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Digit Health Insurance for Individual

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Highlights
Claim Settlement Ratio93%
Network Hospitals11,300+
PED Coverage Starting From2 year
Pre-existing Disease Coverage From2 year
PresenceAcross the country
Special BenefitsMultiple Discounts such as Credit Score for Good health

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Digit : Health Insurance for Individual

Digit Health Plus Policy provides extensive coverage for you and your family. Taking care of all your medical needs at an affordable premium, the policy can be availed on both individual as well as family floater sum insured basis. Digit Health Plus covers you, your spouse, dependent children, parents and others under a single plan. Whether you get hospitalised due to an accident, ailment, pregnancy, or even critical illness, the policy can cover all medical expenses.

Key Features

  • Minimum sum insured under the policy 2 Lakh
  • A 5% No-Claim discount in the premium in a claim-free year
  • Lifelong renewal of the policy
  • Cashless treatment at network hospitals in India
  • Cost of health check-up up to the limits per policy
  • A provision for a second medical opinion
  • Portability feature to port to a similar health insurance policy

Scope of Coverage

  • Coverage available for pre and post hospitalisation expenses
  • Inpatient treatment, including room rent, doctor’s fee, medicines, drugs, etc.
  • Hospitalisation due to pregnancy/maternity
  • Daycare procedures as well as domiciliary treatment
  • Newborn baby, and emergency road and air ambulance cover
  • Critical illnesses and expenses incurred on organ donor transplant
  • Dental treatment or surgery provided it’s a result of an accident

Eligibility

To be eligible for the Digit Health Plus policy, the minimum entry age is 1 year and the maximum is 60 years.

Exclusions

  • Hospitalisation owing to a condition that doesn’t match with the doctor’s prescription
  • Cost of life support machine or other artificial life maintenance machine
  • Medical expenses arising out of involvement in an illegal or criminal act
  • Pre-existing diseases until the waiting period is over
  • Attempted suicide due to narcotics, insanity, drugs or alcohol abuse

If you’re on a lookout for an individual health insurance policy, then the policy like Digit Health Plus can be a solution. For more information about this product, get in touch with InsuranceDekho at 1800-120-5698.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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  • Tax benefit upto 75,000*
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  • 50 Lacs+ happy customers

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Digit Health Insurance Contact Details

Reach us for help anytime

Claim Process at Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2339 Digit Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About Digit Health Insurance

  • What is the sum insured amount that Go Digit offers to its individual plans?

    Go Digit offers the sum insured amount for individuals starting from Rs. 2 lakh.

  • Can I avail any tax benefit on buying an individual health plan by Go Digit?

    Yes, you can get tax benefits on the premium amount of individual health insurance policy by Go Digit General Health Insurance Plan under the Income Tax Act 1961.

  • Does Go Digit provide a long hospitalisation cash benefit to individual policyholders?

    Yes, if an individual is hospitalised for a minimum number of consecutive days mentioned in the policy, the insurer will be offering him or her with a lump sum amount as specified in the plan.

  • Who should buy a Digit individual health insurance plan?

    Anyone who is looking for comprehensive coverage apart from health insurance coverage offered by the employer, should opt for Digit individual health insurance plan. The policy offers adequate coverage at all times. 

  • Can I change the sum insured during Digit individual health insurance tenure?

    Yes. If covered under Digit individual health insurance plan, you can enhance your sum insured in case you are not satisfied with the existing one. You can do the same at the time of renewing your health insurance plan. Kindly note that you may be required to pay a higher premium in this case. 

Network Hospital in Popular Cities

CityNo of Hospital
Chennai269
Karimnagar21
Ghaziabad37
Patna41
Jaipur84
Nagpur74
New Delhi249
View All