Who all can be covered under this policy?

You and your entire family can be covered under this policy. The policy covers self, spouse, dependent children and dependent parents.

Is pre-acceptance medical checkup necessary to purchase this policy?

A pre-acceptance medical checkup is necessary for all the members entering after the age of 50 years or anyone who is having an adverse medical condition.

What is the age limit for renewal of this policy?

The policy is available with lifelong renewability option.

What is the hospital cash benefit available under this plan?

In case the hospitalisation exceeds 24 hours a day, the hospital cash benefit under Plan A is Rs. 2000 per day and under Plan B it is Rs. 4000 per day.

What is the critical care benefit offered under this policy?

If during the policy period, the insured person is diagnosed with any of the listed critical illness, then the person is liable for critical care benefit. Under this benefit, for Plan A, the insured will receive Rs. 2 Lakh, and for Plan B, the insured will receive Rs. 5 Lakh, as an additional benefit, which is over and above the sum insured.

Does this policy provide cover for maternity and newborn?

Yes, the coverage for maternity and childcare available under the New India Premier Mediclaim Policy.

What is New India baby cover?

This policy offers cover for newborn baby from any illness or injury from the date of birth until the expiry of this policy. However, no coverage is available for newborn baby on subsequent renewals unless and until the baby is insured.

Does this policy provide cover for AIDS/HIV?

Yes, this policy offers cover for treatment of sexually transmitted diseases subject to a limit of Rs. 2 Lakh for Plan A and Rs. 5 Lakh for Plan B.

Is infertility treatment expenses covered under this plan?

Yes, the treatment expenses for infertility are covered under this plan subject to a limit of Rs. 1 Lakh under Plan A and Rs. 2 Lakh under Plan B.

What are the maximum charges for cataract paid under this policy?

Expenses for cataract surgery is paid as per the following limits: For Plan A, actual charges, maximum of Rs. 75,000 For Plan B, actual charges, maximum of Rs. 1,00,000

New India Premier Mediclaim Health Insurance Wordings

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Highlights

Claim Settlement Ratio	92.68%
Network Hospitals	7,500
PED Coverage Starting From	4 years
Pre-existing Disease Waiting Period	4 years
Starting Premium	560
Starting Premium for Rs. 5 lakhs SI	Rs. 560/month

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New India Premier Mediclaim Policy Brochure

309.99 KB
PDF Document
Aug 12, 2019

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New India Assurance Health Insurance Plan List

Name of Plan	Sum Insured
Floater MediclaimMin: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 yearsPopular	2 Lakh - 8 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years	50,000	Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years	15 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years	1 Lakh	Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years	50 Thousand - 75 Thousand	Check Premium

New India Assurance Health Insurance Top Up List

Name of Plan	Sum Insured
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium

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FAQs on Premier Mediclaim Policy Health Insurance Plan

Who all can be covered under this policy?
You and your entire family can be covered under this policy. The policy covers self, spouse, dependent children and dependent parents.
Is pre-acceptance medical checkup necessary to purchase this policy?
A pre-acceptance medical checkup is necessary for all the members entering after the age of 50 years or anyone who is having an adverse medical condition.
What is the age limit for renewal of this policy?
The policy is available with lifelong renewability option.
What is the hospital cash benefit available under this plan?
In case the hospitalisation exceeds 24 hours a day, the hospital cash benefit under Plan A is Rs. 2000 per day and under Plan B it is Rs. 4000 per day.
What is the critical care benefit offered under this policy?
If during the policy period, the insured person is diagnosed with any of the listed critical illness, then the person is liable for critical care benefit. Under this benefit, for Plan A, the insured will receive Rs. 2 Lakh, and for Plan B, the insured will receive Rs. 5 Lakh, as an additional benefit, which is over and above the sum insured.

View More Questions

Claim Process at New India Assurance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

New India Assurance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
New India Assurance Health Insurance
1800-209-141524*7
tech.support@newindia.co.in