Is coverage available for post treatment care?

Yes, the plan covers follow-up care after the treatment of cancer for which a claim is paid under the plan. Expenses which incur on medical check-ups would be covered after the cancer treatments stop. The limit of cover would be up to Rs. 3000 twice in one policy year.

What is Criticare Benefit?

Criticare Benefit is available under the Enhance Plan. Under this benefit, if the insured is diagnosed with cancer of a specified severity, 60% of the sum insured is paid in lump sum. The benefit would be payable only once during the coverage period.

What is FamilyCare Benefit?

FamilyCare Benefit is also available under Enhance Plan. Under this benefit, if the insured is diagnosed with Stage IV cancer or if the cancer recurs, 100% of the sum insured is paid in lump sum addition to the sum insured which is available for meeting medical expenses of the insured.

What is the policy’s entry age criterion?

Individuals aged between 5 years and 65 years can buy the policy on an individual sum insured basis.

Does the plan have any waiting period?

Yes, an initial waiting period of 6 months is applicable for the occurrence of cancer.

For what age can the plan be renewed?

The plan allows lifelong renewal without any maximum cover ceasing age.

Is there any free-look period under the plan?

Yes, the plan offers a free-look period of 15 days from the date that the policyholder receives the policy. During this period the policy can be cancelled by the policyholder if he/she is not satisfied with the coverage. When the policy is cancelled, the premium is refunded back.

Can I increase the sum insured?

Yes, the option of enhancing the sum insured would be available at the time of renewing the policy. Upon increasing the sum insured, the premium would also increase.

What is the grace period under the plan?

The plan offers a grace period of 30 days after the policy expiration date to pay the renewal premium for continuous coverage.

Are congenital diseases covered?

No, coverage for congenital illnesses, defects or diseases is not available under the plan.

Are congenital diseases covered?

No, coverage for congenital illnesses, defects or diseases is not available under the plan.

HDFC ERGO iCan Cancer Health Insurance Wordings

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Highlights

Claim Settlement Ratio	86.52%
COVID-19 Cover	Yes
In-House Claim Settlement	Available
Network Hospitals	10,000+
Policies Sold	10,66,395
Renewability	Lifelong Renewability

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HDFC ERGO iCan Cancer Brochure

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Nov 09, 2020

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HDFC ERGO Health Insurance Plan List

Name of Plan	Sum Insured
Optima SecureMin: 91 Days, Max: 65 YearsPopular		Get Quotes Now
Optima RestoreMin: 91 Days, Max: 65 YearsPopular	3 Lakh	Get Quotes Now
Corona Kavach PolicyMin: 1 day ; Max: 65 yearsPopular	50,000 - 5 lakh	Get Quotes Now
my: health SurakshaMin: 91 Days; Max: No LimitPopular	3 Lakh	Get Quotes Now
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years	3 Lakh - 10 Lakh	Get Quotes Now
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years	1 Lakh - 1 Crore	Get Quotes Now
Dengue Care Policy Min: 91 Days; Max: 65 years	50 Thousand - 1 Lakh	Get Quotes Now
Easy Health PolicyMin: 91 days; Max: 65 years	1 Lakh - 50 Lakh	Get Quotes Now
my:Health Koti SurakshaMin: 18 years; Max: 65 years		Get Quotes Now
Maxima PolicyMin: 91 Days; Max: 65 years		Get Quotes Now
Day2Day Care PolicyMin: 91 Days; Max: 65 years		Get Quotes Now
iCan CancerMin: 5 Years; Max: 65 Years	5 Lakh	Get Quotes Now
Health WalletMin: 91 Days; Max: 65 Years	3 Lakh	Get Quotes Now
EnergyMin: 18 Years, Max: 65 Years	2 Lakh	Get Quotes Now
Optima SeniorMin: 61 Years; Max: No Limit	2 Lakh	Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Get Quotes Now
Critical Illness PlanMin: 5 Years; Max: 65 Years	5 Lakh	Get Quotes Now

HDFC ERGO Health Insurance Top Up List

Name of Plan	Sum Insured
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 YearsPopular	3 Lakh	Get Quotes Now
Optima SuperMin: 91 Days; Max: 65 Years	5 Lakh	Get Quotes Now

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FAQs on iCan Cancer Health Insurance Plan

Is coverage available for post treatment care?
Yes, the plan covers follow-up care after the treatment of cancer for which a claim is paid under the plan. Expenses which incur on medical check-ups would be covered after the cancer treatments stop. The limit of cover would be up to Rs. 3000 twice in one policy year.
What is Criticare Benefit?
Criticare Benefit is available under the Enhance Plan. Under this benefit, if the insured is diagnosed with cancer of a specified severity, 60% of the sum insured is paid in lump sum. The benefit would be payable only once during the coverage period.
What is FamilyCare Benefit?
FamilyCare Benefit is also available under Enhance Plan. Under this benefit, if the insured is diagnosed with Stage IV cancer or if the cancer recurs, 100% of the sum insured is paid in lump sum addition to the sum insured which is available for meeting medical expenses of the insured.
What is the policy’s entry age criterion?
Individuals aged between 5 years and 65 years can buy the policy on an individual sum insured basis.
Does the plan have any waiting period?
Yes, an initial waiting period of 6 months is applicable for the occurrence of cancer.
For what age can the plan be renewed?
The plan allows lifelong renewal without any maximum cover ceasing age.
Is there any free-look period under the plan?
Yes, the plan offers a free-look period of 15 days from the date that the policyholder receives the policy. During this period the policy can be cancelled by the policyholder if he/she is not satisfied with the coverage. When the policy is cancelled, the premium is refunded back.
Can I increase the sum insured?
Yes, the option of enhancing the sum insured would be available at the time of renewing the policy. Upon increasing the sum insured, the premium would also increase.
What is the grace period under the plan?
The plan offers a grace period of 30 days after the policy expiration date to pay the renewal premium for continuous coverage.
Are congenital diseases covered?
No, coverage for congenital illnesses, defects or diseases is not available under the plan.
Are congenital diseases covered?
No, coverage for congenital illnesses, defects or diseases is not available under the plan.

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.