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Bajaj Allianz Hospital Cash Daily Allowance Health Insurance Wordings

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Highlights
Claim Settlement Ratio92.24%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals6,500+
Policies Sold5,31,046
RenewabilityLifelong

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Bajaj Allianz Hospital Cash Daily Allowance Brochure

  • 260.82 KB
  • PDF Document
  • Nov 08, 2019

Bajaj Allianz Health Insurance Plan List

    Name of PlanSum Insured
    Health Infinity PolicyMin: 3 months; Max: 65 years Get Quotes Now
    Silver Health Min: 46 Years; Max: 70 Years50 Thousand Get Quotes Now
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
    Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Get Quotes Now
    Star Package Policy Min: 3 months; Max: 65 years1.5 Lakh -1 Crore Get Quotes Now
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
    Tax GainMin: 18 Years; Max: 75 Years1 Lakh Get Quotes Now
    Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Get Quotes Now
    Health EnsureMin: 3 Months; Max: No Limit50 Thousand Get Quotes Now
    Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Get Quotes Now
    Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Get Quotes Now
    Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Get Quotes Now
    Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Get Quotes Now
    Global Personal GuardMin: 3 months; Max: 70 years2 Lakh - 25 Lakh Get Quotes Now

    Bajaj Allianz Health Insurance Top Up List

      Name of PlanSum Insured

      1108 Bajaj Allianz Cashless Network Hospitals in India

      Choose Bajaj Allianz Critical Illness Plan

      FAQs on Hospital Cash Daily Allowance Health Insurance Plan

      • What are the sum insured options available under this Hospital Cash Daily Allowance Policy?

        The Hospital Cash Daily Allowance Policy is available on an individual as well as family floater basis. The sum insured options for this plan are Rs. 500, Rs. 1,000, Rs. 1,500 and Rs. 2,500 per day.

      • What are the entry and exit age applicable under this plan?

        This health insurance policy offers coverage to people from the age of 18 years to 65 years. Whereas, the children can get coverage from the age of 91 days to the age of 21 years.

      • Which relationships can get the coverage under this Hospital Cash Daily Allowance Policy?

        This policy allows the coverage of relations such as spouse and children, apart from the proposer. 

      • Can this policy be cancelled by me or from the insurer’s end after buying?

        Yes, Bajaj Allianz may cancel this insurance by giving you at least 15 days written notice. If no claim has been made, then you will get a refund of pro-rata premium for the unexpired policy period. Under normal circumstances, the policy will not be cancelled, except for reasons of non-disclosure while proposing for insurance and lodging any fraudulent claim. Whereas, policyholders can also cancel this insurance by giving a written notice of at least 15 days to the insurance company. If no claim has been made, then they are eligible to get a premium refund for the unexpired policy period as per the specified rates. 

      • Does this Hospital Cash Daily Allowance Policy offer lifetime renewability?

        Yes, under normal circumstances, lifetime renewal benefit is available under the policy, except on the grounds of fraud, misrepresentation or moral hazard.

      • Is there any discount offered under this health insurance policy?

        Yes, a 5% family discount is applicable, if 2 or more family members are covered under the same policy. This family discount will be offered for both new policies as well as for renewal policies.

      • When can I enhance my sum insured amount under this plan?

        Under this plan, the sum insured enhancement can be done at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.

      • What are the key features owned by this Hospital Cash Daily Allowance Policy?

        There are basically three key elements under this plan that comprise of:

        • The benefits payable are for each day of hospitalisation
        • The sum insured amount is offered for up to Rs. 2,500 per day
        • The benefit is doubled in case of ICU admission for a maximum of 7 days
      • What documents do I require to request a successful claim under this plan?

        The photocopy of discharge card, along with copies of reports, bills and prescriptions corresponding required for claims processing.

      • Can I gain any tax benefit under this health insurance plan?

        Yes, the tax benefit can be gained under this plan on the premium paid as per section 80D of the Income Tax Act 1961.  

      Claim Process at Bajaj Allianz Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Bajaj Allianz Health Insurance Contact Details

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