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Network Hospital In Health Insurance Explained

Updated On Oct 22, 2020

What Is A Network Hospital In Health Insurance?

All insurance companies have partnerships with some hospitals where they provide the facility of cashless claims to their policyholders. Such hospitals are called the network hospitals of that insurance company.

What Is A Non-Network Hospital?   

A non-network hospital as per the name is not the part of associated hospitals of an insurance company. It is just a general hospital that doesn't cover you under the policy. Thus, whenever you visit a non-network hospital, you need to first settle your bills directly with the hospital and the same later gets reimbursed by your insurance company as per the terms and conditions of your plan.

Different Insurance Companies and Their Network of Hospitals

Company Name Number Of Network Hospitals
HDFC Ergo Health Insurance Company 4500+
Star Health And Allied Insurance Company 9800+
Future Generali India Insurance 5000+
Bajaj Allianz General Insurance 6500+
Manipal Cigna Health Insurance Company 4500+
National Insurance Company 6000+
IFFCO Tokio General Insurance   4200+
New India Assurance   1200+
Oriental Insurance  4300+
Reliance General Insurance  4000+
United India Insurance 7000+
Royal Sundaram Alliance Insurance 3000+
TATA AIG General Insurance  3000+
Cholamandalam MS General Insurance  8000+
HDFC Ergo General Insurance  10000+
Universal Sompo General Insurance  4000+
Bharti AXA General Insurance  4500+
SBI General Insurance 3000+
Raheja QBE General Insurance 2000+
Max Bupa Health Insurance  3500+
Care Health Insurance  5420+
Liberty Videocon General Insurance  4000+
Shriram General Insurance 2000+
Magma HDI General Insurance  4100+

Why Should You Choose A Network Hospital?

The network hospital is considered better because of the below-listed reasons:

  • Cashless Transactions: The treatment at the network hospitals is cashless so you do not have to be involved in the hassle of first paying and then getting paid by your insurance company.
  • Thoroughly Vetted Hospital: The hospital is always vetted by the insurance company when it is onboarded on the network. This is a sort of indicator that the hospital is better than the non-network ones.
  • Pan-India Coverage: The insurance companies have network hospitals throughout the country and knowledge of network hospitals helps you get treatment whenever and wherever you need regardless of any hassle. 


The job to choose perfect insurance is tough and long, but knowing about network hospitals would contribute a lot in helping you out. It is also beneficial and less hectic to choose a network hospital for treatment.

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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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