Digit Double Wallet Health Insurance

The Digit Double Wallet Health Insurance Plan is a revolutionary health insurance plan. This innovative policy combines traditional health coverage providing a seamless experience. The Digit Double Wallter health insurance plan provides comprehensive coverage for hospitalization, diagnostics, and outpatient services. The double wallet feature ensures instant claim settlements and cashless transactions, enhancing your financial flexibility. Read further to know about the Digit Double Wallet Health insurance plan.

Digit Double Wallet Health Insurance Plan at a Glance

Check the highlights of Digit Health Insurance Plans are mentioned below on the table:

Coverage	Individual and family
Riders	Reduction in PED waiting period, Consumables cover
Variants	N/A
Key features	No room-rent limit, No co-payment, etc
Inclusion	Bariatric surgery expenses, AYUSH treatment, Pre and post hospitalisation, etc
Exclusion	Any unproven treatment, Weight control treatment, etc

Key Features of Digit Double Wallet Health Insurance Plan

Listed key below are some of the key features of the Digit Double Wallet Health Insurance Plan:

• No Co-payment: There is no co-payment clause attached to the Digit Double Wallet Health Insurance Plan. This means that you need not spend anything from your pocket to get relevant health insurance coverage.

• No Room Rent Limit: With the Digit Double Wallet Health Insurance Plan, you can choose any room of your own choice. There is no room rent limit available with the Digit Double Wallet Health Insurance Plan.

• Health Check-up: The Digit Double Wallet Health Insurance Plan also provides coverage for annual health check-ups. The annual health check-up is offered after 2 years of the policy and the maximum limit is up to Rs. 1000.

• Add-ons: You can also include a number of add-ons to the Digit Double Wallet Health Insurance Plan to get enhanced coverage. However, with these add-ons, you need to pay additional health insurance premiums.

Benefits of Buying the Digit Double Wallet Health Insurance Plan

Some of the reasons why you should buy the Digit Double Wallet Health Insurance Plan:

• In-built Personal Accident Cover: The Digit Double Wallet Health Insurance Plan provides the benefit of personal accident cover. Under the Personal Accident Cover, financial compensation is offered in case the proposer meets an unfortunate accident or demise during an accident. You can get maximum coverage of Rs. 50,000 under this.

• Good Health Discount: The Digit Double Wallet Health Insurance Plan also offers a discount if you lead a healthy lifestyle. You will get a discount of 5% on health insurance premiums with the Digit Double Wallet Health Insurance Plan.

• Quick Claim Settlement: The Digit Double Wallet Health Insurance Plan also offers a quick claim settlement process. Digit Health Insurance has a claim settlement ratio of 96%, which means the claim request for your Digit Double Wallet Health Insurance Plan will get settled in a hassle-free manner.

• Coverage: With the Digit Double Wallet Health Insurance Plan, you will get coverage for domiciliary hospitalization, daycare procedures, organ donor expenses, bariatric surgery, pre and post hospitalization, and a lot more. The coverage offered is dependent on the sum insured you have chosen with your Digit Double Wallet Health Insurance Plan.

• Wellness Benefit: The Digit Double Wallet Health Insurance Plan also provides wellness benefits which include discounts on health check-ups, medicines, and access to yoga sessions.

• Restoration Benefits: The sum insured you have chosen with your Digit Double Wallet Health Insurance Plan will automatically get restored after a health insurance claim. There is no exhaustion clause attached to this benefit offered with your Digit Double Wallet Health Insurance Plan.

• Cumulative Bonus: In case of a claim-free year, the policyholder is given a discount which is up to 10% every year.

Riders Available with the Digit Double Wallet Health Insurance Plan

Some of the riders you can include in your Digit Double Wallet Health Insurance Plan are as follows:

• Consumables Cover: This add-on provides coverage for non-medical expenses which are usually not covered under a health insurance plan.

• Reduction in PED Waiting Period: There is a specific waiting period for pre-existing medical conditions. With this add-on, you can get the waiting period for pre-existing medical conditions reduced to 2 years.

Inclusions and Exclusions of Digit Double Wallet Health Insurance Plan

Inclusions:

• Coverage for both related and unrelated illness
• Unlimited restoration benefit
• Domiciliary hospitalization
• Road ambulance: Up to Rs. 10,000
• Psychiatric Illness: Up to Rs. 1 lakh
• Health check-up: Up to Rs. 1500, after 2 years of policy
• Organ donor expenses
• Bariatric surgery

Exclusions:

• Any kind of unrelated illness
• Any unproven treatment
• Weight control treatment
• Expenses related to dietary supplements
• Infertility treatment
• Any expenses related to treatment of drug abuse
• Any injury due to consumption of alcohol

Documents Required to Buy Digit Double Wallet Health Insurance Plan

Listed below are the documents required to buy the Digit Double Wallet Health Insurance Plan:

• A duly-filled proposal form
• PAN card
• Aadhaar card
• Income proof
• Bank account details
• Pre-existing medical reports
• Copy of previous medical insurance

How to Buy the Digit Double Wallet Health Insurance Plan?

Listed below are the steps in which you can buy the Digit Double Wallet Health Insurance Plan:

Step 1: Visit the “Health Insurance” section on the official InsuranceDekho website.

Step 2: Pick "Digit Health Insurance" from the list of health insurance companies.

Step 3: Choose "Double Wallter Plan" from the available health insurance plans.

Step 4: Upload all the necessary documents to complete the KYC process.

Step 5: After finishing the KYC process, pay the premium online.

Step 6: Finally, you will receive the Digit policy document in your registered email.

Claim Process of Digit Double Wallet Health Insurance Plan

The two types of claims you can raise with your Digit Double Wallet Health Insurance Plan include cashless and reimbursement claims. In the case of both cashless and reimbursement claims, you need to inform the insurance company about the hospitalisation in advance. In case of unplanned or emergency hospitalisation, you must inform Digit within 24 hours of hospitalisation.

Cashless Claim Process

• Go to a nearby hospital that's in the Digit Health insurance network.
• Share your Digit Double Wallter plan details at the network hospital and provide all the required information.
• Once you've given all the required documents, they'll be reviewed, and a pre-authorisation form will be sent to the insurance company.
• After the insurance company checks the documents, your medical bills will be paid directly at the network hospital.

Reimbursement Claim Process

• Visit any hospital close to your location
• Initially, pay for the medical expenses
• Next, submit the claim request along with the necessary documents
• Once your claim request has been approved, Digit Health Insurance will reimburse the total medical expenses

FAQs

Q. Are there any variants available with the Digit Double Walltet Plan?

A. No, there are no variants available with the Digit Double Walltet Plan.

Q. Is there coverage for Personal Accident Cover with the Digit Double Walltet Plan?

A. Yes, the Digit Double Walltet Plan plan provides coverage for Personal Accident cover.

Q. What are the riders available with the Digit Double Walltet Plan?

A. The two riders available with the Digit Double Walltet Plan include Consumable cover and Reduction in the PED Waiting period.

Q. Is a wellness discount available with the Digit Double Walltet Plan?

A. Yes, a wellness discount is available with the Digit Double Walltet Plan.