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HDFC ERGO Dengue Care Health Insurance

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HDFC ERGO Health Insurance
Dengue Care Policy
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

About HDFC ERGO Dengue Care Health Insurance

Dengue Care Policy is an annual policy that covers you and your family for in-patient and out-patient treatment required due to a positive diagnosis of Dengue. The policy covers people who are aged between 91 days and 65 years, for sum insured options of Rs. 50,000 and Rs. 1 Lakh. You can buy the policy if you are an adult aged at least 18 years. Irrespective of age, the premium for Dengue Care Policy remains the same for all. There is no medical test required for entry to the policy. Also, the policy does not come with any sub-limits or co-payment clauses. The policy offers cover only on an individual sum insured basis, and you can include your spouse, dependent children, as well as parents under it.

Dengue Care Policy can cover up to 6 members, which can include up to 4 adults and up to 5 children. The policy comes with several coverage benefits such as cover for OPD expenses up to Rs. 10,000 on a positive diagnosis of dengue, in-patient hospitalisation expenses, room rent, wellness benefits, home nursing expenses, diagnostic tests, shared accommodation benefit, pre-hospitalisation and post-hospitalisation expenses, etc. The policy also offers coverage even for non-medical expenses incurred during hospitalisation, in case share accommodation is opted.

Inclusions

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Key Inclusions and Exclusions of the Plan

What's Included

  • Pre-hospitalisation and post-hospitalisation expenses for 15 days each
  • In-patient hospitalisation expenses for up to sum insured
  • Shared accommodation benefit
  • Expenses related to pharmacy, diagnostic tests, home nursing, outpatient consultation, etc.
  • Room rent for single private A/C room

What's Not Included

  • Any treatment other than dengue fever
  • Treatment taken outside the geographical boundaries of India
  • Any treatment or part of a treatment that is not medically required
  • Expenses related to drugs that are not mentioned in the prescription
  • Any non-medical expenses specified on the website

9552 HDFC ERGO Cashless Network Hospitals in India

Choose HDFC ERGO Critical Illness Plan

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Dengue Care Policy Health Insurance Plan

  • What is the eligibility criteria for Dengue Care Policy offered by HDFC Ergo General Insurance?

    Dengue Care Policy covers people aged between 91 days and 65 years. Beyond 65 years, only renewal is allowed. To be able to purchase the policy, an adult should be aged at least 18 years, whereas a child should be aged between 91 days and 25 years. 

  • What is the waiting period under Dengue Care Policy offered by HDFC Ergo General Insurance?

    Dengue Care Policy offered by HDFC Ergo General Insurance comes with a waiting period of 15 days. Kindly note that the waiting period will be calculated from the date of commencement of the policy. 

  • Can I purchase the Dengue Care Policy offered by HDFC Ergo General Insurance on a family floater sum insured basis?

    No. You can purchase Dengue Care Policy only on an individual sum insured basis. 

     

  • Can I avail tax benefits on the premium paid for Dengue Care Policy offered by HDFC Ergo General Insurance?

    Yes. You can avail tax benefits on the premium paid for Dengue Care Policy offered by HDFC Ergo General Insurance, under Section 80D of the Income Tax Act, 1961. 

  • Is there any limit on cover for OPD expenses under Dengue Care Policy?

    Yes. Under Dengue Care Policy, the OPD expenses are covered for up to Rs. 10,000 if dengue is diagnosed. It covers you for consultations, pharmacy, diagnostic tests, home nursing for the treatment availed at home due to positive diagnosis of Dengue. 

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