What is the sum insured offered under Amsure Master Health Plan?

The sum insured amount offered under this plan ranges from Rs. 5 Lakh to Rs. 10 Lakh.

Who all can get coverage under this health insurance plan?

The plan allows the coverage of Self, Spouse, Dependent Children and Dependent Parents.

Is there any bonus offered under the Amsure Master Health Plan?

Yes, a cumulative bonus is offered under this health insurance plan. Under this plan, the sum insured is increased by 5% in respect of every claim-free year, subject to a maximum accumulation of 10 slabs. Where a claim has arisen under the expiring policy, the earned cumulative bonus, if any, in respect of such insured person shall be reduced by the last 1 slab of cumulative bonus.

Does Amsure Master Health Plan cover the expenses of daycare procedures?

Yes. Under this plan, the insured members are provided with the medical expenses for daycare procedures that require hospitalisation of fewer than 24 hours, but the plan does not cover the cost incurred in the out-patient treatment.

What is the policy period offered under the Amsure Master Health Plan?

The Amsure Master Health Plan is available with the policy period of 1 to 3 years.

How much ambulance charge is covered under this plan?

Emergency ambulance expenses are covered for transporting a patient to the hospital up to a sum of Rs. 1500 per hospitalisation and overall policy limit of Rs. 3000. The cost will be reimbursed on producing the bills in original.

Does Amsure Master Health Plan offer health check-up benefit?

Yes, reimbursement of health check-up expenses, subject to a maximum of Rs. 1500 per insured person is given after every 4 consecutive claim-free years. In respect of a floater policy, if a claim is admitted or settled under the policy, no insured member shall be eligible for health check-up benefit.

What should be my health condition to get covered under Amsure Master Health Plan?

You are required to be in good health, have understood and signed the health declaration form to get covered under Amsure Master Health Plan.

How many network hospitals offer cashless hospitalisation for this plan?

Amsure Master Health Plan provides the benefit of a cashless cover in 3000+ network hospitals.

How much tax benefit can I earn out of this plan?

Under the Amsure Master Health Plan, the premium will be eligible for tax benefits under Section 80D of the Income Tax Act, up to Rs. 25,000 per year. These are applicable only in respect of premium paid towards health insurance.

Royal Sundaram Amsure Master Health Insurance Wordings

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Highlights

Claim Settlement Ratio	92%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	Modern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SI	Rs. 382/month
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month

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Royal Sundaram Amsure Master Health Brochure

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Sep 16, 2019

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Royal Sundaram Health Insurance Plan List

Critical Illness (2)
Family (12)
Individual (8)
Senior Citizen (1)
Parents (2)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Critical Illness (1)
Family (1)
Individual (2)
Senior Citizen (1)
Top-up (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Amsure Master Health Health Insurance Plan

What is the sum insured offered under Amsure Master Health Plan?
The sum insured amount offered under this plan ranges from Rs. 5 Lakh to Rs. 10 Lakh.
Who all can get coverage under this health insurance plan?
The plan allows the coverage of Self, Spouse, Dependent Children and Dependent Parents.
Is there any bonus offered under the Amsure Master Health Plan?
Yes, a cumulative bonus is offered under this health insurance plan. Under this plan, the sum insured is increased by 5% in respect of every claim-free year, subject to a maximum accumulation of 10 slabs. Where a claim has arisen under the expiring policy, the earned cumulative bonus, if any, in respect of such insured person shall be reduced by the last 1 slab of cumulative bonus.
Does Amsure Master Health Plan cover the expenses of daycare procedures?
Yes. Under this plan, the insured members are provided with the medical expenses for daycare procedures that require hospitalisation of fewer than 24 hours, but the plan does not cover the cost incurred in the out-patient treatment.
What is the policy period offered under the Amsure Master Health Plan?
The Amsure Master Health Plan is available with the policy period of 1 to 3 years.

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Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in