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Bajaj Allianz Health Guard Individual Insurance Wordings

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Highlights
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Starting Premium for Rs. 5 lakhs SIRs. 364/month
Pre-existing Disease Waiting Period2 years

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Bajaj Allianz Health Guard Individual Brochure

  • 590.00 KB
  • PDF Document
  • Jun 08, 2019

Bajaj Allianz Health Insurance Plan List

    Name of PlanSum Insured
    Health Infinity PolicyMin: 3 months; Max: 65 years Check Premium
    Silver Health Min: 46 Years; Max: 70 Years50 Thousand Check Premium
    Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Check Premium
    Star Package Policy Min: 3 months; Max: 65 years1.5 Lakh -1 Crore Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Tax GainMin: 18 Years; Max: 75 Years1 Lakh Check Premium
    Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Check Premium
    Health EnsureMin: 3 Months; Max: No Limit50 Thousand Check Premium
    Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Check Premium
    Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Check Premium
    Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Check Premium
    Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Check Premium
    Global Personal GuardMin: 3 months; Max: 70 years2 Lakh - 25 Lakh Check Premium

    Bajaj Allianz Health Insurance Top Up List

      Name of PlanSum Insured

      2353 Bajaj Allianz Cashless Network Hospitals in India

      Choose Bajaj Allianz Critical Illness Plan

      FAQs on Health Guard Individual Health Insurance Plan

      • What is the coverage limit for ambulance charges?

        Ambulance charges are covered for up to Rs. 20,000 in a policy year.

      • What do organ donor expenses cover?

        Organ donor expenses cover the cost incurred in harvesting the organ from the donor.

      • What is convalescence benefit?

        Under convalescence benefit, if the insured is hospitalised for 10 days or more, the plan pays a lump sum benefit for recovery. This benefit depends on the sum insured opted. For Silver plan, the benefit amount is Rs. 5000. In Gold plan, the benefit amount is Rs. 5000 for sum insured of up to Rs. 5 Lakh. For higher sum insured levels the benefit amount is Rs. 7500.

      • How do preventive health check-ups work?

        After every 3 policy years the plan allows free health check-ups. The cost of the health check-up should be up to 1% of the sum insured or Rs. 2000 for Silver plan and Rs. 5000 for Gold Plan, whichever is lower. The check-up is allowed for each covered member under the plan.

      • Are AYUSH treatments covered under the plan?

        Yes, treatments taken under Ayurveda, Unani, Siddha and Homeopathy are covered under the Gold plan variant. Maximum coverage for AYUSH treatments is, however, limited to Rs. 20,000 in one policy year.

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      Claim Process at Bajaj Allianz Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Bajaj Allianz Health Insurance Contact Details

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