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It's Time You Start Taking Health Insurance Seriously!

Published On Nov 12, 2019 5:30 AM By Yamini Sharma

Every individual saves money for a significant purpose in their life. While many save their hard-earned money for education purposes, many secure a prominent amount for the marriage of their son or daughter. There are also numberless individuals who save every single penny so that they can afford the home of their dreams in the coming time. All in all, people in our country save their earnings so that they can fulfill a specific purpose that has results in their favor. 

In the wide range of reasons, health is one that comes at the last number for most Indians. In other words, countless people in India do not emphasise their health thinking that they are healthy and fine. However, when a medical emergency strikes, they are left helpless with no choice but to spend the maximum portion of their savings in availing proper treatment and securing the health & lives of their loved ones. 

Do you also think you are going great healthwise? 

Do you think there’s nothing that can go wrong with you in medical terms? 

If the answer is yes, think again! In fact, learn from the experiences of others who have suffered a lot, on financial, emotional, and physical front. While people with health insurance have always had a way to prevent their savings from going down the drain in one go, the ones lacking health insurance have always been on the suffering end. 

Why Considering Health Insurance is Vital?

Not taking health insurance seriously or questioning the mere need of it can put you in lot of trouble, especially when you cannot even afford to take stress for a few hours only. 

Health insurance is a massive support that can help you stay financially secure, even if a medical emergency treatment requires a huge amount of money, which you cannot think of spending. 

There’s no doubt that availing proper health treatment has become extremely costly. Opting for medical treatment has become a serious concern for most of the people and the reason behind the same is sky-rocketing medical costs. 

Here’s where health insurance comes to the rescue. By offering coverage for medical and surgical expenses, health insurance policies take off burden from one’s shoulders within no time. Health insurance policies are designed in such a way that they cover a series of medical and surgical expenses without having one to face inconvenience of any kind, especially in terms of finance. All in all, health insurance policies provide one with massive financial support that the policyholder becomes free from worries concerned with finance. In fact, policyholders are able to concentrate on their treatment without thinking where all the money is coming from, all because their health insurance policy is beside them. 

An ideal choice not only for individuals, but also for an entire family, health insurance policies save one from multiple losses, be it their life, life of a loved one, savings, assets, suffering from illnesses or diseases for months or years, etc. 

In fact, health insurance supports people in the hour of need. Be it by taking care of finances or granting one with peace of mind, health insurance policies prove to be the best support one can get at a crucial time of their life. Also present are a few additional benefits of health insurance that provide immense convenience and support to one when they require major help to take care of their medical concern. 

Various Benefits of Health Insurance? 

  • Free preventive care, such as screenings, vaccines, and some check-ups, even before you meet your deductible.
  • Coverage against critical illnesses such as Cancer, Stroke, Kidney Failure, Heart Attack, and various others.
  • Cover for convalescence benefit, alternative treatment, organ donor expenses, domiciliary treatment, hospital cash daily allowance, dental treatment, free health check-ups, and various others. 
  • Tax benefits under Section 80D of the Income Tax Act, 1961

Even if you are having health protection from your employer, opt for another health insurance policy so that you are not affected in any which way even when you leave your present organisation or encounter changes in the policy terms & conditions. 

Also Read

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Best Health Insurance Companies in Claim Settlement


Health insurance has, is, and will always be one of the best means to fight financial instability issue during a medical emergency. Whether or not you invest in it is something up to you. If you have finally understood the significance of health insurance and why it shouldn't be ignored, go ahead and start searching the best health insurance policy according to your medical needs. 

Don't forget to read: 5 Factors to Consider While Buying a Health Insurance Plan? and Why Should You Buy a Health Insurance Policy Online?

If interested in talking to InsuranceDekho experts regarding health insurance companies or plans, gives us a call at 18001205698.

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