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Top 5 Killer Diseases You Must Get Insured Yourself Against In 2021

Updated On May 13, 2021

Over the last few decades, India's health-care system has vastly improved. With the development of new drugs, vaccines, and modern treatment facilities, many deadly diseases such as small pox have been eradicated. However, there are still some deadly diseases that account for nearly 60% of all deaths in India. These diseases are not only difficult to manage, but they often come at a high cost, which is mostly out of reach for the average Indian.

Top 5 Killer Diseases You Must Get Insured Yourself Against In 2021

Top 5 Killer Diseases You Must Get Insured Yourself Against In 2021

According to the most recent report, the following are the top five killer diseases in India:

1. Cardiovascular Diseases

Cardiovascular disorders refer to a group of illnesses that affect the heart. They are India's leading cause of death. CVD is on the rise because of lifestyle risk factors, socioeconomic shifts, and other factors.


  • Breathing problems
  • Pain in the chest
  • Uncomfortable chest
  • Upper abdominal, stomach, back, throat, and jaw pain
  • Numbness or pain in the arms and legs

Preventive Measures

There are some things you can do to reduce the chances of developing cardiovascular disease.

  • Engage in physical activity.
  • Exercise on a daily basis
  • Keep an eye on your weight.
  • Quit smoking.
  • Keep your blood pressure in check.
  • Keep an eye on your cholesterol levels.

2. Stroke

A stroke happens when a blood vessel in your brain leaks or becomes blocked. Sudden numbness and confusion are two signs of a stroke. It also makes you lose your vision and makes you vulnerable. Stroke signs, causes, and prevention measures are detailed below.


  • Numbness or weakness in the face, arm, or leg that appears out of nowhere
  • Having difficulty seeing with one or both eyes
  • Unknown cause of severe headache
  • Having difficulty walking
  • Sudden perplexity, trouble communicating or comprehending

Preventive Measures

  • You can reduce the risk of stroke by following the steps outlined below:
  • Give up cigars.
  • Keep your blood pressure in check.
  • Keep a balanced lifestyle.
  • Exercise daily
  • Limit Alcohol Consumption

3. Respiratory Diseases

In India, respiratory infections such as lung abscess, acute bronchitis, and pneumonia are the leading causes of death. It is one of the most prevalent infections among adults.


  • Congestion in the nose
  • Runny Nose
  • Sneezing
  • Fever
  • Coughing
  • Weakness
  • Shortness of breath for over a week
  • Sore or scratchy throat

Preventive Measures

You will prevent being infected by taking these steps:

  • Quit Smoking
  • Exercise daily
  • Stay Active
  • Use a surgical mask.
  • Stay away from contaminated areas.

4. Tuberculosis (TB)

It's an infectious disease that often affects the lungs, but it may also affect other parts of the body. The good news is that tuberculosis can be treated and avoided.


Tuberculosis' most common symptom is a cough that lasts longer than three weeks. Some signs and symptoms include:

  • Tiredness
  • Coughing blood.
  • Fever
  • Shivers
  • Sweats at night
  • Appetite loss.
  • Weight loss that occurs unintentionally

Preventive Measures

Tuberculosis can be avoided by taking the following precautions:

  • Avoid physical contact with others who could be sick, such as in hospitals.
  • Screening for those who have a high risk
  • If you are sick, vaccinations are recommended to prevent the disease from spreading.

5. Chronic Obstructive Pulmonary Disease (COPD)

COPD, or chronic obstructive pulmonary disease, is a lung disease that causes patients to have trouble breathing. COPD is responsible for the deaths of many people all over the world, not just in India.


  • Suffocating
  • Tightness in the chest
  • Energy deficiency
  • Frequent Respiratory infections
  • Ankles, knees, or feet that have been swelled
  • Breathing problems

Preventive Measures

Taking the following measures to reduce the risk of COPD:

  • Quit Smoking
  • Know your family medical history
  • At home or at work, protect yourself from dust, fumes, and chemicals.
  • Avoid inhaling polluted air


While the life-threatening diseases we just discussed can be avoided and handled, they can also result in deaths if supplies are not readily available or if a response is not swift. Furthermore, continuing to live a healthy lifestyle, which includes a balanced diet and a regular exercise habit, will help to reduce the risk of all of these health conditions.

Since the risk is so High, we should not skimp on precautionary steps, such as purchasing critical illness insurance. Having a comprehensive health insurance plan ensures you can receive high-quality care in the event of an emergency.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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