New India Floater Mediclaim Health Insurance Wordings

Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 92.68% |
COVID-19 Cover | Yes |
Network Hospitals | 1,500+ |
Policies Sold | 16,83,506 |
Renewability | Lifelong |
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New India Health Insurance Plan List
Name of Plan | Sum Insured | |
Floater MediclaimMin: 3 Months; Max: 65 Years | 2 Lakh | Check Premium |
Asha Kiran PolicyMin: 91 days; Max: 60 years | 2 Lakh - 8 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | 1 Lakh - 5 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Check Premium |
Mediclaim PolicyMin: 3 Months; Max: 65 Years | 1 Lakh | Check Premium |
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years | 15 Lakh | Check Premium |
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years | 50,000 | Check Premium |
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years | 1 Lakh | Check Premium |
Janata Mediclaim PolicyMin: 3 months; Max: 60 years | 50 Thousand - 75 Thousand | Check Premium |
New India Health Insurance Top Up List
Name of Plan | Sum Insured | |
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years | 5 Lakh | Check Premium |
1070 New India Cashless Network Hospitals in India
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FAQs on Floater Mediclaim Health Insurance Plan
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Who can be covered under this policy?
Anyone aged between 18 years and 65 years can be covered under this policy. Financially dependent children aged between 3 months to 25 years can also be covered if at least one parent is included in the policy.
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Can I include my family members in this policy?
Yes. You can seek cover for the entire family under a single Sum Insured. These members can be apart from the Proposer - Spouse, Dependent Children, and Parents (aged 60 years or lesser if they are dependent on the Proposer).
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Does this policy provide a hospital cash benefit to the policyholders?
Yes. The policy provides
hospital cash benefit at the rate of 0.1% of Sum Insured for everyhospitalisation exceeding 24 consecutive hours. -
Are critical illnesses covered under this policy?
Yes. The policy provides critical illness cover for 11 specified critical illnesses. This means that the insured gets paid 10% of the Sum Insured as additional benefit other than the admissible claim in case he/she suffers from any of the 11 mentioned critical illnesses.
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Is hospitalisation always necessary to get a claim?
Yes. Hospitalisation is necessary to get a claim under this policy. Outpatient expenses are not covered under this policy.