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Digit Health Insurance for Kids

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Highlights
Claim Settlement Ratio93%
Network Hospitals11,300+
PED Coverage Starting From2 year
Pre-existing Disease Coverage From2 year
PresenceAcross the country
Special BenefitsMultiple Discounts such as Credit Score for Good health

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Digit : Health Insurance for Kids

Securing your child’s health is as crucial as protecting your health. GoDigit understands this and brings for kids Digit Health Plus Policy, which provides protection to children’s health at the time of illness. An individual cum family floater policy, this plan also secures the health of a newborn baby. However, one adult needs to be insured along with kids under the same policy. Whether your child is hospitalised due to cold, ailment, accident or any other health problems, they can be covered under the policy.

Key Features

  • 2 Lakh is the minimum sum insured under the policy
  • No claim discounts if there is no claim in a particular year
  • Guaranteed lifelong renewability
  • Cashless hospitalisation at network hospitals in the country
  • Second Medical Opinion
  • Facility to port from a similar health insurance policy
  • An option to buy the policy online

Scope of Coverage

  • Pre and post hospitalisation cover
  • Treatment taken under Ayurveda, Unani, Siddha and Homeopathy
  • Cover for any outpatient department treatment
  • Costs of x-rays, pathology, MRI, CT scans, etc. for diagnosis
  • Emergency ambulance cover to transport the patient
  • Domiciliary treatment if suggested by the treating doctor
  • Newborn baby cover

Eligibility

A newborn baby is covered under the policy up to 90 days from the date of delivery. For further coverage, the newborn needs to be endorsed with the insured as the insured person. Generally, the minimum entry age under this policy is 1 year and a maximum of 65 years.

Exclusions

  • An injury to the child due to the involvement in illegal or criminal acts
  • Illness due to use or abuse of narcotic or intoxicating drugs or alcohol
  • Plastic Surgery or Cosmetic Surgery to change the appearance of a child
  • Any treatment given to a child outside India
  • Vaccinations, inoculations, or other treatment

If you want to secure your child’s health, then buy the Digit Health Plus Policy. With this, you can safeguard your entire family including children. If you have any query about the policy, then call InsuranceDekho at 1800-120-5698.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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Digit Health Insurance Contact Details

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Claim Process at Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2339 Digit Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About Digit Health Insurance

  • Does Go Digit General Insurance Firm offer any specific plan for kids?

    No, Go Digit General Insurance Firm does not provide any specific health insurance plan for children. But, kids can be covered under other plans of GoDigit with their parents. 
     

  • What is the entry age for kids to be covered under the Go Digit plan?

    The entry age for kids under the Go Digit insurance policy starts from 1 year.

  • Are kids provided with the coverage for AYUSH procedures under Go Digit health plan?

    Yes, kids are given the coverage for AYUSH procedures and treatments under Go Digit health plan.

  • Who should buy Digit kids health insurance plan?

    Digit kids health insurance plan is a must buy for people who want adequate coverage for their kids at an affordable premium. 

  • Can I change the sum insured during Digit kids health insurance tenure?

    Yes. You can change the sum insured of your Digit health insurance for kids if you are not satisfied with the existing one. You can enhance the sum insured, but for that you will be required to pay an extra premium.  

Network Hospital in Popular Cities

CityNo of Hospital
Nagpur74
Jaipur84
New Delhi249
Surat29
Kolkata107
Bengaluru324
Noida27
View All