Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Digit Health Insurance for Maternity

Maternity is a life-changing experience for women. At the time of delivery, she needs utmost care. With Digit Health Plus policy, a woman gets complete coverage against expenses incurred in delivery, which include the expenditure related to both normal and caesarean. With the policy in hand, a woman doesn’t have to worry about the delivery expenses when choosing a hospital. Not just that, the policy also helps her by covering the medical expenses of the newborn up to 90 days from birth.

Key Features

  • Available on both individual and family floater basis
  • Sum insured starts from Rs. 2 Lakh
  • The policy can be renewed lifetime
  • E-opinion for critical illnesses with a special panel of doctors
  • Sum insured refill benefit
  • Long hospitalisation cash benefit
  • No claim discount in a claim-free year

Scope of Coverage

  • Expenses for normal as well as C-section delivery
  • Maternity expenses incurred towards the delivery of a baby
  • Expenses due to the complication of pregnancy
  • Expenses incurred towards legally or medically necessary termination
  • Outpatient (OPD) treatment, i.e. without hospitalisation expenses
  • Pre and post hospitalisation expenses
  • Charges for the vaccinations of the newborn baby up to 90 days (up to years 5 if the baby is added as an insured person) from the delivery date

Eligibility

To reap the maternity benefits, a woman needs to be insured under the Digit Plus Policy. The maximum entry age is 60 years. However, a child from 1 year can also be covered along with mother.

Exclusions

  • Pre-natal and post-natal expenses unless leads to hospitalisation
  • Pre-existing diseases until the waiting period is over
  • Artificial Life Maintenance expenses
  • Medical expenses due to unlawful termination
  • Expenses for harvesting and storage of stem cells when carried out as a preventive measure

Have you any doubts about the policy? Do not worry. Just give a call to InsuranceDekho at its toll-free number 1800-120-5698. Our experts will answer all your questions.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News

FAQs

  • Does Go Digit provide maternity coverage?

    Yes, Go Digit policies offer maternity benefits. The insurer pays the maternity expenses incurred towards the delivery of a baby and treatment related to any complication of pregnancy. 

  • Is there any waiting period I need to spend to avail the maternity benefits under Go Digit health plan?

    Yes, you need to go through a waiting period to avail the maternity benefits under the Go Digit health plan.

  • From what period the waiting period is applied for the maternity benefit?

    The waiting period for maternity benefit is applied from the date of inception of the first policy with us, provided that the policy has been renewed continuously with Go Digit without a break.

  • Who should buy a Digit maternity health insurance plan?

    Digit maternity health insurance plan should be purchased by any woman who wants to get complete coverage against expenses incurred in delivery, including for both normal or caesarean. 

  • Can I change the sum insured during Digit maternity health insurance tenure?

    Yes. You can enhance the sum insured of your Digit maternity health insurance policy at the time of policy renewal. Note that on increasing the sum insured, your premium shall be increased too. 

Network Hospital in Popular Cities

CityNo of Hospital
Thane115
Ahmedabad112
Lucknow40
Pune203
Hyderabad255
Indore37
Faridabad47
View All