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Top Critical Illness Insurance For Paralysis in India

Updated On Oct 18, 2020

The body has a relay system, which is also known as the nervous system. When this system is injured or damaged, and the messages do not reach the muscles and functionality is lost then this scenario is known as paralysis. 

It is a condition when an individual loses control over his/her actions and hence unable to move the muscles in the body. Any disruption between the Central Nervous System and muscle nerves would lead to a paralytic attack. 

It can happen to anybody, at any point in his/her life, and has many after-effects. This is the reason why Health insurance companies put the Paralysis Insurance in the Critical Illness plan. 

Top 5 Paralysis Health Insurance Plans

Following are the top 5 health insurance plans which provide coverage for paralysis:

Plan Name

Age limit

Total Sum Assured

Bajaj Allianz Critical Insurance Plan

Minimum age - 90 days Maximum age - 80 years

Rs. 1 lakh - 50 lakh 

Aditya Birla Critical Illness Health Insurance Policy 

Minimum - 5 years for plan 1 and 2 

Minimum- 18 years for plan 3

Up to 12 times the annual income of the proposer maximum Rs. 1 crore

Universal Sompo Critical Health Insurance Plan

Minimum age-5 years 

Maximum age- 65 years

Rs. 2.5 lakh - 20 lakh

Kotak Mahindra Secure Shield Plan

Minimum age-18 years 

Maximum age- 65 years

Up to Rs. 5 lakhs 

IFFCO Tokio Critical Illness Insurance Policy

Minimum - 3 years (child)

                - 18 years (adult)

Maximum- 23 years(Child)

                 - 65 years (adult)

Up to 1 Rs. crore

1.  Bajaj Allianz Critical Illness Plan  

The Bajaj Allianz Critical Insurance plan comes with the following features:

  • Provide insurance cover for 10 critical illnesses including paralysis.
  • Covers your entire family, including children above the age of 6 years.
  • Comes with Lifetime Renewability.

2. Aditya Birla Critical Illness Plan

The Aditya Birla Critical Illness Health Insurance Policy has the following features:

  • Available as 3 plan options- Plan 1 (20 critical illnesses), Plan 2(50 critical illnesses), Plan 3(64 critical illnesses).
  • Covers all expenses involved in hospitalisation, medical  treatment, medicines, recuperation, health check-up, day-to-day needs and more.
  • Provides a quick lump sum amount on detection of disease.

3. Universal Sompo Critical Illness Plan

The Critical Health Insurance Plan offers the following features:

  • All premiums are waived of after the first claim
  • Cashless hospitalization facility available..
  • Includes 11 critical issues including paralysis. 

4. Kotak Mahindra Secure Shield Plan

The Kotak Mahindra Health Insurance gives you the following features:

  • Covers 18 types of critical illnesses, procedures and medical events.. 
  • Comes with a flexible renewable period of 1 to 3 years.
  • Choose from a flexible policy period of 1 to 3 years depending on your convenience. You can renew your policy at the end of every policy period chosen.

5. IFFCO Tokio Critical Illness Plan 

The IFFCO Tokio Critical Illness plan has the following features:

  • Provides cover for  25 critical illnesses. 
  • A lifelong renewal facility is available.
  • Sum assured up to Rs. 1 crore. 


These are the top 5 insurance policies which provide coverage for paralysis. Each plan comes with a different set of coverage benefits and features, so choose the plan which best suits your requirements. A critical illness insurance plan is a life saviour policy and can really save your total budget on medical issues.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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