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Top 3 ManipalCigna Health Insurance Plans To Check In 2021

Published On Jun 13, 2021

ManipalCigna Health Insurance Ltd. formerly known as CignaTTK Health Insurance Company Ltd. is a tie-up between Cigna Corporation, which is a US-based prominent health service provider, and Indian Conglomerate, Manipal Group. It is one of the leading companies in the insurance market in the country. ManipalCigna Health Insurance firm is famous for its comprehensive and customized health insurance plans for its policyholders. Some of its unique features include multiple restorations in case of multiple claims, cashless treatment at 4500+ hospitals, tax benefits, wellness programs, and many more. 

Purchasing health insurance is essential as it provides secure coverage for you and your family in times of emergency and makes sure that your financial budget does not get exhausted due to the heavy costs of treatment these days in private hospitals. Choosing a plan or the insurer is the customer’s call and in this article, we have discussed the perks of choosing ManipalCigna Health Insurance over others for their extensive insurance plans. 

About ManipalCigna Health Insurance 

ManipalCigna Health Insurance, based in Mumbai, operates in 11 other cities in India and ensures to provide beneficial assurance to its customers at a pocket-friendly price. The insurance policies made at ManipalCigna Health Insurance are according to the requirement of the customers and curated carefully for different situations that might arise in the policyholder’s life. Various types of health insurance plans are offered by the company like plans for individuals, family members, women, senior citizens, and newborns. Let us give a glance at some of the prominent features of ManipalCigna Health Insurance:

  • 6500+ network of hospitals for cashless treatment 
  • Lifelong renewability of the health insurance policies
  • 4 years waiting period for pre-existing diseases
  • The company has a claim settlement ratio of 85.72% in FY20

Top 3 ManipalCigna Health Insurance Plans To Check In 2021

Top 3 ManipalCigna Health Insurance Plans 

There is a wide range of plans that are available for the customers at ManipalCigna Health Insurance. They have all been created to provide all-rounder coverage to its policyholders. Following are the famous health insurance plans by ManipalCigna: 

1. ManipalCigna ProHealth Insurance

This cover provides all-around coverage against any medical emergency and comes in different variants like Plus, Protect, Preferred, Premier, and Accumulate. The total sum assured under this cover might vary from 2.5 Lakhs to 1 Crore. 

Features of this plan:

  • It offers a 25% discount for the family on Protect and Plus plans and offers a 10% discount on Premier, Preferred, and accumulate plans of the policy. 
  • Tax benefits are available 
  • A Free-look period of 15 days is provided
  • Emergency cover of this  plan can be availed worldwide
  • A cumulative bonus is provided for every claim-free year 
  • No medical test is required up to the age of 45 years under specific plans 
  • Restoration of the sum insured is available. 

2. ManipalCigna Super Top Up

This cover helps you to add beneficial top-ups to your existing health insurance policies at an affordable price. It guarantees a cumulative bonus with a reduction in the inflation rate. 

Features of this plan:

  • It is a top-up plan with the maximum sum insured option up to Rs. 30 Lakhs 
  • It is available for both individual and family floater insurance policies. 
  • 15 days free-look period is provided 
  • It comes with a lifetime renewal option 
  • Every year a discount of 3% is made available in case of online renewal 
  • 30 days grace period and 15 days revival period for policy renewal to its policyholders is provided  

3. Arogya Sanjeevani Policy- ManipalCigna 

This policy is a simplified health insurance product that offers a sum assured of Rs. 1 to 5 Lakhs. Diseases like Coronavirus can be covered under this policy. It provides the customers with coverage for AYUSH or allopathic treatment. 

Features of this plan:

  • It is one of the top-up plans with a maximum sum insured of Rs. 30 Lakhs 
  • Pre-existing illnesses are covered after a waiting period of 4 years in this policy
  • Income tax benefits available 
  • A lifetime renewal option is available for the policyholders 
  • Pre and post-hospitalization expenses are also covered 
  • Critical illness cover is provided as an add-on benefit. 


Out of numerous plans that are made available by ManipalCigna Health Insurance, around three have been listed above. You must check out the complete details of the policy on the official website of the ManipalCigna Health Insurance company and choose the most appropriate plan for yourself and your loved ones. 

Must Read: Advantages of Buying Health Insurance from ManipalCigna

A Beginner Guide to Buying and Renewing ManipalCigna Health Insurance Policies Online

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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