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Top 5 Health Insurance Plans That You Can Buy In 2021

Updated On Jun 23, 2021

A health insurance plan is an important component that should be purchased by every individual. Not only can it protect the policyholder, but also their family. A health insurance plan ensures whether it is an emergency or not, the best healthcare facilities can be availed of. There are multiple coverages offered by a health insurance plan.

The 5 Best Health Insurance Plans That You Can Buy In 2021

There are many insurance providers that offer health insurance plans. However, it is important to carefully choose the best for your needs and circumstances. To help you narrow down your search, here are some of the best health insurance plans in 2021.

Health Insurance Plan

Insurance Provider

Claim Settlement Ratio

IFFCO Tokio Health Protector Plus Plan

IFFCO Tokio General Insurance


Bajaj Allianz Health Insurance Policy

Bajaj Allianz General Insurance


Manipal Cigna Health Insurance Plan

Manipal Cigna Health Insurance


Edelweiss Health Insurance Plan

Edelweiss General Insurance


Aditya Birla Health Insurance Plan

Aditya Birla Health Insurance


*The above claim settlement ratios are for the financial year of 2020.

1. IFFCO Tokio Health Protector Plus Plan

The IFFCO Tokio Health Protector Plus Plan is a comprehensive health insurance plan that covers multiple diseases and problems. It covers those critical illnesses that it states in the policy brochure and vector-borne diseases. It not only offers cover to the policyholder but also to their family members. It has eight insured options and you can also choose to top-up this plan.

2. Bajaj Allianz Health Insurance Policy

With the Bajaj Allianz Health Insurance Policy, you can avail of adequate healthcare facilities, anywhere and at any time. This is because this policy has over 6500 network hospitals which make cashless treatment extremely accessible. The plan also has a fast and efficient response time of only 60 minutes. Therefore, not only is it a comprehensive health insurance plan but is also fast.

3. Manipal Cigna Health Insurance Plan

The Manipal Cigna Health Insurance Plan is a robust health insurance plan that helps policyholders avail of the best benefits. It covers several contingencies adequately which makes it a top choice among many. It is quick in its service, efficient, and has multiple benefits. It has settled 97% of cashless approvals within only two hours which makes it a top choice for illnesses that may require emergency care. 

4. Edelweiss Health Insurance Plan

The Edelweiss Health Insurance Plan comes in three variants, namely, gold, silver and platinum depending on the Sum Assured under them. There are a variety of covers available like ICU cover, organ transplant cover, and more. AYUSH treatments are also covered under the Edelweiss Health Insurance Plan. Nevertheless, it still has affordable premium rates.

5. Aditya Birla Health Insurance Plan

Aditya Birla Health Insurance Plan is one of the top health insurance providers in India. It has over 8200 network hospitals. No matter where you are in the country, you will most likely be able to access one of these hospitals. It also has a high claim settlement ratio which indicates it is a reliable health insurance plan. The covers and the benefits provided by this plan are wide-ranging and very beneficial.


It is always important to have a health insurance plan. It has become even more crucial in the year 2021, with the looming threat of the pandemic. With such complexes and diseases threatening to come unannounced, it is best to prepare beforehand. A comprehensive health insurance plan not only protects you but also your family making it a good investment.

Read More: Features and Benefits of Health Insurance Top-up Plans

What is Mediclaim and How Is It Different From Health Insurance?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard. 

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