HDFC ERGO Health Insurance for Woman

One of the most affordable plans by HDFC ERGO, Health Suraksha Gold is worthy health insurance for women. Offering utmost care and financial security, Health Suraksha Gold provides complete coverage for pre and post delivery expenses as well as it provides coverage for the newborn as well. To ensure that women do not compromise on their health insurance needs, the plan comes with a wide range of sum insured. That’s not all! There is a series of benefits that it has to offer. ​

Key Features

• Vast sum insured options - Rs. 3 Lakh to Rs. 10 Lakh
• 9,000+ network hospitals for cashless treatment
• Maternity expenses (maximum up to Rs. 15,000 for normal and Rs. 25,000 for C-section delivery)
• Medical expenses of the newborn covered (up to 90 days)
• Lifelong renewability
• No room rent sub-limits
• No disease sub-limit
• E-opinion for critical illness, etc.​

Scope of Coverage ​

• In-patient treatment covered
• 60 days pre-hospitalisation covered
• 90 days post-hospitalisation covered
• Integrated wellness services
• Convalescence benefit covered
• 144 daycare procedures
• Organ donor expenses covered
• Emergency ambulance expenses, and others

Eligibility

There is no maximum entry age limit to purchase HDFC ERGO's Health Suraksha Gold insurance plan. Any individual who is 91 days onwards can invest in the policy. However, children below 5 years can be covered only if both the parents are covered under Health Suraksha.

Exclusions

• Treatment of Obesity or Cosmetic Surgery
• Participation in defense operations
• Self-inflicted injuries
• Adventure Sport injuries
• War injuries & illnesses, and others

Are you interested in exploring more about Health Suraksha Gold policy? Kindly refer to the Policy Wording to gain detailed information. You can also get your plan-related queries resolved at InsuranceDekho by initiating contact at 1800-1205-698.