HDFC ERGO Health Insurance for Parents
Cashless Approval TAT | 45 mins Cashless Claim Processing |
Claim Settlement Ratio | 100% |
Network Hospitals | 12,000+ |
PED Coverage Starting From | 3 year |
Special Benefits | 2X Cover from Day 1 |
Starting Premium | Rs. 1090/month |
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
HDFC ERGO : Health Insurance for Parents
Key Features
- Broad sum insured range from Rs. 1 Lakh to Rs. 5 Lakh
- No entry age restrictions
- 9000+ network hospitals for cashless treatment
- Preexisting diseases covered after 36 months of continuous coverage
- 10% co-payment for every claim for insured above the age of 80 years
- A 5% discount on 2 years policy duration
- A family discount of 10% on the total premium payable for covering more than 2 family members
- 5% cumulative bonus for every claim-free year sum insured on every renewal, etc.
Scope of Coverage
- Maternity cover
- Newborn baby cover
- Dependent children covered (till the age of 23 years)
- Daycare procedures covered
- Domiciliary
hospitalisation Hospitalisation due to accident- Ayurvedic treatment
- Recovery Benefit (value-added cover), and others.
Eligibility
Exclusions
- Preexisting diseases/illness/injury/conditions
- Genetic disorder and stem cell implantation/surgery
- War injuries
- Participation in defense operations
- Costs of donor screening and organ, etc.
If willing to learn more about the policy, kindly refer to the Policy Wording. If you have any questions for us, at InsuranceDekho, initiate contact at 1800-1205-698 and get your queries resolved right away!
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?
Choose HDFC ERGO Critical Illness Plan
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Why to Buy Health Insurance Policy Online from InsuranceDekho
- Tax benefit upto 75,000*
- Claim support everyday 10AM-7PM
- 50 Lacs+ happy customers
HDFC ERGO Health Insurance Contact Details
Claim Process at HDFC ERGO Health Insurance
3624 HDFC ERGO Cashless Network Hospitals in India
Best Insurance Advisors in Your City.
FAQ About HDFC ERGO Health Insurance
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Which is the most affordable base plan for parents health insurance offered by HDFC Ergo?
HDFC Ergo, through its most affordable base plan, my:health Medisure Classic Insurance offers comprehensive coverage to all the parents.
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What is the maximum entry age for parents health insurance at HDFC Ergo?
At HDFC ERGErgoO, there is no restriction for maximum entry age to buy health insurance for parents.
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Does HDFC Ergo provide ayurvedic treatment under its parents health insurance?
Yes, HDFC Ergo offers coverage for ayurvedic treatment under its parents health insurance.
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Does HDFC Ergo offer discount on parents health insurance?
At HDFC Ergo, you get a family discount of 10% on total premium for covering 2 or more family members on individual sum insured basis in a single policy.
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Who should buy HDFC ERGO parents health insurance plan?
HDFC ERGO parents health insurance my:health Medisure Classic is a perfect health insurance plan for elderly who want to gain financial security against unexpected medical expenses.