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HDFC ERGO Health Insurance for Parents

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Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

HDFC ERGO : Health Insurance for Parents

my:health Medisure Classic Insurance is an absolute health insurance choice for parents. Popular for providing maximum coverage it is a plan that covers most of the medical expenses in case of a medical emergency while offering lifelong renewability. It covers inpatient treatment, pre & post hospitalisation, and numerous other expenses. It also offers optional covers of Double Sum Insured for Critical Illness and Waiver of Room Rent Sub-limits on payment of additional premium. All in all, it is a huge health saviour.

Key Features

  • Broad sum insured range from Rs. 1 Lakh to Rs. 5 Lakh
  • No entry age restrictions
  • 9000+ network hospitals for cashless treatment
  • Preexisting diseases covered after 36 months of continuous coverage
  • 10% co-payment for every claim for insured above the age of 80 years
  • A 5% discount on 2 years policy duration
  • A family discount of 10% on the total premium payable for covering more than 2 family members
  • 5% cumulative bonus for every claim-free year sum insured on every renewal, etc.

Scope of Coverage

  • Maternity cover
  • Newborn baby cover
  • Dependent children covered (till the age of 23 years)
  • Daycare procedures covered
  • Domiciliary hospitalisation
  • Hospitalisation due to accident
  • Ayurvedic treatment
  • Recovery Benefit (value-added cover), and others.

Eligibility

my: health Medisure Classic Insurance plan features lifetime entry and renewals. If covering family under a policy, the minimum age at entry is 3 months for children and 18 years for adults.

Exclusions

  • Preexisting diseases/illness/injury/conditions
  • Genetic disorder and stem cell implantation/surgery
  • War injuries
  • Participation in defense operations
  • Costs of donor screening and organ, etc.

If willing to learn more about the policy, kindly refer to the Policy Wording. If you have any questions for us, at InsuranceDekho, initiate contact at 1800-1205-698 and get your queries resolved right away!

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Choose HDFC ERGO Critical Illness Plan

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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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HDFC ERGO Health Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

3624 HDFC ERGO Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About HDFC ERGO Health Insurance

  • Which is the most affordable base plan for parents health insurance offered by HDFC Ergo?

    HDFC Ergo, through its most affordable base plan, my:health Medisure Classic Insurance offers comprehensive coverage to all the parents.

     

  • What is the maximum entry age for parents health insurance at HDFC Ergo?

    At HDFC ERGErgoO, there is no restriction for maximum entry age to buy health insurance for parents. 

  • Does HDFC Ergo provide ayurvedic treatment under its parents health insurance?

    Yes, HDFC Ergo offers coverage for ayurvedic treatment under its parents health insurance.

  • Does HDFC Ergo offer discount on parents health insurance?

    At HDFC Ergo, you get a family discount of 10% on total premium for covering 2 or more family members on individual sum insured basis in a single policy. 

  • Who should buy HDFC ERGO parents health insurance plan?

    HDFC ERGO parents health insurance my:health Medisure Classic is a perfect health insurance plan for elderly who want to gain financial security against unexpected medical expenses. 

Network Hospital in Popular Cities

CityNo of Hospital
Faridabad71
Kolkata100
Surat144
Hyderabad416
Jaipur174
New Delhi446
Mumbai281
View All