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Why Bharti AXA is The Choice You Need to Make?

Published On Nov 04, 2019 5:30 AM By Yamini Sharma

About Bharti AXA 

Bharti AXA, the joint venture between Bharti Enterprises and AXA Business Group, has been in the insurance sector since 2008. In a decade of its service, Bharti AXA has gained the reputation of being the first company in general insurance industry to receive ISO 9001:2008 & ISO 27001:2005. Highly concerned about the health of its customers, Bharti AXA brings forth its variegated range of health insurance plans that caters to the diverse medical needs of customers to a tee. 

Prime Features 

  • 98.50% ICR
  • 77.78% CSR
  • No TPA involvement 
  • Easy claim settlement 
  • Lifelong renewability
  • 4,500+ network hospitals
  • Wide sum insured range 
  • 101+ offices across the country
  • Cashless facility in network hospitals 
  • Innovative products and consistent services

Bharti AXA - Plans 

  • SmartHealth Insurance Policy 

Comprehensive and simple, Bharti AXA’s SmartHealth Insurance Policy is a health insurance that provides cover for expenses incurred due to hospitalisation. The perfect way to gain financial stability in the middle of a medical emergency, this popular policy is completely dependable and affordable. 

To avail the policy, the minimum entry age is 91 days. There is no maximum entry age. SmartHealth Insurance Policy can be availed on individual and family floater basis without any hassle. All in all, if you want, you can cover your loved ones without facing any sort of financial pressure. Available in form of 3 variants, the policy comes with sum insured options that range between Rs. 2 Lakh and Rs. 5 Lakh. The policy period is 1 year and 2 years. 

Key coverage under the plan includes inpatient treatment, pre & post hospitalisation, domiciliary hospitalisation, day care procedures, ambulance expenses, accompanying person expenses, parent accommodation as companion for child, out-patient dental emergency treatment, out-patient emergency treatment for accidents, etc. Add-on covers associated with the plan include critical illness and hospital cash allowance. To uncover more features, benefits, and discounts, take a quick look at Smart Health Insurance Policy.  

  • Smart Super Health Insurance Policy 

The perfect policy to depend on for unexpected medical emergencies, Smart Super Health Insurance Policy is an affordable investment. Offering coverage for expenses incurred on the treatment of an injury, illness or disease, Smart Super Health Insurance Policy comes with numerous beneficial features that enhance its value even more.

To buy the policy, your age should lie between 91 days to 65 years. Easily available on individual and family floater sum insured basis, Smart Super Health Insurance Policy comes in three variant forms, namely Value, Classic, and Uber, which differ in their sum insured as well as features. Talking about sum insured, the range starts from Rs. 5 Lakh and goes up to Rs. 100 Lakh. The policy period is 1, 2, and 3 years. 

Major coverage under the plan comprises inpatient hospitalisation, pre & post hospitalisation, organ donor expenses, day care treatment, AYUSH treatment, domiciliary hospitalisation, restoration of sum insured, domestic air ambulance, etc. Add-on covers related to the plan include hospital cash allowance, maternity benefit (including new born baby cover), lump sum benefit for critical illness. For more information on features, benefits, and discounts, visit Smart Super Health Insurance Policy

  • Smart Health Critical Illness Policy 

Smart Health Critical Illness Policy is a simple, yet excellent policy you can make the most of to get your critical illness expenses covered. Pocket-friendly and reliable, this policy is a big sigh of relief for those who fear sky-rocketing medical costs will sweep their savings down the drain in one go. Overall, Smart Health Critical Illness Policy is a worthy purchase. 

The eligibility age range under the plan starts from 3 months and goes up to 55 years. Available on individual as well as family floater sum insured basis, the critical illness plan allows you to choose between reimbursement/payment of hospitalization expenses for critical illness treatment, once diagnosed or payment of compensation on critical illness diagnosis & on survival for more than 30 days. The sum insured range lies between Rs. 2 Lakh to Rs. 5 Lakh. 

Smart Health Critical Illness Policy covers 20 critical illnesses including cancer, first heart attack, coronary artery disease, surgery to aorta, stroke, coronary artery bypass surgery, heart valve surgery, kidney failure, aplastic anaemia, end stage lung disease, and others. In case, you opt for reimbursement/payment of hospitalization expenses for critical illness treatment, once diagnosed, you will gain coverage for inpatient hospitalization, pre & post-hospitalisation, dread disease recuperation, transplantation of organs, hospital cash allowance, home nursing and various other expenses. To gain detailed information, check Smart Health Critical Illness Policy

Also Read

Bharti AXA Bags Non-Life Insurer of the Year Award

Top 3 Health Insurance Policies of Bharti AXA You Can Buy Online


Bharti AXA can fulfill your medical requirements with perfection. All you need to do is place your trust in the insurer and choose a policy that suits your budget and medical requirements. 

If interested in learning more about the insurer, its plans and other details, feel free to give us a call at 18001205698. 

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