Bajaj Allianz Hospital Cash Daily Allowance Health Insurance Wordings

Claim Settlement Ratio | 92.24% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 6,500+ |
Policies Sold | 5,31,046 |
Renewability | Lifelong |
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Bajaj Allianz Hospital Cash Daily Allowance Brochure
- 260.82 KB
- PDF Document
- Nov 08, 2019
Bajaj Allianz Health Insurance Plan List
Name of Plan | Sum Insured | |
Health Infinity PolicyMin: 3 months; Max: 65 years | Get Quotes Now | |
Silver Health Min: 46 Years; Max: 70 Years | 50 Thousand | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
Health Guard Family FloaterMin: 3 Months; Max: 65 Years | 1.5 Lakh | Get Quotes Now |
Star Package Policy Min: 3 months; Max: 65 years | 1.5 Lakh -1 Crore | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Tax GainMin: 18 Years; Max: 75 Years | 1 Lakh | Get Quotes Now |
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years | 500/day | Get Quotes Now |
Health EnsureMin: 3 Months; Max: No Limit | 50 Thousand | Get Quotes Now |
Premium Personal GuardMin: 5 Years; Max: 65 Years | 10 Lakh | Get Quotes Now |
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years | 50 Thousand | Get Quotes Now |
Health Guard IndividualMin: 18 years; Max: 65 years | 1.5 Lakh | Get Quotes Now |
Critical Illness PlanMin: 6 Years; Max: 65 Years | 1 Lakh | Get Quotes Now |
Global Personal GuardMin: 3 months; Max: 70 years | 2 Lakh - 25 Lakh | Get Quotes Now |
Bajaj Allianz Health Insurance Top Up List
Name of Plan | Sum Insured |
1108 Bajaj Allianz Cashless Network Hospitals in India
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FAQs on Hospital Cash Daily Allowance Health Insurance Plan
What are the sum insured options available under this Hospital Cash Daily Allowance Policy?
The Hospital Cash Daily Allowance Policy is available on an individual as well as family floater basis. The sum insured options for this plan are Rs. 500, Rs. 1,000, Rs. 1,500 and Rs. 2,500 per day.
What are the entry and exit age applicable under this plan?
This health insurance policy offers coverage to people from the age of 18 years to 65 years. Whereas, the children can get coverage from the age of 91 days to the age of 21 years.
Which relationships can get the coverage under this Hospital Cash Daily Allowance Policy?
This policy allows the coverage of relations such as spouse and children, apart from the proposer.
Can this policy be cancelled by me or from the insurer’s end after buying?
Yes, Bajaj Allianz may cancel this insurance by giving you at least 15 days written notice. If no claim has been made, then you will get a refund of pro-rata premium for the unexpired policy period. Under normal circumstances, the policy will not be cancelled, except for reasons of non-disclosure while proposing for insurance and lodging any fraudulent claim. Whereas, policyholders can also cancel this insurance by giving a written notice of at least 15 days to the insurance company. If no claim has been made, then they are eligible to get a premium refund for the unexpired policy period as per the specified rates.
Does this Hospital Cash Daily Allowance Policy offer lifetime renewability?
Yes, under normal circumstances, lifetime renewal benefit is available under the policy, except on the grounds of fraud, misrepresentation or moral hazard.
Is there any discount offered under this health insurance policy?
Yes, a 5% family discount is applicable, if 2 or more family members are covered under the same policy. This family discount will be offered for both new policies as well as for renewal policies.
When can I enhance my sum insured amount under this plan?
Under this plan, the sum insured enhancement can be done at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.
What are the key features owned by this Hospital Cash Daily Allowance Policy?
There are basically three key elements under this plan that comprise of:
- The benefits payable are for each day of hospitalisation
- The sum insured amount is offered for up to Rs. 2,500 per day
- The benefit is doubled in case of ICU admission for a maximum of 7 days
What documents do I require to request a successful claim under this plan?
The photocopy of discharge card, along with copies of reports, bills and prescriptions corresponding required for claims processing.
Can I gain any tax benefit under this health insurance plan?
Yes, the tax benefit can be gained under this plan on the premium paid as per section 80D of the Income Tax Act 1961.