim has arisen under the expiring policy, the earned cumulative bonus, if any, in respect of such insured person shall be reduced by the last 1 slab of cumulative bonus.
Does Amsure Master Health Plan cover the expenses of daycare procedures?
Yes. Under this plan, the insured members are provided with the medical expenses for daycare procedures that require hospitalisation of fewer than 24 hours, but the plan does not cover the cost incurred in the out-patient treatment.
What is the policy period offered under the Amsure Master Health Plan?
The Amsure Master Health Plan is available with the policy period of 1 to 3 years.
How much ambulance charge is covered under this plan?
Emergency ambulance expenses are covered for transporting a patient to the hospital up to a sum of Rs. 1500 per hospitalisation and overall policy limit of Rs. 3000. The cost will be reimbursed on producing the bills in original.
Does Amsure Master Health Plan offer health check-up benefit?
Yes, reimbursement of health check-up expenses, subject to a maximum of Rs. 1500 per insured person is given after every 4 consecutive claim-free years. In respect of a floater policy, if a claim is admitted or settled under the policy, no insured member shall be eligible for health check-up benefit.
What should be my health condition to get covered under Amsure Master Health Plan?
You are required to be in good health, have understood and signed the health declaration form to get covered under Amsure Master Health Plan.
How many network hospitals offer cashless hospitalisation for this plan?
Amsure Master Health Plan provides the benefit of a cashless cover in 3000+ network hospitals.
How much tax benefit can I earn out of this plan?
Under the Amsure Master Health Plan, the premium will be eligible for tax benefits under Section 80D of the Income Tax Act, up to Rs. 25,000 per year. These are applicable only in respect of premium paid towards health insurance.
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Royal Sundaram Health Insurance Contact Details
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM